Out of pocket expenses.
When GE Consumer Credit asked 471 salarymen in Japan's two largest urban areas if they had received a raise the previous spring, only 43.7 percent of the respondents in Tokyo replied in the positive. In Osaka, the figure was 58.5 percent. This may explain why Osaka white collar workers' average outlay for lunch was [yen] 730, compared to a tightfisted [yen] 680 for Tokyo. While the monthly average kozukai (pocket money) among bachelors was [yen] 66,900, for married men, the figure was a low, low [yen] 48,600.