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MassMutual: term life.

Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, Mass., has launched Vantage Term, a term life insurance product line that provides policyholders with high value for their premium dollar, affordable options, and increased flexibility in meeting their protection needs.

The Vantage Term portfolio features both a 10-year and 20-ycar level premium product, as well as an annually renewable term product. The new product line also has an option to convert to MassMutuals entire line of permanent life insurance policies without the need for a future health assessment--meaning no physical or additional medical questions asked.

The new Vantage Term product line includes an optional rider, the Waiver of Premium Rider, which guarantees that the policy will stay in force even if the insured becomes disabled. It also includes an Accelerated Death Benefit Rider, which provides the policyowner an advance on death benefits, should he or she become terminally ill.

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Title Annotation:POLICY SHOWCASE
Publication:Life Insurance Selling
Date:Nov 1, 2010
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