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Maryland Auto Insurance's FineFix Program Launches Statewide.

Maryland Auto Insurance's FineFix Program Launches Statewide

A new state program in Maryland will help eligible residents reduce their outstanding uninsured auto fines, eliminating a hurdle to registering and insuring their vehicles.

FineFix is a partnership between the Uninsured Division of Maryland Auto Insurance and the Maryland Department of Transportation Motor Vehicle Administration (MDOT MVA). This program gives eligible Marylanders the opportunity to pay 20% of their outstanding uninsured auto fines and have the remaining 80% forgiven.

Program eligibility is limited to those who have uninsured auto fines that were delinquent prior to December 31, 2016. To take advantage of this program, participants must enroll online at and make their first payment by December 31, 2019. In the coming weeks, letters will be mailed to eligible participants directing them to the website.

By participating in FineFix, consumers can have their MDOT MVA uninsured auto flags lifted from their registration, gain the ability to register a vehicle and avoid having their state income tax refund intercepted by the State's Tax Refund Intercept Program (TRIP). The goal of the program is to lower the number of uninsured drivers and expand job opportunities for individuals and employers.

"FineFix enables you to get back on the road and back to work," said Maryland Auto Executive Director Mark D. McCurdy in a Maryland Auto Insurance press release.

Additionally, FineFix has partnered with insurance providers, community groups, Tag and Title services and other trusted advisors across the state to assist consumers in enrolling in the program. Participants have the option to pay in full or setup a payment plan. Payments can be made online with a credit or debit card, or cash payments can be made at Western Union locations.

FineFix participants who have their MDOT MVA uninsured auto flags lifted may be eligible to register any vehicles they own. Those unable to obtain auto insurance coverage for those vehicles in the standard market are guaranteed coverage from Maryland Auto.

"FineFix is not simply an opportunity for Marylanders to resolve delinquent fines and get back on the road legally," McCurdy said in the relaese, "it is a new driver of economic growth for the state, allowing people to fully engage in this economy."

FineFix is a partnership between the Uninsured Division of Maryland Auto Insurance and MDOT MVA to implement legislation enacted by the General Assembly in 2018 (the Program to Incentivize and Enable Uninsured Vehicle Owners to be Insured).

Maryland Auto Insurance, an independent agency of the state of Maryland, is an organization dedicated to reducing the number of uninsured drivers on Maryland roadways. It provides accessible, affordable insurance to drivers who currently are unable to obtain coverage from standard carriers. Maryland Auto was established in 1972 by the state of Maryland to protect its citizens from the risks and costs associated with uninsured driving.

Source: Maryland Auto Insurance

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Publication:Insurance Journal
Geographic Code:1U5MD
Date:Sep 4, 2019
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