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Browse Milligan, Jack

1-28 out of 28 article(s)
Title Type Date Words
A massive overhaul: the new law called the Dodd-Frank Wall Street Reform and Consumer Protection Act may be the ultimate example of the law of unintended consequences. Its massive scope will have many unknown repercussions in the mortgage market. Legislation Sep 1, 2010 3415
Rewriting the rules; All eyes are on the senate as a legislative deadline looms for enacting financial regulatory reform. two key issues are risk retention and a consumer-protection agency. Feb 1, 2010 2887
The broker brand: in hindsight, brokers have been singled out for blame for the subprime lending bust. But can they restore their industry once we get past all the finger-pointing? Dec 1, 2009 2747
Housing market blues: several cities could contend for the title of America's most-distressed housing market. We picked three (Detroit, Miami and Phoenix) to explore what's dragging down the nation's housing industry. Report Oct 1, 2009 2866
A Branch Bonanza: with the addition of some choice branch locations, JPMorgan chase is making the most of its acquisition of Washington Mutual, especially when it comes to mortgage lending. Jun 1, 2009 4194
The Treasury blueprint; Treasury Secretary Henry Paulson started a conversation in Washington when he proposed a sweeping blueprint for revamping regulation of U.S. financial services providers. Winners and losers are lining up on both sides of the proposal. Sep 1, 2008 3317
The model meltdown: the credit-rating agencies were caught by surprise when the mortgage meltdown hit. Their models were based on more traditional loans and borrower behavior that now seem outdated. Apr 1, 2008 3504
House poor: tighter lending standards, a huge unsold home inventory, declining prices and buyer psychology are all working against the housing market in 2008. So much for the wealth effect. Jan 1, 2008 3516
Battening down the hatches: coastal-state homeowners are facing a crisis in finding homeowners insurance. And in cases where they can find it, they may not be able to afford it. Aug 1, 2007 3993
Under water: the federal program to insure property owners against catastrophic flood losses is badly in need of a fix. The National Flood Insurance Program was flooded with claims from Katrina that forced a payout of $18 billion--an amount current premium income didn't come close to covering. Feb 1, 2007 3206
Wachovia's appetite for multifamily: Wachovia Securities Managing Director Ed Hurley talks about what made American Property Financing Inc., New York, an irresistible acquisition for his bank. The deal delivers a big chunk of the New York multifamily finance market to Wachovia. Interview Jul 1, 2006 2177
Headquartered in a hurricane: Standard Mortgage Corporation is based in New Orleans--still. The story of how it survived Katrina and kept servicing its customers is a tale of determination, hardship and inspiration. Company overview May 1, 2006 3402
Katrina fallout: mortgage servicers are dealing with the aftermath of the most costly natural disaster in U.S. history. Gulf Coast homeowners are dealing with job loss, property damage, neighborhood devastation, an overwhelmed insurance industry and uncertainty. Cover story Feb 1, 2006 3061
The HMDA controversy: the Federal Reserve this month releases a summary of data from lenders showing pricing differentials sorted by ethnic and racial groups. The new data will raise more questions than they answer, as they leave out much of the individual loan data integral to pricing a mortgage. Sep 1, 2005 2751
A house of her own: single women were the second-largest group of homebuyers in 2004, according to the National Association of Realtors. Divorce, delayed marriage and financial independence are all playing a part in this growing trend. Jun 1, 2005 2822
Balancing act: SunTrust Mortgage Inc., Richmond, Virginia, keeps most of the servicing it originates. The mortgage company's president and CEO, Sterling Edmunds Jr., sees servicing as the perfect natural hedge to its origination business. Feb 1, 2005 2911
Another home shopping network: LendingTree Inc., Charlotte, North Carolina, has been on a buying spree in the last year, snapping up online lending and real estate operations. Its acquisitions include GetSmart, Home Loan Center Inc., ServiceMagic Inc. and iNest Realty Inc. Dec 1, 2004 2553
E*TRADE's new ventures: this young mortgage company has found success with correspondent lending, and now will try its hand at wholesale and warehouse lending. Nov 1, 2004 2711
Learning the hard way: the history of the antipredatory lending law in Georgia is a case study in how well-intentioned lawmakers came close to closing down the mortgage market. Cover Story Sep 1, 2004 2987
The pre-emption debate. Jun 1, 2004 3140
A house-hold name: Charlotte, North Carolina-based LendingTree has made a name for its lender-locator exchange by spending millions on television advertising. Now it's branching out into a companion service to locate real estate agents as refinancing sputters and home sales take over the market. May 1, 2004 2625
New-home boom: demographics bode well for new-home demand. New immigrants and aging boomers are pacing a red-hot market. Affordability problems and higher rates are the wild cards in the future. Jan 1, 2004 2528
A battle of heavyweights. Oct 1, 2003 2434
Wachovia's seasoned team. (Commercial). Aug 1, 2003 2939
Channels and strategies. (Origination Strategies). Cover Story May 1, 2003 3183
Ramping up. (Commercial). Jan 1, 2003 2318
B of A's bullish on mortgages: two years into his job leading the residential mortgage operation, Kevin Shannon is proving Bank of America is no longer ambivalent about the mortgage business. (Profile). Nov 1, 2002 2965
Why wells likes mortgages. (Cover Report: Business Strategies). Jun 1, 2002 3051

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