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REGENCY BANCSHARES INC. ANNOUNCES THIRD QUARTER FINANCIAL RESULTS

 HICKORY, N.C., April 16 /PRNewswire/ -- Regency Bancshares Inc. (NASDAQ: RBSI) today reported net earnings of $751,703 or fully diluted earnings per share of $.56 for the quarter ended March 31, 1993. This compares to net earnings of $542,472 or fully diluted earnings per share of $.41 for the quarter ended March 31, 1992.
 The net earnings for nine months ended March 31, 1993, were $2,140,213 or fully diluted earnings per share of $1.59. This compares to net earnings of $1,399,118 or fully diluted earnings per share of $1.05 for the nine months ended March 31, 1992.
 Regency's assets as of March 31, 1993, were $281,000,000 compared to $257,000,000 at March 31, 1992.
 Regency Bancshares Inc. is a bank holding company headquartered in Hickory, N.C., with two wholly owned subsidiaries: Davidson Savings Bank, SSB, located in Lexington, N.C., and First Savings Bank, SSB, located in Hickory, N.C.
 -0- 4/16/93
 /CONTACT: H. Edward Scarboro, Senior Vice President and CFO, Regency Bancshares, 704-243-2461 or (home) 919-476-7134/
 (RBSI)


CO: Regency Bancshares Inc.; Davidson Savings Bank, SSB;
 First Savings Bank, SSB ST: North Carolina IN: FIN SU: ERN


CN -- CH009 -- 6911 04/16/93 16:07 EDT
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Date:Apr 16, 1993
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