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General liability insurance for day care centers.

Child day care centers providing care for more than seven children at a time are required to obtain a license from the Office of Children and Family Services and must carry general liability insurance. However, small day care centers caring for at least three, but less than seven children are required to obtain a registration certification and are not required to carry general liability insurance. The bill was sponsored by Senator Lee Zeldin (R-C-I-Suffolk).

The legislation proposes that no matter how many children are cared for, the ages of the children, or the venue, liability insurance should be carried by all licensed and registered child day care centers, including small day care centers, and group and family day care homes to further protect all parties in the case of accidental injury or property damage.

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Title Annotation:ALBANY NOTEBOOK
Publication:Insurance Advocate
Date:Mar 4, 2013
Words:134
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