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Why you need a home inspection.

Are you planning to I purchase a home or sell your existing home in the near future? If so, you may want to consider getting a home inspection. First of all, what is a home inspection and win would you need one?

A home inspection is an independent visual examination of the physical structure and the various systems of the property. The inspector will provide an objective opinion of the condition of the home from the foundation to the roof. You will receive a detailed written report on the condition of the following: the foundation, plumbing, electrical, appliances, the exterior, heating/AC, the roof/attic and structure.

The report will describe the condition of the various components and note if any repairs are necessary as a safety precaution. Also, the inspector will comment on any items that require service, are defective or need cosmetic repair.

If you are in the market to purchase a home, you can often avoid potentially expensive and unforeseen repairs by obtaining a home inspection before you buy. A costly repair after the purchase can definitely put a damper on the home-buying experience. Why take the risk?

As a potential seller, you may question why you should obtain an inspection on your own home. A home in good condition is much more likely to sell in a buyer's market. Though some components of the home may be in obvious need of repair, others are not to the untrained eye. Many homebuyers are requiring a home inspection as a stipulation in the sales contract. It would be wise to become aware of potential repair issues before your home goes on the market. You can minimize the risk of losing a sale by making repairs before your home goes under contract.

The typical cost for a home inspection ranges from $250-$400 based on the size of the home and location of the property. Visit the National Association of Home Inspectors (NAHI) or the American Society of Home Inspectors (ASHI) web sites for additional information. You can obtain a list of local home inspectors by calling the NAHI at 1-800-743-2744 or the ASHI at 1-847-759-2820.

If you have further questions about financing your home, please contact One Lender for Life at 1-888-213-4602. Visit our web site at

By Jim Williams

President, Southern Highlands Mortgage
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Title Annotation:Finance
Author:Williams, Jim
Publication:Georgia Nursing
Date:Feb 1, 2012
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