Universal HIV test affects insurability.
In the discussions of universal HIV testing, I have not seen anyone address what it will do to a person's insurability ("Universal Screening Will Overload HIV Treatment System," Dec. 15, 2006, p. 1).
Giving a truthful response to the question of whether one has even had an HIV test, regardless of the result, may make one ineligible for insurance (health, disability, life, etc.). Undoubtedly, it would take national legislation to overcome this massive problem for those who test positive, many of whom are young and currently uninsured, and may never again be eligible for health insurance.
Without a resolution to this problem that could be lifelong, and, yes, the stated goal is to prolong life, I would have to recommend that if a person ever aspired to have health insurance (or life or disability insurance), he or she should opt out of the universal testing and get tested anonymously.
R. White, M.D.