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RESOLUTION TRUST 1992-C4 CLASS A PASS-THROUGHS 'AAA' BY FITCH -- FITCH FINANCIAL WIRE --

 RESOLUTION TRUST 1992-C4 CLASS A PASS-THROUGHS 'AAA' BY FITCH
 -- FITCH FINANCIAL WIRE --
 NEW YORK, June 29 /PRNewswire/ -- Resolution Trust Corp.'s $811 million Series 1992-C4 class A-1 and A-2 certificates are rated 'AAA' by Fitch. The $56.1 million class B certificates are rated 'AA' and the $65.5 million class C certificates are rated 'A'. The ratings reflect the mortgage pool's geographic and loan diversity, the credit enhancement provided to all classes by the 30 percent cash reserve fund, subordination of class B (6 percent) and C (7 percent) certificates, and use of excess spread to reduce certificate principal.
 The ratings also illustrate Fitch's confidence in the integrity of the transaction's legal and financial structures as well as the RTC's indemnity to certificateholders for any losses caused by a breach of the seller's representations and warranties. The ratings consider RTC's obligation to repurchase delinquent loans related to properties where hazardous materials were present at closing.
 The 2,694 loan pool consists of 57 percent fixed-rate mortgages and 43 percent adjustable-rate mortgage (ARM) loans originated by 70 depository institutions and secured by first and, in some cases, second liens on generally average quality commercial properties located nationwide. The pool includes many property types, such as office, retail, multifamily, lodging, and industrial. The largest geographic concentrations are in Pennsylvania (14 percent), New Jersey (12 percent), California (11 percent) and Arizona (9 percent).
 The weighted average debt service coverage ratio on the 43 percent of loans for which recent operating statements are available is good at 1.47 times.
 The four certificate classes are collateralized by two separate loan groups. Classes A-1, B, and C are fixed-rate certificates backed by fixed-rate mortgages and high floor (over 9 percent) ARMs. Class A-2 certificates are floating-rate, collateralized by adjustable-rate loans tied to various indices. As the collateral associated with the floating- rate class has indices that do not match the certificate pass-through rate index, and because the fixed-rate collateral may be required to support the floating-rate certificates if the reserve is depleted, Fitch's rating accounts for basis risk.
 The loans were sold and assigned to the trust, which issued certificates pursuant to the Pooling and Servicing Agreement dated June 1, 1992. GE Capital Asset Management Corp. is the master servicer for the pool. J.E. Robert Co., Inc. is the special servicer responsible for loans more than 60 days past due or otherwise in default. An election will be made to treat a segregated asset pool within the trust fund as a REMIC for federal income tax purposes. Each certificate consists of a REMIC interest and a right to receive certain payments from the reserve fund.
 -0- 6/29/92
 /CONTACT: Ron Wechsler, 212-908-0527, or Janet Forst, 212-908-0527, both of Fitch/ CO: Resolution Trust Corp. ST: IN: FIN SU: RTG


PS -- NY080 -- 4916 06/29/92 17:17 EDT
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Date:Jun 29, 1992
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