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GMAC 1992-B CLASS A ASSET-BACKED CERTIFICATES RATED 'AAA' BY FITCH -- FITCH FINANCIAL WIRE --

 GMAC 1992-B CLASS A ASSET-BACKED CERTIFICATES RATED 'AAA' BY FITCH
 -- FITCH FINANCIAL WIRE --
 NEW YORK, March 26 /PRNewswire/ -- GMAC 1992-B Grantor Trust, $1 billion Class A 5.20 percent asset backed certificates are rated "AAA" by Fitch.
 The "AAA" rating is based on the excellent quality of the underlying receivables, the level of subordination, excess servicing, and the servicing capabilities of General Motors Acceptance Corp. In addition, prioritization of cash receipts and the legal structure provide for timely payment of principal and interest to the certificateholders.
 The certificates are secured by loans to finance new automobiles and light trucks originated on or after Jan. 1, 1988, and have original terms up to 60 months. No receivable will have any payment past due. The weighted average seasoning is an extremely strong 35 months, demonstrating the borrowers' willingness and ability to make the monthly payments. Moreover, since the maximum original term is only 60 months, seasoning provides for a greater reduction in the loan balance, thereby reducing the loss exposure in the event of a borrower default. In addition, the pool is geographically well diversified, with concentrations of 11 percent in California, 10 percent in Texas, 10 percent in New York, and 7 percent in Illinois.
 Credit enhancement will be provided by a 6 percent subordinated class and a subordination spread account for liquidity. Fitch believes that the subordination provides substantial loss protection for the "AAA" rating because of the strong loan characteristics. The lower level of subordination for this transaction, compared to 7.5 percent for the previously issued GMAC 1992-A, is based upon the weighted average seasoning of almost three years, as well as the 6 percent excess spread, which is available to cover monthly shortfalls and fund the subordination spread account.
 GMAC's origination standards are based on a distinct credit scoring model developed by GMAC. This model, which incorporates numerous factors, screens for creditworthy borrowers. GMAC's 72 years of experience in auto financing provides a proven track record as a basis for evaluating potential losses on the pool.
 -0- 3/26/92
 /CONTACT: Suzanne Mistretta, 212-908-0500, or Mary Griffin, 212-908-0537, both of Fitch/ CO: General Motors Acceptance Corp. ST: IN: AUT SU: RTG


GK -- NY042 -- 1914 03/26/92 11:19 EST
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Date:Mar 26, 1992
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