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S1 to Present to Community Bankers on Driving Consumer Adoption of Internet Banking.

ATLANTA -- S1 End-User Marketing Helps Banks Implement Effective Marketing and User Education for Internet Banking Services

S1 Corporation (NASDAQ: SONE), a leading global provider of integrated front-office applications for financial institutions, will present to the Texas Bankers Association on Jan. 20 on driving consumer adoption of Internet banking through effective end-user marketing programs. Carmen Crutchfield-Smith, who heads the S1 Internet Banking Adoption and Retention Programs, will lead a presentation entitled "Who's Next for Internet Banking and Electronic Bill Pay? Putting a Face on Mainstream Users and How to Market to Them" at the association's 2nd Annual Technology in Banking Conference in San Antonio, Texas.

"While Internet banking adoption has steadily increased over the last several years to nearly 40% of all U.S. online households, the majority of consumers are still not actively banking online," said Crutchfield-Smith. "However, consumers are rapidly becoming more comfortable with the online channel. The key to driving their adoption of this low-cost channel is education and awareness to overcome barriers through easy enrollment, the ease-of-use of banking features, high-quality support, and information on security and privacy issues."

As the leader in Internet banking since 1995, S1 has developed advanced strategies and tactics for helping banks of all sizes drive online adoption to increase revenue and improve customer retention. The S1 Internet Banking Adoption and Retention Programs assist S1 customers to develop strategic marketing plans and tools to fully leverage customer communications and the online channel for both their retail and business customers.

For more information on end-user adoption of Internet banking, details of S1's services, or a copy of the presentation, contact S1 Marketing Consulting at or (404) 923-3500.

About S1 Corporation

S1 Corporation is a leading global provider of integrated front-office applications for more than 4,000 banks and insurance providers around the world. Comprised of applications that address virtually every market segment and delivery channel, S1 solutions help integrate and optimize an institution's entire front office, resulting in increased operational efficiencies, revenue opportunities and overall customer satisfaction. S1 is the only provider with the proven experience, breadth of products and financial strength to empower financial services companies' enterprise strategies. Additional information about S1 is available at
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Publication:Business Wire
Geographic Code:9SOUT
Date:Jan 19, 2005
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