Regulator yearbook: the 2008 insurance commissioners.
ALABAMA DEPARTMENT OF INSURANCE
Walter A. Bell, Commissioner
201 Monroe St., Suite 1700, Montgomery, AL 36104
334-269-3550, Fax: 334-241-4192
Background: Former NAIC president. Joined MONY Group in 1983 as financial professional, was vice president for Diversity Marketing when he left the company. A limited partner in the Mobile BayBears, the city's Southern League baseball team.
Issues: Availability and affordability of homeowners and commercial insurance in the aftermath of losses from hurricanes Ivan and Katrina; expand health insurance access; producer licensing reforms.
ALASKA DIVISION OF INSURANCE
Linda Hall, Director
550 W. Seventh Ave., Suite 1560,
Anchorage, AK 99501-3567
907-269-7900, Fax: 907-269-7910
Background: Previously president of the Alaska Independent Insurance Agents and Brokers and director of Independent Insurance Agents & Brokers of America, 1997 to 2003. Past chair of Alaska Workers' Compensation Review and Advisory Committee. Earlier, Hall was a high school English teacher in Michigan.
Issues: Amendments to regulations; workers' compensation reform; agents licensing streamlining; principles-based reserving; suitability standards in sales of annuities.
AMERICAN SAMOA OFFICE OF THE GOVERNOR Ute Dr. Laloulu Tagoilelagi, Insurance Commissioner American Samoa Government, Executive Office Building, Third Floor, Pago Pago, American Samoa 96799 011-684-633-4116, ext. 240, Fax: 011-684-633-2269 www.americansamoa.gov
ARIZONA DEPARTMENT OF INSURANCE
Christina Urias, Director
2910 North 44th St., Suite 210, Phoenix, AZ 85018-7256
602-364-3100, Fax: 602-364-3470
Background: Reappointed to new six-year term that began January 2005. Prior to 2003 appointment, was a partner at DeConcini, McDonald, Yetwin, & Lacy, P.C. since 1989. Spent 12 years as a property/casualty claims representative. Clerked for Arizona Supreme Court. Named one of Top 50 pro bono attorneys in state. Seventh-generation descendant of Tucson pioneers.
Issues: Adopting changes to Arizona's continuing education requirements for Arizona resident-licensed producers so that the state's requirements are entirely reciprocal/uniform with other states' continuing education laws; implementation of the Memorandum of Understanding entered with the Centers for Medicare and Medicaid Services on Medicare Part D drug prescription plans and related issues; continued monitoring on federal legislation activities regarding insurance regulation.
ARKANSAS DEPARTMENT OF INSURANCE
Julie Benafield Bowman, Commissioner
1200 W. Third St., Little Rock, AR 72201-1904
501-371-2600, Fax: 501-371-2629
Background: General counsel at the Arkansas Development Finance Authority 1996 to 1998. Chief executive officer of the Arkansas Workers' Compensation Commission 1998 to 2005. Appointed Arkansas Insurance Commissioner in January 2005. Serves on the National Association of Insurance Commissioners' Executive Committee. Is vice chair of NAIC's Southeastern Zone and two of its committees, Industry Liaison and Market Regulation and Consumer Affairs. Former board member of the International Association of Industrial Accident Boards and Commissions. President of Southern Association of Workers' Compensation Administrators in 2002. Listed in Arkansas Business "Forty Under Forty" for 2001.
Issues: Consumer education, especially among seniors; industry and regulator preparedness in the face of catastrophic losses; and streamlined state approval of product filings.
CALIFORNIA DEPARTMENT OF INSURANCE
Steve Poizner, Commissioner
300 Capitol Mall, Suite 1700, Sacramento, CA 95814
916-492-3500, Fax: 916-445-5280
Background: Businessman/entrepreneur. Founder of SnapTrack, a company that developed life-saving technology to place GPS receivers into cell phones for 911 emergency response; sold to Qualcomm in 2000. MBA from Stanford University; B.S. in electrical engineering from the University of Texas. Co-founder of Poizner Family Foundation and Ed Voice to improve public education system.
Issues: Proclaimed an emergency situation regarding the adjustment of insurance claims from the 2007 wildfires. For 2008, concentrating on title insurance rates and awareness; homeowners; fair competition among major lines; Cat Task Force/California Earthquake Authority; PPO performance; improved consumer outreach; reduce workers' compensation premiums; management training program; improved CDI Intranet. Converting to a primarily paperless environment by July 2008.
COLORADO DIVISION OF INSURANCE
Marcy Morrison, Insurance Commissioner
1560 Broadway, Suite 850, Denver, CO 80202
303-894-7425, Fax: 303-894-7455
Background: Former chair of the Division of Insurance's volunteer Consumer Council and a consumer representative to the National Association of Insurance Commissioners. Began public service in 1984 as El Paso County Commissioner. Served in the state House chairing the Health Environment, Welfare and Institutions Committee, and the Health Care Task Force and the Intractable Pain Task Force.
Issues: Consumer protection is a primary goal. New and emerging topics of interest and importance in 2008 include: health-care reform, ensuring consumers get what they pay for in insurance, addressing the issue of the uninsured and the effect on health insurance premiums; and auto insurance, with Colorado going from tort to no-fault in 2003 and the continuing adjustments needed, and trauma costs being paid by auto insurance.
CONNECTICUT INSURANCE DEPARTMENT
Thomas R. Sullivan, Commissioner
P.O. Box 816, Hartford, CT 06142-0816
860-297-3800, Fax: 860-566-7410
Background: Appointed April 2007 by Gov. M. Jodi Rell, after 20 years in insurance customer service and consumer relations. Most recently, senior vice president of Specialty Risk Services LLC, a wholly owned subsidiary of The Hartford Financial Services Group Inc.
Issues: Continue monitoring the coastline for availability and affordability of homeowners and health insurance. Internally, committed to expanding and improving consumer experiences consistent with the department's new mission statement.
DELAWARE DEPARTMENT OF INSURANCE
Matthew Denn, Commissioner
Rodney Building, 841 Silver Lake Blvd., Dover, DE 19904
302-674-7300, Fax: 302-739-5280
Background: Appointed in 1998 to serve as chairman of the state's Child Protection Accountability Commission, a commission set up in the aftermath of the deaths of several children in state care. Served as legal counsel for Gov. Ruth Ann Minner, from 2001 to 2003.
Issues: New homeowners insurance comparison tool joins an auto insurance comparison tool available since November 2007 on Web site. Consumers can compare premiums for homeowners, renters and condominium insurance and can request personalized quotes.
FLORIDA OFFICE OF INSURANCE REGULATION
Kevin McCarty, Commissioner of Insurance Regulation
The Larson Building, 200 E. Gaines St., Room 101, Tallahassee, FL 32399-0301
850-413-2526, Fax: 840-413-2950
Background: McCarty is a leading member of the NAIC's Catastrophe Working Group.
Issues: Improving homeowners insurance market--availability and affordability. Promoting the need for a National Catastrophe Fund.
GEORGIA DEPARTMENT OF INSURANCE
John W. Oxendine, Insurance Commissioner
2 Martin Luther King Jr. Drive, West Tower, Suite 704, Atlanta, GA 30334
404-656-2056, Fax: 404-657-7493
Background: Re-elected to a fourth term in 2006, becoming the first Republican in state history elected to an office four times. Helped to pass a law making health insurance portable; cracked down on insurance fraud and unlicensed companies; reduced workers' compensation insurance costs; and implemented tough disclosure laws for insurers and agents.
Issues: Led multistate investigation into sales practices of companies and agents who market life policies and other financial products to active duty servicemen. Continuing to make the expansion of health care for rural Georgians a major priority.
GUAM DEPARTMENT OF REVENUE AND TAXATION, INSURANCE BRANCH Artemio B. Ilagan, Director of Department of Revenue, Acting Bank and Insurance Commissioner Tower Government of Guam, P.O. Box 23607, GMF, Guam 96921 671-635-1835, Fax: 671-633-2643 www.guamtax.com
Background: Appointed by the Governor of Guam to the position of director in 2003. Started with the department in 1980 as a tax auditor and tax investigator, Held managerial positions in the income tax processing branch, criminal investigation branch, and served as a tax enforcement administrator. Current member of Governor Camacho's Fiscal Recovery Team and participates in the budget process,
HAWAII INSURANCE DIVISION
Jeffrey P. Schmidt, Commissioner
Department of Commerce and Consumer Affairs, P.O. Box 3614, Honolulu, HI 96813
808-586-2799, Fax: 808-586-2806
Background: Previously was corporate counsel for the County of Maui, Prior to government service, was an officer with the Los Angeles Agency of the Dai-Ichi Kangyo Bank in commercial lending, and with Coldwell Banker Commercial Group.
Issues: Hawaii recently registered its 200th domiciled captive insurer. Schmidt has been active in international issues in the Pacific Rim, representing the United States in trade talks with Chinese and Japanese regulators. A proponent of uniformity and reciprocity, has worked to make Hawaii's Insurance Division more efficient and business friendly.
IDAHO DEPARTMENT OF INSURANCE
William W. Deal, Director
700 W. State St., 3rd Floor, Boise, ID 83720-0043
208-334-4250, Fax: 208-334-4398
Background: Eight-term member of the state House of Representatives. Selected by Gov. Butch Otter in January 2007. As a legislator, was an advocate for many health insurance issues, including workers' compensation for agricultural workers. More than 40 years experience as an insurance agent; member of the Independent Insurance Agents & Brokers of America.
Issues: Continue to find solutions to the problems of availability and affordability of health insurance while taking a lead position in life settlement issues.
ILLINOIS DIVISION OF INSURANCE
Michael T. McRaith, Director
100 W. Randolph, Suite 9-301, Chicago, IL 60601-3251
217-785-5516, Fax: 312-814-5435
Background: Prior to appointment, spent 15 years in private practice as an attorney in Chicago. Serves on the executive committee of the AIDS Foundation of Chicago and the American Foundation for Suicide Prevention, Chicago Chapter.
Issues: Working with other state agencies to develop and implement an affordable health insurance program for young adults with critical health-care needs.
INDIANA DEPARTMENT OF INSURANCE
Jim Atterholt, Commissioner
311 W. Washington St. Suite 300, Indianapolis, IN 62767-1678
317-232-2385, Fax: 317-232-5251
Background: Prior to appointment, was Director of Government Affairs for AT&T in Indiana. Served two terms as a member of the Indiana General Assembly; currently serves as a member of the U.S. Commission on Civil Rights-Indiana Advisory Commission and as a member of the board of directors of the Saint Florian Center for at-risk children.
IOWA DIVISION OF INSURANCE
Susan Voss, Commissioner
330 E. Maple St., Des Moines, IA 50319
515-281-5705, Fax: 515-281-3059
Background: Voss has been with the Iowa Insurance Division since 1993. Has held a number Of different positions with state government including assistant attorney general for the Department of Transportation, legal counsel to the State Ombudsman and counsel to the Iowa Legislature in the area of taxation and economic development.
Issues: Continue efforts to make health insurance affordable for Iowans, and seek new legislation to enhance the regulation of long-term care insurance.
KANSAS DEPARTMENT OF INSURANCE
Sandy Praeger, Commissioner
420 S.W. 9th St., Topeka, KS 66612-1678
785-296-3071, Fax: 785-296-7805
Background: Served three terms in the Kansas Senate and one term in the Kansas House of Representatives. Also served as mayor of Lawrence, Kan., and was on the Lawrence City Commission. A recipient of the DE Nathan B. Davis Award, given annually by the American Medical Association to individuals who have made a significant contribution to the public health through elected and career government service. Won re-election in 2006 with 63% of the vote.
Issues: Work to promote state regulation modernization, specifically, efficiency and performance of issues relating to product speed-to-market. Push for continued reciprocity and uniformity of products across state borders--especially for producer licensing regulation. The universal health-care debate, reinsurance initiatives and strengthening of consumer protections are all top priorities.
KENTUCKY OFFICE OF INSURANCE
P.O. Box 517, Frankfort, KY 40602-0517
502-564-6026/3630, Fax: 502-564-1453
Background: Kentucky Gov. Steve Beshear, a Democrat, won last November's election over incumbent Ernie Fletcher, a Republican, and decided not to extend the tenure of Julie Mix-McPeak, the executive director of the state office of insurance. She left her post in mid-December; her successor has not been announced.
Issues: Working with other state agencies to find ways to provide relief to those in the small-group health insurance market. Continuing efforts to attract new health insurers to the Kentucky market. Continuing efforts to draw captive insurers to the state.
LOUISIANA DEPARTMENT OF INSURANCE
James Donelon, Commissioner
P.O. Box 94214, Baton Rouge, LA 70802
225-342-5423, Fax: 225-342-1993
Background: Prior to becoming insurance commissioner, served the Department of Insurance in leadership positions as Chief Deputy Commissioner and Executive Counsel.
Issues: Fair settlement of property insurance claims from hurricanes Katrina and Rita; continued availability and affordability of property insurance through the voluntary market in the wake of the hurricanes; fair pricing of auto insurance in consideration of post-Katrina demographic shifts.
MAINE BUREAU OF INSURANCE
Eric Cioppa, Acting Superintendent
34 State House Station, Augusta, ME 04333-0034
207-624-8475, Fax: 207-624-8599
Background: Deputy Superintendent since 1998. Served on various committees at the NAIC including the workers' compensation task force and co-chair of the NAIC/IAIABC Joint Working Group.
Issues: Affordable health insurance; affordable homeowners insurance for island and coastal properties; pursuit of National Association of Insurance Commissioners' speed-to-market initiatives. Will focus on long-term-care needs of elderly and work for rate adjustments for seniors.
MARYLAND INSURANCE ADMINISTRATION
Ralph S. Tyler, Commissioner
525 St. Paul Place, Baltimore, MD 21202-2272
410-468-2090, Fax: 410-468-2020
Background: Appointed by Gov. Martin O'Malley in September 2007 to oversee Maryland's $26 billion insurance industry. Had been Chief Legal Counsel to governor. Long career in politics beginning in Baltimore as city solicitor. Received his B.A. from the University of Illinois in 1969, his J.D. from Case Western Reserve in 1972, and an LL.M. from Harvard University in 1977. Member of the Maryland and District d Columbia Bars and the American, Maryland, and Baltimore City Bar Associations. Permanent member of the Judicial Conference of the Fourth Circuit. In addition, a past member of the rules committee of the Court of Appeals of Maryland.
Issues: Health care access and affordability; availability of homeowners insurance in coastal areas; and increased financial literacy and consumer education in the areas of insurance.
MASSACHUSETTS DIVISION OF INSURANCE
Nonnie S. Burnes, Commissioner of Insurance
1 South Station, Boston, MA 02210-2208
617-521-7301, Fax: 617-521-7758
Background: Appointed to head the Massachusetts Division of Insurance in February 2007 by Gov. Deval Patrick. Prior to taking the helm at the division, was a Justice of the Superior Court for more than a decade. Background includes work as a legal advocate. Was a Superior Court justice from 1996 until her appointment as Commissioner of Insurance. While on the bench, served as the chair of both the Gender Equality Advisory Board and the Jury Management Advisory Committee. Prior to her appointment to the Superior Court, was an attorney at the firm of Hill & Barlow. Also served as a commissioner on the State Ethics Commission, a fellow of the Boston Bar Foundation, the vice chair of the Boston Bar Association, and on the boards of directors of the Massachusetts Law Reform Institute and the Center for Law and Education. Earned B.A. from Wellesley College and a J.D. from Northeastern University School of Law. Recipient of Citation for Judicial Excellence from the Boston Bar Association in 2004.
Issues: Coastal home insurance, health-care reform, private-passenger automobile insurance reform.
MICHIGAN DEPARTMENT OF LABOR AND ECONOMIC GROWTH
Ken Ross, Acting Commissioner
Office of Financial and Insurance Services
Ottawa Building, 3rd Floor 611 W. Ottawa, Lansing, MI 48933-1070
517-373-0220, Fax: 517-335-4978
Background: Attorney; formerly vice president of legal and regulatory affairs, Michigan Credit Union League; former assistant attorney general; began career in the legislative process working for a state representative.
Issues: Urban insurance rates remain a central focus, along with predatory lending; effective oversight d consumer finance entities and developing mechanisms to promote affordable health care to all Michigan residents.
MINNESOTA DEPARTMENT OF COMMERCE
Glenn Wilson, Insurance Commissioner
85 Seventh Place East, Suite 500, St. Paul, MN 55101-2198
651-296-6025, Fax: 651-282-2568
Background: Former vice president of U.S. Bank Home Mortgage and chief executive officer and chairman of Knutson Mortgage. Appointed as president of Ginnie Mae in 1985 by President Ronald Reagan. Served on founding committee of the Mortgage Electronic Registration System, a legal document database now being implemented nationally.
Issues: Strengthen the marketplace in Minnesota and nationally for annuity products. The demographic realities of the next decade will find many seniors making the transition from accumulating savings to drawing down those savings for retirement expenses. Need to make sure consumers are protected and sold annuity products that are suitable for their financial situations.
MISSISSIPPI INSURANCE DEPARTMENT
Mike Chaney, Commissioner
1001 Woolfolk State Office Building, 501 N. West St., Jackson, MS 39201
601-359-3569, Fax: 601-359-2474
Background: Former state senator and chairman of the Senate Education Committee, the only Republican to hold this position in more than 150 years. Key member of the Senate Insurance Committee and one of the writers of the 2007 Wind Pool Insurance bills. Member of Agriculture, Environmental Protection, Insurance, Congressional Redistricting, Legislative Reapportionment, Ports and Marine Resources and Universities and Colleges committees. Named 2006 Legislator of the Year by Mississippi Association of Realtors and 2007 Legislator of the Year by the Mississippi Homebuilders Association for legislative work in rebuilding the coast following Hurricane Katrina.
Issues: The affordability, availability and accountability of insurance on the Mississippi Gulf Coast remain major priorities. Another priority is affordable health-care insurance. Setting up a satellite office of the Mississippi Insurance Department on the state's Gulf Coast to assist with outstanding issues brought about by Hurricane Katrina.
MISSOURI DEPARTMENT OF INSURANCE, FINANCIAL INSTITUTIONS & PROFESSIONAL REGISTRATION
Douglas Ommen, Director
301 W. High St., Suite 530, P.O. Box 690, Jefferson City, MO 65102-0690
573-751-4126, Fax: 573-751-1165
Background: Ommen previously served as the department's deputy director and general counsel, and also was commissioner of securities at the Secretary of State's Office. Issues: Strive for state legislation that would help to streamline insurance regulation in areas such as market conduct and professional conduct rules for producers. Push for passage of the Interstate Compact of the Interstate Insurance Product Regulation Commission.
MONTANA STATE AUDITOR'S OFFICE
John Morrison, Montana State Auditor, Commissioner of Insurance & Securities
840 Helena Ave., Helena, MT 59601
406-444-3246, Fax: 406-444-3497
Background: Represented Montana in the state's tobacco case, and media organizations in the Unabomber case. He is author of Mavericks, The Lives and Battles of Montana Political Legends. Also chaired the NAIC task force addressing legal issues arising from the terrorist attacks on Sept. 11.
Issues: Development of a plan supported by a diverse coalition of business and consumer groups, to insure tens of thousands of Montanans. Legislators have approved his "Insure Montana" program that uses tax credits and pooling to make health insurance more affordable for small businesses.
NEBRASKA DEPARTMENT OF INSURANCE
Ann Frohman, Director
Terminal Building, 9410 St., Suite 400, Lincoln, NE 68508-3639
402-471-2201, Fax: 402-471-2990
Background: Worked at the Nebraska insurance department for more than 15 years. Appointed deputy director in January 2004. Previously served as general counsel and staff attorney, as well as on committees of the National Association of Insurance Commissioners. Also worked as the state's risk manager within the Nebraska Department of Administrative Services from 1997 until January 2000. Received her law degree from the University of Nebraska at Lincoln.
Issues: Watching the stranger-originated life insurance issue carefully. Looking at legislation to assist with issues surrounding health discount plans. Modifying group life statutes, adopting the NAIC's viatical revisions. Monitoring developments on levels of reinsurance collateral; continuing to focus on developments with principles-based reserving. International relationships with foreign insurance regulators also will be a focus.
NEVADA DIVISION OF INSURANCE
Alice A. Molasky-Arman, Insurance Commissioner
788 Fairview Drive, Suite 300, Carson City, NV 89701
775-687-4270, Fax: 775-687-3937
Background: Has served longer than any insurance commissioner in state's history. Has provided guidance for innovative programs, including legislation establishing a reinsurance program for health insurers (a first for Nevada) and taking a leading role in Nevada's transition toward a three-way workers' compensation environment.
Issues: Making health insurance available and affordable. Consumer protection. Insolvency of insurers.
NEW HAMPSHIRE INSURANCE DEPARTMENT
Roger A. Sevigny, Insurance Commissioner
21 South Fruit St., Suite 14, Concord, NH 03301
(603) 271-2261, Fax: (603) 271-1406
Background: Prior to joining the New Hampshire Insurance Department, worked at Travelers Insurance for more than 30 years in several technical and management positions. He is an active member of the National Association of Insurance Commissioners and currently serves as president-elect.
Issues: Pursuing legislation that addresses issues in health insurance, workers' compensation and the construction industry.
NEW JERSEY DEPARTMENT OF BANKING & INSURANCE
Steven Goldman, Insurance Commissioner
P.O. Box 325, Trenton, NJ 08625-0325
609-292-5360, Fax: 609-292-5273
Background: Prior to his nomination by Gov. Jon S. Corzine, was a senior member and 22-year veteran of Sills Cummis Epstein & Gross PC. Earned Masters of Law in taxation from New York University School of Law, a Jurist Doctorate from the George Washington University School of Law and an Artium Baccalaureatus in political science from Boston University.
Issues: Address the continuing effect of the subprime mortgage market problems on the people of the state and the institutions and licensees regulated by the department. Explore ways to improve the health-care delivery and financing system. Promote New Jersey as a prime location for financial services businesses and expand their role in the state economy.
NEW MEXICO DEPARTMENT OF INSURANCE
Morris Chavez, Superintendent
P.O. Box 1269, Santa Fe, NM 87504-1269
Background: Served as New Mexico State Gaming Representative since 2004, where he was responsible for monitoring compliance of the 2001 Tribal-State Class ill Gaming Compacts entered into by the 13 Tribes/Pueblos and the state. Prior to this, worked in the insurance and financial services industry, most recently at the Manual Lujan Agencies.
Issues: Health care, title insurance and the rates of uninsured motorists.
NEW YORK DEPARTMENT OF INSURANCE
Eric Dinallo, Superintendent
25 Beaver Street, New York, NY 10004-2319
212-480-6400, Fax: 212-480-2310
Background: Most recently, Dinallo served as the general counsel for insurance broker Willis Group Holdings. Previously, he worked with then-New York state Attorney General Eliot Spitzer from 1999 to 2003 as chief of the investment protection bureau in Spitzer's office. He later joined Morgan Stanley as managing director and head of regulatory affairs.
Issues: Continuing the implementation of a principles-based regulatory structure that is consistent with a sophisticated and fast-evolving global insurance industry; modernizing the financial services regulatory structure for New York through the Blue Ribbon Commission to ensure New York retains its primacy as the world's financial center; and reviewing broker transparency and compensation.
NORTH CAROLINA DEPARTMENT OF INSURANCE
Jim Long, Insurance Commissioner
1201 Mail Service Center, Raleigh, NC 27699-1201
919-733-3058, Fax: 919-733-6495
Background: Prior to his current post, he represented Alamance County in the North Carolina House of Representatives, as did his father and grandfather. He also previously served as legal counsel to the Speaker of the House and Chief Deputy Commissioner of the Department of Insurance. He is a past president and vice president of the National Association of Insurance Commissioners.
Issues: Sprinklers in homes (administers the state's building codes); insurance fraud investigations; continue monitoring rates in several lines of business including auto, homeowners and workers' compensation.
NORTH DAKOTA DEPARTMENT OF INSURANCE
Adam W. Hamm, Commissioner
600 E. Boulevard, Bismarck, ND 58505-0320
701-328-2440, Fax: 701-328-4880
Background: Former state's attorney and private practice attorney specializing in commercial litigation, administrative agency law and transportation law.
Issues: Market regulation, health insurance.
OHIO DEPARTMENT OF INSURANCE
Mary Jo Hudson, Director
2100 Stella Court, Columbus, OH 43215-1067
614-644-2658, Fax: 614-644-3743
Background: Practiced law for 11 years, most recently with the Columbus offices of Bailey Cavalieri LLC, focusing on insurance regulation and liquidation law, consumer law compliance, commercial lending, state and federal advertising law, and general corporate matters. Served as an attorney with the Ohio Department of Insurance and Office of the Ohio Insurance Liquidator. Also, served for two years as a member of City Council in Columbus, Ohio, where she served as Chair of the Jobs and Economic Development Committee.
Issues: Protecting seniors from predatory insurance sales practices; promoting a competitive insurance market in Ohio; and health care reform.
OKLAHOMA DEPARTMENT OF INSURANCE
Kim Holland, Commissioner
2401 N.W. 23rd St., Suite 28, Oklahoma City, OK 73107
405-522-2828, Fax: 405-521-6635
Background: First woman elected insurance commissioner in Oklahoma. Widely recognized as one of the top employee benefits specialists in the state. Former chair and member of the Oklahoma State Employees' Benefits Council and the Emergency Medical Services Authority.
Issues: Affordable access to health insurance; improving workers' compensation system; addressing the uninsured motorist issue.
OREGON INSURANCE DIVISION
Scott Kipper, Administrator
P.O. 14480, Salem, OR 97309-0405
503-947-7202, Fax: 503-378-4351
Background: Most recently served as the deputy commissioner for Louisiana's Office of Health Insurance. Also was senior regional director for state affairs for America's Health Insurance Plans, and government relations manager for General Electric Capital Assurance. Worked as a health analyst for the National Association of Insurance Commissioners and spent 10 years in Wyoming state government, including serving as legislative liaison for the Department of Insurance. Earned bachelor's degree in business administration from the University of Wyoming.
PENNSYLVANIA INSURANCE DEPARTMENT
Joel Ario, Acting Commissioner
1326 Strawberry Square, Harrisburg, PA 17120
717-783-0442, Fax: 717-772-1969
Background: Served as Oregon insurance administrator from May 2000 to June 2007. Served as secretary-treasurer (2003-2004) and vice president (2004-2005) of the National Association of Insurance Commissioners. Devoted his 25-year professional career to consumer protection activities, initially in the nonprofit sector and since 1995 as an insurance regulator. A graduate of St. Olaf College, Harvard Divinity School and Harvard Law School.
Issues: Promote Gov. Edward G. Rendell's health care reform package that focuses on cost control, universal coverage, and health insurance reforms designed to pool risk and stabilize premiums in the individual and small-group markets; complete the review of the proposed consolidation of Highmark and Independence Blue Cross; expand consumer rights on issues such as suitability of annuity products and long-term-care protections; and educate consumers on issues such as flood insurance and comparison shopping for automobile and homeowners policies.
PUERTO RICO DEPARTMENT OF INSURANCE
Dorelisse Juarbe Jimenez, Commissioner
B5 Tabonuco Street, Suite 216, PMB 356,
Guaynabo, Puerto Rico 00968-3049
787-722-8686, Fax: 787-273-6082
Background: In February of 2000, joined the Office of the Commissioner of Insurance as a hearing officer. The following year, promoted to Chief Deputy Commissioner. In 2003, served as Acting Commissioner until her confirmation to the post in 2004 by Hon. Governor Anibal Acevedo-Vila. Active member of the Asociacion de Superintendentes de Seguros de America Latina and the National Association of Insurance Commissioners, which awarded her the 2006 Esprits de Corps award for her supportive work on behalf of Hispanic insurance consumers nationwide.
Issues: Puerto Rico's Legislature approved the island as an international and offshore domicile in 2004, effective in 2005; so far the country has four authorized international insurers. Puerto Rico is modernizing its Insurance Code; and efforts are under way for accreditation by the NAIC.
RHODE ISLAND DIVISION OF INSURANCE
Joseph Torti III, Superintendent
233 Richmond St., Suite 233, Providence, RI 02903-4233
401-222-2223, Fax: 401-222-5475
Background: Served more than 20 years with the Insurance Division, beginning as a senior examiner. Graduated cum laude from Providence College with degree in business administration with a specialization in accounting. Certified public accountant, certified financial examiner and a certified financial services auditor. Chairs the National Association of Insurance Commissioners' financial standards and accreditation committee, among other posts.
Issues: Workers' compensation rating and coastal insurance affordability and availability.
SOUTH CAROLINA DEPARTMENT OF INSURANCE
Scott H. Richardson, Director
300 Arbor Lake Drive, Suite 1200, Columbia, SC 29223
803-737-6212, Fax: 803-737-6229
Background: Appointed director of the South Carolina Department of Insurance in February 2007. Served in the state Senate from 2000 to 2007 and the state House of Representatives from 1992 to 1996. Worked as an insurance agent with Carswell of Carolina Insurance Agency for 21 years and was an owner/partner from 1985-1999. Graduated with a B.A. in psychology, with honors, from the University of Tennessee in 1974.
Issues: Richardson reports the state's top three insurance priorities for 2008 are to continue to stabilize the coastal property market, following a series of reforms passed in 2007; to expand health care availability and service provider reviews; and to improve the marketplace for medical liability insurance.
SOUTH DAKOTA DIVISION OF INSURANCE
Merle D. Scheiber, Director
445 East Capitol Ave., Pierre, SD 57501
605-773-3563, Fax: 605-773-5369
Background: Has worked in underwriting, marketing, reinsurance and agency relations for several companies in South Dakota for 25 years. Managerial positions in personal and commercial lines. Is a certified insurance counselor. Was named PIA Company Representative of the Year in 2001 and Sioux Fails Fastpitch Coach of the Year in 1997.
Issues: The commissioner cited three legislative priorities for 2008: a bill that would update regulation of fair claims handling processes; a measure to address the suitability of annuities sales, particularly those targeted at the senior market; and market conduct legislation largely based on model acts promulgated by NGOIL and the NAIC.
TENNESSEE DEPARTMENT OF COMMERCE AND INSURANCE
Leslie A. Newman, Commissioner
Davy Crockett Tower, Fifth Floor,500 James Robertson Parkway, Nashville, TN 37243-0565
615-741-6007, Fax: 615-532-6934
Background: Newman, an attorney at the Nashville firm of Farmer and Luna, was appointed by Gov. Phil Bredesen, for whom she worked previously when he was mayor of Nashville. Was Associate Metropolitan Attorney for the Metropolitan Nashville Department of Law from 1994 to 2000. As a member of the law firm Waller Lansden Dortch & Davis from mid-2000 until early 2003, chaired the land use and zoning and the state and local government subgroups. Graduate of Johns Hopkins University; earned law degree from the Washington University School of Law.
TEXAS DEPARTMENT OF INSURANCE
Mike Geeslin, Insurance Commissioner
P.O. Box 149104, Austin, TX 78701
512-463-6464, Fax: 512-475-2005
Background: Deputy commissioner for policy, 2003 to 2005. Has overseen and coordinated implementation of major insurance reforms directed by the Legislature. Budget and policy adviser on insurance and regulatory matters to governor's office and lieutenant governor's office.
Issues: Reinsurance: evaluating steps to take to ensure that entities writing reinsurance contracts in the state are solid. Windstorm: refining how the state finances and prepares for windstorms and other disasters, particularly in advance of hurricane season. Workers' compensation: Continuing to implement the addition of the Division of Workers' Compensation to the insurance department, with an emphasis on the needs of injured workers.
U.S. VIRGIN ISLANDS SOUTHEASTERN ZONE DEPARTMENT OF INSURANCE
Gregory R. Francis, Lieutenant Governor/Insurance Commissioner
18 Kongens Gade, Charlotte Amalie, St. Thomas, VI 00802
340-774-2991, Fax: 340-774-6953
Background: Served in the military for 27 years. Director of the Office of Veterans' Affairs from 1999 to 2001 and served as administrator of St. Croix from 2001 to 2006. Resigned to announce candidacy for lieutenant governor, his new position. Holds a variety of positions within community service organizations.
Issues: Preparing for hurricane season; re-entry into the captive insurance market; strengthening relationship with the NAIC.
UTAH DEPARTMENT OF INSURANCE
Kent Michie, Insurance Commissioner
3110 State Office Building, Salt Lake City, UT 84114-6901
801-538 3800, Fax: 801-538-3829
Background: Michie has 35 years of experience in Utah business, with the last 16 years as vice president, Zion's Bank Public Finance. Served as state financial adviser since 1984. Served for 20 years in the Utah National Guard as command sergeant major of the 142nd Military Intelligence Battalion.
Issues: Addressing the health insurance issue, implementing the Insurance Receivership Model Act and planning an affordable catastrophe insurance program, since earthquakes are biggest risk for Utah.
VERMONT DEPARTMENT OF BANKING, INSURANCE, SECURITIES AND HEALTH CARE ADMINISTRATION
Paulette Thabault, Commissioner of Banking, Insurance, Securities and Health Care
89 Main St., Drawer 20, Montpelier, VT 05620-3101
802-828-3301, Fax: 802-828-3306
Background: Thabault is a small-business owner, nurse practitioner and attorney. She served as deputy commissioner for the Health Care Administration at BISHCA from 2003 through 2005 and has many years of experience working in the field of health-care consulting.
Issues: Key interests include making health care more accessible and affordable; preserving state-based insurance regulation through important national initiatives such as implementation of the Interstate Insurance Compact; making Vermont an attractive place for insurers to write policies to provide a variety of products, and more competitive prices in various lines of insurance; preserving Vermont's competitive advantage in the captive industry, by staying abreast of changes in the industry and quickly responding to federal proposals that would harm the domestic captive industry.
VIRGINIA STATE CORPORATION COMMISSION BUREAU OF INSURANCE
Alfred W. Gross, Insurance Commissioner
P.O. Box 1157, Richmond, VA 23218
804-371-9741, Fax: 804-371-9873
Background: Joined the Bureau of Insurance in 1981. Promoted to deputy commissioner of financial regulation section in 1989. Named acting commissioner in May 1996, and acting tag was removed in July 1996.
Issues: Providing affordable coverage for employer-sponsored health care while premiums continue to rise. Affordability of coverage for small employers is a continuing concern. Making sure homeowners are aware of wind and hurricane deductibles and the impact these deductibles can have on their out-of-pocket costs should a hurricane or windstorm strike.
WASHINGTON STATE DEPARTMENT OF INSURANCE
Mike Bradley Kreidler, Commissioner
P.O. Box 40255, Olympia, WA 98504-0255
360-725-7100, Fax: 360-586-3109
Background: Served 16 years in the state Legislature and one term in the U.S. House of Representatives. Doctor of optometry, with 20 years' experience as practicing optometrist. Former regional director, U.S. Department of Health and Human Services.
Issues: Proposing legislation to provide guaranteed catastrophic and preventive-service health care for all residents; implementing a market-analysis program for consumer protection; continuing to serve as leader of the Climate Change Task Force of the National Association of Insurance Commissioners.
WASHINGTON D.C. DEPARTMENT OF INSURANCE, SECURITIES AND BANKING
Thomas E. Hampton, Insurance Commissioner
810 First St. NE, Suite 701, Washington, DC 20002
202-727-8000, Fax: 202-535-1196
Background: Re-appointed commissioner in January 2007; 18-year veteran and former deputy commissioner; previously worked as assistant deputy commissioner for the financial examination division and as the department's operations manager.
Issues: Encourage financial services companies, especially captive insurance companies and risk retention groups, to locate their operations in the District; protect and educate consumers by strengthening investigation and enforcement statutes and procedures; address health insurance concerns of uninsured District residents.
WEST VIRGINIA INSURANCE COMMISSION
Jane L. Cline, Commissioner
P.O. Box 50540, Charleston, WV 25305-0540
304-558-3354, Fax: 304-558-0421
Background: Elected vice president, National Association of Insurance Commissioners in December 2007. Appointed West Virginia insurance commissioner in 2001. Previously operated a government consulting firm and served as commissioner of the state's Division of Motor Vehicles and deputy commissioner of the West Virginia Division of Highways.
Issues: Preparing the opening of the state's workers' compensation market on July 1, 2008. Exploring solutions to provide health care for uninsured and underinsured residents. Maintaining a stable insurance market through fraud monitoring and other steps.
WISCONSIN DEPARTMENT OF INSURANCE
Sean Dilweg, Commissioner
P.O. Box 7873, Madison, WI 53707-7873
608-267-1233, Fax: 608-261-8579
Background: Executive Assistant to the Secretary, Wisconsin Department of Administration, 2003-2006; Director of Policy Analysis, Essie Consulting Group, 2000-2003; Clerk, Senate Committee on Environment and Energy, 1995 to 2000; masters in public administration, La Follette Institute of Public Affairs, University of Wisconsin--Madison, 1998; B.A., English, Lawrence University, 1989.
Issues: Protecting rights of senior citizens, particularly with marketing issues; making the office's voice heard in public-policy decision making; promoting competition in the state's insurance market while continuing to see rate reductions.
WYOMING DEPARTMENT OF INSURANCE
Ken Vines, Insurance Commissioner
122 W. 25th St., 3rd East,
Cheyenne, WY 82002-0440
307-777-7401, Fax: 307-777-5895
Background: Served as deputy insurance commissioner from 1992 to 2002. Before that, practiced law at Vines, Gusea and White in Cheyenne. Also served as an assistant attorney general in the Wyoming Attorney General's Office. Received his bachelor's degree and juris doctorate from the University of Wyoming.
Issues; Creating a market-conduct section to review how insurers treat consumers; adopting credit-scoring rules to follow legislation that permitted their establishment; practicing more consumer outreach to show the department's willingness to assist consumers.
Provincial Officials in Charge of
Dennis Gartner, Deputy Superintendent of Insurance, Assistant Deputy Minister of Finance
409 Terrace Building 9515-107 St.
Edmonton, Alberta AB T5K 203
780-422-1592; Fax: 780-420-0752
FINANCIAL INSTITUTIONS COMMISSION
C. Michael Grist, Deputy Superintendent, Insurance and Pensions
Suite 1200, 13450 102nd Ave.
Surrey, British Columbia V3T 5X3
604-953-5370; Fax: 604-953-5301
Jim Scalena, Superintendent of Financial Institutions
1115-405 Broadway Ave.
Winnipeg, Manitoba R3C 3L6
204-945-2542; Fax: 204-948-2268
DEPARTMENT OF JUSTICE--INSURANCE BRANCH
Roderick MacKenzie, Superintendent of Insurance
Kings Place, P.O. Box 6000
Fredericton, New Brunswick E3B 5H1
506-453-2512; Fax: 506-453-7435
DEPARTMENT OF GOVERNMENTAL SERVICES
Winston Morris, Superintendent of Insurance
Confederation Building, 2nd Floor, West Block
P.O. Box 8700, St. John's, Newfoundland and Labrador A1B 4J6
709-729-2570; Fax: 709-729-4151
DIVISION OF TAXATION AND ASSESSMENT, DEPARTMENT OF FINANCE
Douglas Doak, Superintendent of Insurance
3rd Floor, YK Centre Building, 4822 48th St.
Yellowknife, Northwest Territories X1A 3S3
867-873-7308; Fax: 867-873-0325
DEPARTMENT OF FINANCE, FINANCIAL INSTITUTIONS DIVISION
Doug Murphy, Superintendent of Insurance, Credit Unions and Trust and Loan Companies
5151 Terminal Road, 7th Floor
P.O. Box 2271, Halifax, Nova Scotia B3J 1A1
902-424-6331; Fax: 902-424-1298
FINANCIAL SERVICES COMMISSION OF ONTARIO
Bob Christie, Chief Executive Officer and Superintendent of Financial Services
5160 Yonge St., 17th Floor, Box 85
North York, Ontario M2N 6L9
416-590-7000; Fax: 416-590-7078
OFFICE OF THE ATTORNEY GENERAL
Robert Bradley, Superintendent of Insurance
105 Rochford St., P.O. Box 2000
Charlottetown, Prince Edward Island C1A 7N8
902-368-6478; Fax: 902-368-5283
Nancy Chamberland, Executive Director
2640 Boulevard Laurier,
Bureau 400, Quebec G1V 5C1
877-525-0337; Fax: 418-528-9512
SASKATCHEWAN FINANCIAL SERVICES COMMISSION, FINANCIAL INSTITUTIONS DIVISION
Jim Hall, Superintendent of Insurance
Suite 601,1919 Saskatchewan Drive
Regina, Saskatchewan S4P 4H2
306-787-7881; Fax: 306-787-9006
DEPARTMENT OF COMMUNITY SERVICES
Fiona Charbonneau, Superintendent of Insurance
P.O. Box 2703 (C-5)
Whitehorse, Yukon Territory Y1A 2C6
867-667-5111; Fax: 867-667-3609
OFFICE OF THE SUPERINTENDENT OF FINANCIAL INSTITUTIONS
Julie Dickson, Superintendent of Financial Institutions
255 Albert St.
Ottawa, Canada K1A OH2
613-990-3667; Fax: 613-993-6782
Upcoming Elections State Elected Regulator Next Scheduled Election California Steve Poizner 2010 Delaware Matthew Denn 2008 Florida * Alex Sink 2010 Georgia John W. Oxendine 2010 Kansas Sandy Praeger 2010 Montana John Morrison 2008 North Carolina Jim Long 2008 North Dakota Adam W. Hamm 2008 Oklahoma Kim Holland 2010 U.S. Virgin Islands ** Gregory R. Francis 2010 Washington Mike B. Kreidler 2008 * In Florida, the chief financial officer is elected. The Financial Services Commission (composed of the governor, attorney general, chief financial officer and commissioner of agriculture) appoints the director of insurance regulation. ** In the U.S. Virgin Islands, the lieutenant governor serves as commissioner of insurance for the territory. Source: National Association of Insurance Commissioners
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|Title Annotation:||Regulatory/Law: Commissioners|
|Date:||Feb 1, 2008|
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