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Q I'M thinking about taking out a Lifetime Mortgage to raise cash from my house. Is there a maximum sum I can release? - GH

A IT depends on the value of your home, and how much the lenders are willing to release in terms of your age. For a free guide to Equity Release please ring 0800 544644.

Q I AM considering putting money into an investment fund, but want to know more about where my cash will be going. - SW

A USUALLY the name of most funds gives you an idea as to where it invests. However, if you do want more information on the funds, the company will be able to provide you with fund fact sheets, which generally show areas where the money is invested, as well as the largest holdings within the fund. Alternatively contact a financial adviser. For a free guide to savings and investments you can call 0800


Q MY wife and I are going to take out a Level Term Assurance Policy. However, my premium is pounds 25 a month and my wife's is pounds 10. Why is this? - WD

A THE cost of life assurance varies according to a number of factors such as your age, health, sex and occupation so there can be huge differences. For our free guide to Family Protection please call0800 544644.

Q WILL the bonuses I get at work be taken into account when I apply or a mortgage? - DK

A IT depends on the lender and what criteria they use when calculating the amount they will lend you. If the mortgage lender you are considering won't factor in your bonus it is worth contacting a financial adviser as they may be able to find one who will. For a free guide to mortgages ring 0800 544644.

wwwebwatch Website which enables you to find three local independent financial advisers in your area.
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Copyright 2007 Gale, Cengage Learning. All rights reserved.

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Title Annotation:Features
Publication:Sunday Mirror (London, England)
Date:Feb 4, 2007
Previous Article:Your Money: LADYBIRD TERMS & CONDITIONS.
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