Printer Friendly

Liquor liability premium reduction.

An insurance premium reduction may be obtained on liquor liability insurance by persons licensed for on premises sale of alcoholic beverages under legislation that has passed the Senate and Assembly and has been sent to the Governor. A licensee or his or her agent would be required to successfully complete an alcoholic beverage management training course and, where appropriate, all people employed for more than 90 days would have to complete an alcoholic beverage server training course. "The goal of this legislation is to curb the tragic loss of life resulting in traffic violations, binge drinking and violence which has been attributed to underage alcohol abuse," said Assemblywoman Amy R. Paulin (D-Westchester) sponsor of the bill.

The bill, co-sponsored by Senator Andrew J. Lanza (R-I-Richmond) would require the State Liquor Authority (SLA) to establish a task force to review all proposed training courses. The task force would be composed of the chair of the SLA, or his or her designee, and not less than three members who are representatives of statewide trade associations.

"Recently, there has been an increase in teen drinking in many counties throughout the State," Paulin said. "According to a Columbia University study, underage drinkers imbibe 25 percent of all alcohol consumed in the United States. A 2000 study by the National Highway Traffic Safety Administration cited automobile accidents as the leading cause of death among adolescents aged 15 to 20. The same study noted that in New York State alone, close to 30 percent of teens killed in automobile accidents were alcohol related."

Employees who complete the four hour alcoholic beverage server training course would receive a certificate valid for three years. The course would include but not be limited to, instruction in criminal and civil liability for illegal sales of alcoholic beverages. The four hours of attendance may be used toward the time needed for the alcoholic beverage management training course. One employee from each establishment would be required to complete the alcoholic beverage management training course that is composed of six hours of training and instruction, valid for three years.

The cost of the courses would be determined by the liquor authority and cost of attendance would be paid by the licensee of the establishment seeking the insurance premium reduction. Training courses may be attended in person or through distance learning programs on line.

"This legislation is the product of a concerted effort between the New York State Restaurant Association, New York State Tavern Association and law enforcement to mitigate teen drinking in the Empire State," Lanza said. "If enacted, this bill would enable restaurant bar owners and their employees to undergo training to recognize and prevent underage drinking while providing a possible insurance premium reduction."

COPYRIGHT 2008 CINN Group, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2008 Gale, Cengage Learning. All rights reserved.

Article Details
Printer friendly Cite/link Email Feedback
Publication:Insurance Advocate
Date:Jun 30, 2008
Previous Article:Annual report due date to change.
Next Article:Liquidation bureau financial reports.

Terms of use | Privacy policy | Copyright © 2019 Farlex, Inc. | Feedback | For webmasters