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Funding a college education.

When pursuing a higher education, the factor that determines everything is cost. Most students are aware of the benefits of attending college. According to a March 2007 U.S. Census Bureau press release, adults with advanced degrees earn four times more money than those with only a high school diploma. The problem is that even though there is an incentive to attend college, the immediate costs seem far greater. In 2006-2007, according the College Board, a nonprofit association that helps students obtain information about college, the average cost to attend a four-year private college/university was $22,218, and the average cost to attend a four-year public university was $5,836--and tuition steadily increases. It is estimated that students will pay $337 to $386 more for college tuition next year. Some students and parents believe that due to these increases a college education is unattainable, and hundreds of intelligent and industrious individuals do not make the most of their potential. The truth is that college can be affordable for many students when all options are explored.

THE OPTIONS

FINANCIAL AID!

Financial aid consists of scholarships, grants and loans, and work-study.

1. Grants and Scholarships: Grants are the very best form of financial aid that you can receive because it is almost always tax-free. Grants and scholarships are award allotments that do not have to be paid back. The difference between a grant and a scholarship is that a grant is awarded and a scholarship is generally earned. Scholarships are almost always awarded based on some form of merit, whether it is academic, athletic or community service-oriented. Grant money can be obtained from the federal government, state government and the university, whereas scholarship money is generally from a private organization or the university itself.

2. Loans: Private loans from a financial institution usually are obtained from a bank, school or private organization. In order to obtain a federal loan, parents/students must fill out a Free Application for Federal Student Aid (FASFA) form. The FAFSA is the federal application for financial aid. In order to apply for the upcoming year, Web applications must be submitted by June 30, 2008.

3. Work-Study: Federal work-study programs provide employment for students with financial need. This money can be used to help pay student living fees.

REMEMBER!

When looking for scholarships, loans and grants, there are fakes out there who will try to get money from you. Anytime you are asked for money in order to get money, be skeptical. When a scholarship asks for money up-front, requires an application fee, or guarantees recipient will get scholarship money, don't trust it. Legitimate scholarships do not charge an application fee, and they also will not require you to give personal information, such as bank account numbers or your Social Security Number.

PROTECT YOURSELF:

* Talk to a trusted source (college advisor, financial aid administrator, parents, etc.).

* Research the college to determine if it really exists.

* Trust your instincts. If you think it's a scam, it probably is.

If you believe you have been a victim of fraud, contact the National Fraud Center at 1-800-876-7060 or the Federal Trade Commission at 1-877-FTC-HELP.

www.uncf.org/scholarships/scholarshipSearch.asp

United Negro College Fund-sponsored scholarships, internships and fellowships for African-American students.

www.iefa.org

U.S. and international students who would like to study abroad, this site will show college scholarships and grant listings plus international student loan programs and other information about study abroad.

www.campuschamps.com

Student-athletes can receive information on "how to find a school, reach out to college coaches, apply for admission, get student aid, improve your game, and increase your chances to succeed both on the field and in the classroom."
PROGRAM DISCIPLINE AWARD ELIGIBILITY REQUIREMENTS

PROGRAM                          DISCIPLINE          AWARD

AIA/AAF SCHOLARSHIP              Architecture        $1,000-$2,500
PROGRAM
-c/o Mary Felber Minority
Scholarships The American
Architectural Foundation
1799 New York Ave. N.W.
Washington, DC 20006

AIFS DIVERSITY                   Foreign Exchange    Two Scholarships
SCHOLARSHIP                      Students            awarded that
AIFS College Division                                cover 50 percent
9 West Broad St.                                     of program fee.
Stanford, CT 06902-3788                              Three
                                                     Scholarships of
                                                     $2,000 awarded
                                                     each semester.

ALPHONSO DEAL                    Law enforcement     Varies
SCHOLARSHIP AWARD                or related areas
National Black Police
Association
3251 Mount Pleasant
Street, NW, Washington,
DC 20036

AMERICAN CHEMICAL                Any applicant       Minimum
SOCIETY SCHOLARS                 going into a        All qualified
PROGRAM                          field of Chemical   applicants:
Department of Diversity          Science             $1,000 Maximum
Programs                                             Freshman: $2,500
1155 16th St., NW                                    Sophomore: $3,000
Washington, DC 20036                                 Juniors and
                                                     Seniors: $5,000

AMERICAN FOUNDATION              Rehabilitation      Non-renewable
FOR THE BLIND RUDOLPH            and/or Education
DILLMAN MEMORIAL                 of persons who
SCHOLARSHIP                      are visually
11 Penn Plaza, Suite 300         impaired.
New York, NY 10001

AMERICAN HOTEL                   Hospitality or      $2,000
FOUNDATION                       hotel management
HYATT HOTEL FUND for
Minority Hotel and Lodging
Management Students
1201 New York Ave., NW
Suite 600 Washington, DC
20005-3931

AMERICAN LIBRARY                 Library science     Varies
ASSOCIATION Education &          and information
  Scholarships                   studies
50 East Huron Street
Chicago, IL 60611
Attn: Kimberly Sanders

APS MINORITY                     Physics             $2,000 for
SCHOLARSHIP PROGRAM                                  first-time
American Physical Society                            applicants
One Physics Ellipse                                  $3,000 for
College Park, MD 20740                               renewal students
                                                     One-time
                                                     renewable

CHAIR SCHOLARS                   General             $3,000-$5,000 per
FOUNDATION, INC.                                     year for each
16101 Carencia Lane                                  college year of
Odessa, FL 33556-3278                                study to maximum
                                                     of $20,000 total.

CHEVROLET EXCELLENCE             General             $1,000
IN EDUCATION
SCHOLARSHIP

COCA-COLA SCHOLARS               General             National scholars:
FOUNDATION                                           $20,000
P.O. Box 442                                         Regional scholars:
Atlanta, GA 30301-0442                               $10,000

EARL WARREN                      Law                 $15,00 renewable
SHEARMAN & STERLING                                  for the second and
SCHOLARSHIPS                                         third years of law
99 Hudson St., Suite 1600                            school; attorney
New York, NY 10013                                   mentors from
                                                     Shearman &
                                                     Sterling

FORD /UNCF                       Accounting,         Up to $5,000
CORPORATE SCHOLARS               Computer            Scholarships;
PROGRAM                          Engineering,        mentoring from
United Negro College Fund        Electrical          Ford employees and
8260 Willow Oaks                 Engineering,        internships at
Corporate Drive                  Finance,            Ford Motor
P.O. Box 10444                   Information         Company.
Fairfax, VA 22031-8044           Systems,
                                 Marketing,
                                 Mechanical
                                 Engineering,
                                 Operations
                                 Management

GATES MILLENNIUM                 Undergraduate:      Full tuition &
SCHOLARS                         General             fees, room &
UNCF                                                 board, and other
P.O. Box 10500                                       college educatio-
Fairfax, VA 22031-8044                               nal costs.
                                                     Renewable for up
                                                     to five years for
                                                     the undergraduate
                                                     degree and
                                                     continuing Gates
                                                     Scholars are
                                                     eligible for
                                                     graduate fellow-
                                                     ships in selected
                                                     fields.

GENERAL MOTORS                   General             Up to $2,500
MINORITY DEALERS
ASSOCIATION
SCHOLARSHIP
PROGRAM
(GMMDA)

GEORGE M. BROOKER                Real Estate         Undergraduate:
COLLEGIATE Scholarship for       Management and      Two $1,000
Minorities Institute of Real     related majors      Graduate:
Estate Management Foundation                         One $2,500
Attn: Brooker Scholarship/Irem
Foundation
430 N. Michigan Ave.
Chicago, IL 60611-4090

INTERNATIONAL ORDER OF           Mortuary Science    3 awards of $500,
THE GOLDEN RULE                                      $1,500 and $2,500
AWARDS OF EXCELLENCE
SCHOLARSHIP
Education Dept.
P.O. Box 28689
St. Louis, MO 63146-1189

JACOB K. JAVITS                  Social Sciences,    Based on
FELLOWSHIPS PROGRAM              Arts, Humanities    availability;
                                                     maximum stipend
                                                     $30,000

JACKIE ROBINSON                  General             Up to $6,000,
SCHOLARSHIP                                          renewable for
Jackie Robinson Foundation                           four years.
3 W. 35th St. 11th Floor
New York, NY 10001-2204

JOHN L. HENRY NATIONAL           Dental Hygienist    Varies
DENTAL ASSOCIATION               and Dental
FOUNDATION                       Assistants
COLLATE-PALMOLIVE
SCHOLARSHIP PROGRAM
3517 16th St., NW
Washington, DC 20010

JPMORGAN CHASE/UNCF              Accounting,         Up to $10,000
CORPORATE SCHOLARS               Business,           Scholarship;
PROGRAM                          Computer            8-10 week
United Negro College Fund        Information         internship
8260 Willow Oaks                 Systems, Computer
Corporate Drive                  Science,
P.O. Box 10444                   Economics,
Fairfax, VA 22031-8044           Engineering,
                                 Finance,
                                 Management
                                 Information
                                 Systems
                                 Marketing,
                                 Mathematics,
                                 Operations
                                 Management,
                                 Software
                                 Engineering

LILLIAN & SAMUEL                 Education           $1,000 for under-
SUTTON EDUCATION                                     grads; $2,000 for
SCHOLARSHIP                                          graduate students;
8260 Willow Oaks                                     recipients can
Corporate Dr.                                        reapply for a
Fairfax, VA 22031                                    second year of
                                                     funding; awards
                                                     are subject to
                                                     availability
                                                     of funds.

L'OREAL USA                      Life and            Five $40,000
WOMEN IN SCIENCE                 Physical/           fellowship grants
FELLOWSHIP                       Materials           are awarded each
                                 Sciences,           year to
                                 Engineering,        eligible post-docs
                                 Technology
                                 (includes
                                 Computer Science)
                                 and Mathematics

NATIONAL ACHIEVEMENT             General             Varies
SCHOLARSHIP PROGRAM
1560 Sherman Avenue
Suite 200
Evanston, Illinois 60201-
4897

NABA NATIONAL                    Accounting,         $2,500-$10,000
SCHOLARSHIP                      Finance, General
NATIONAL ASSOCIATION             Business
OF BLACK ACCOUNTANTS
INC.
7249 Hanover Parkway
Greenbelt, MD 20770

NATIONAL ASSOCIATION             Journalism          $2,500-$10,000
OF BLACK JOURNALISTS             (Print,
SCHOLARSHIPS                     Photography,
8701 Aldelphi Rd.                Radio, and
Adelphi, MD 20783                Television)

NATIONAL BLACK MBA               Business or         $1,000-$15,000
ASSOCIATION INC.                 Management
SCHOLARSHIP PROGRAMS             Programs
180 N. Michigan Ave.,
Suite 1400
Chicago, IL 60601

NBNA SCHOLARSHIP                 Nursing             Several
NATIONAL BLACK NURSES            Candidates          Scholarships,
ASSOCIATION, INC.                currently           $500-$2,000
                                 enrolled in a
                                 nursing program
                                 (B.S.N, A.D.,
                                 diploma or
                                 L.P.N/L.V.N)

NATIONAL FOUNDATION              Performing Arts,    Up to $10,000 in
FOR THE ADVANCEMENT              Visual Arts,        cash; awarded
OF THE ARTS (NFAA)               Photography,        annually.
444 Brickell Ave., P-14          Creative Writing
Miami. FL 33131

NATIONAL RESTAURANT              Restaurant          $2,000
ASSOCIATION                      Management,
EDUCATIONAL                      Culinary Arts,
FOUNDATION                       Food service
175 West Jackson Blvd.,
Suite 1500
Chicago, IL 60604

NATIONAL SOCIETY OF              Engineering &       $500-$7,500
BLACK ENGINEERS                  Applied Sciences
PROGRAMS
DEPARTMENT
205 Daingerfield Road
Alexandria, VA 22314

PROCTER & GAMBLE                 Oral Health/        Grant of $6,000
AMERICAN COLLEGE OF              Denture
PROSTHODONTISTS                  Prosthodontics
RESEARCH FELLOWSHIP

RADIO AND TELEVISION             Open to all         Carole Simpson
NEWS DIRECTORS                   majors who intend   Scholarship:
FOUNDATION                       to pursue a         $2,000
1600 K St. N.W.                  career in           Ken Kashiwahara
Suite 700                        journalism          Scholarship:
Washington, DC 20006                                 $2,500
                                                     Ed Bradley
                                                     Scholarship:
                                                     $10,000

THE RON BROWN                    General             $10,000 for four
SCHOLAR PROGRAM                                      years for a total
Ron Brown Scholar                                    of $40,000; summer
Program                                              internship, mentor
1160 Pepsi Place, Suite
Charlottesville, VA 22901

RONALD MCDONALD                  General             Starts at $1,000
HOUSE
CHARITIES/AFRICAN-
AMERICAN FUTURE
ACHIEVERS
SCHOLARSHIP PROGRAM

SAM WALTON                       General             $1,000 non-renew-
COMMUNITY                                            able
SCHOLARSHIP
WAL-MART FOUNDATION
c/o Scholarship Program
Administrators, Inc.
P.O. Box 22117, Nashville
TN 37202-2117

THE SAUL T. WILSON JR.           Veterinary          Up to $5,000 for
SCHOLARSHIP                      Medicine and        undergraduates
USDA/Animal, Plant, Health       Biomedical
Inspection Service               Sciences
Human Resources
4700 River Road, Unit 21
Riverdale, MD 20737-1230

SCHOLARSHIP AND                  Medicine            Offers need-based
FELLOWSHIP PROGRAM                                   scholarships
NATIONAL MEDICAL                                     ranging from
FELLOWSHIPS INC.                                     $500-$10,000
5 Hanover Square 10th
Floor New York, NY 10004-
2614

THURGOOD MARSHALL                General             Up to $2,000 per
COLLEGE FUND                                         semester
80 Maiden Lane St. 2204
New York, NY 10038

THURGOOD MARSHALL                Criminal Justice    $2,000
SCHOLARSHIP                      or closely
NATIONAL ASSOCIATION OF          related field
BLACKS IN CRIMINAL
JUSTICE NORTH CAROLINA
CENTRAL UNIVERSITY
P.O. Box 19788
Durham, NC 27707

PROGRAM                          ELIGIBILITY REQUIREMENTS

AIA/AAF SCHOLARSHIP              High school seniors and junior college
PROGRAM                          students entering degree programs at
c/o Mary Felber Minority         schools of architecture; students who
Scholarships The American        have completed first year at
Architectural Foundation         four-year-college are ineligible.
1799 New York Ave. N.W.
Washington, DC 20006

AIFS DIVERSITY                   Undergraduate students participating
SCHOLARSHIP                      in an AIFS fall or spring exchange
AIFS College Division            program. GPA must be 2.5 or above.
9 West Broad St.                 Resume, Letter of Reference, and a
Stanford, CT 06902-3788          500-1,000 essay required.

ALPHONSO DEAL                    U.S. citizen, high school senior,
SCHOLARSHIP AWARD                minority of good character. Letter of
National Black Police            recommendation from a principal,
Association                      counselor or teacher required. Must be
3251 Mount Pleasant              accepted by a college or university.
Street, NW, Washington,          Must submit high school transcript as
DC 20036                         well as a picture.

AMERICAN CHEMICAL                U.S. citizens or permanent resident,
SOCIETY SCHOLARS                 high school seniors. Full-time college
PROGRAM                          freshmen, sophomores or juniors
Department of Diversity          majoring in chemical sciences at
Programs                         accredited colleges/universities;
1155 16th St., NW                students planning careers in medicine
Washington, DC 20036             are not eligible. Must have GPA of 3.0
                                 or higher and demonstrate financial
                                 need.

AMERICAN FOUNDATION              Proof of blindness required. Submit a
FOR THE BLIND RUDOLPH            statement including field of study and
DILLMAN MEMORIAL                 why it was chosen, official
SCHOLARSHIP                      transcripts, letter of acceptance from
11 Penn Plaza, Suite 300         college/university, two letters of
New York, NY 10001               recommendation or proof of U.S.
                                 citizenship and economic need.

AMERICAN HOTEL                   Must be a minority student majoring in
FOUNDATION                       an undergraduate degree of hospitality
HYATT HOTEL FUND for             and management on a full-time basis.
Minority Hotel and Lodging       Criteria are academic performance,
Management Students              hospitality work experience,
1201 New York Ave., NW           extracurricular involvement, career
Suite 600 Washington, DC         goals and financial need.
20005-3931

AMERICAN LIBRARY                 Various Scholarships. Minorities
ASSOCIATION Education &          entering graduate school in
  Scholarships                   ALA-accredited program. Only official
50 East Huron Street             (sealed) academic transcripts
Chicago, IL 60611                accepted. Three references must be
Attn: Kimberly Sanders           submitted. Academic excellence,
                                 leadership, and commitment to a career
                                 librarianship are factors considered.

APS MINORITY                     Any African-American, Hispanic, or
SCHOLARSHIP PROGRAM              Native American U.S. citizen or
American Physical Society        permanent resident who is majoring or
One Physics Ellipse              planning to major in physics. High
College Park, MD 20740           school seniors, college freshmen, or
                                 sophomores are eligible to apply.

CHAIR SCHOLARS                   Must have serious physical challenges
FOUNDATION, INC.                 (not just wheelchair) & financial
16101 Carencia Lane              difficulties. Must have B+ average,
Odessa, FL 33556-3278            significant community service. Must be
                                 younger than 21, high school senior or
                                 college freshman. Three letters of
                                 recommendation, parents' IRS Form
                                 1040. SAT scores, and a 300-500-
                                 word essay required.

CHEVROLET EXCELLENCE             Open to African-American students
IN EDUCATION                     graduating from high school in the
SCHOLARSHIP                      fall with a minimum GPA of 3.3.

COCA-COLA SCHOLARS               Awarded based on character, personal
FOUNDATION                       merit, and commitment. Merit is
P.O. Box 442                     demonstrated through leadership in
Atlanta, GA 30301-0442           school, civic and extracurricular
                                 activities, academic achievement and
                                 motivation to serve and succeed.

EARL WARREN                      Outstanding undergraduate academic
SHEARMAN & STERLING              records and above average LSAT scores
SCHOLARSHIPS                     required. Must have definitive career
99 Hudson St., Suite 1600        objectives and present evidence of
New York, NY 10013               university and community service. If
                                 not selected as Sherman & Sterling
                                 scholars, may be offered Earl Warren
                                 Civil Rights Training Scholarships.

FORD /UNCF                       Must be U.S. citizens or permanent
CORPORATE SCHOLARS               resident, college sophomore in 4-year
PROGRAM                          college with above a 3.0. Online
United Negro College Fund        application Must have official
8260 Willow Oaks                 transcript, an essay detailing
Corporate Drive                  personal and professional goals,
P.O. Box 10444                   letter of recommendation from faculty
Fairfax, VA 22031-8044           member and resume.

GATES MILLENNIUM                 Minority applicants need to meet
SCHOLARS                         federal Pell Grant eligibility, have
UNCF                             cumulative GPA of 3.3, enter as
P.O. Box 10500                   freshman in accredited college, be
Fairfax, VA 22031-8044           U.S. citizen or legal permanent
                                 resident, and have demonstrated
                                 leadership abilities through community
                                 service or other activities.

GENERAL MOTORS                   Minority students attending accredited
MINORITY DEALERS                 two-to-four-year college/university as
ASSOCIATION                      full-time undergraduate student in
SCHOLARSHIP                      fall of 2007; or, an entering college
PROGRAM                          freshman in the spring of 2008.
(GMMDA)                          Cumulative GPA of 3.0 or above. U.S.
                                 citizen or eligibility to permanently
                                 work in the U.S.

GEORGE M. BROOKER                Undergraduate and graduate students
COLLEGIATE Scholarship for       must declare major in real estate/
Minorities Institute of Real     related field. Undergraduate must be
Estate Management Foundation     above junior level. Must have
Attn: Brooker Scholarship/Irem   completed two courses in real estate
Foundation                       or intent to complete them. At least
430 N. Michigan Ave.             3.0 GPA within major. Recommendation
Chicago, IL 60611-4090           letters, essay and official transcript
                                 required.

INTERNATIONAL ORDER OF           Applicants must be currently enrolled
THE GOLDEN RULE                  in a mortuary science degree program
AWARDS OF EXCELLENCE             at an accredited mortuary school.
SCHOLARSHIP                      Applicants must have a cumulative GPA
Education Dept.                  of 3.0 or higher; must demonstrate
P.O. Box 28689                   financial need.
St. Louis, MO 63146-1189

JACOB K. JAVITS                  Must be entering grad school or
FELLOWSHIPS PROGRAM              graduate students who haven't
                                 completed first year & intend to
                                 pursue a doctoral or master's degree.
                                 Must be U.S. citizens or permanent
                                 resident accepted or in a grad program
                                 leading to a doctorate or master's
                                 degree in eligible field of study at
                                 school approved by Secretary of the
                                 Department of Education. Previous
                                 recipients are ineligible.

JACKIE ROBINSON                  Minority graduating high school
SCHOLARSHIP                      seniors who have been accepted by a
Jackie Robinson Foundation       four-year, accredited college/
3 W. 35th St. 11th Floor         university; academic achievement,
New York, NY 10001-2204          leadership and financial need will
                                 be considered.

JOHN L. HENRY NATIONAL           For more details visit:
DENTAL ASSOCIATION               http://www.ndaonline.org/
FOUNDATION                       ndafoundation.asp
COLLATE-PALMOLIVE
SCHOLARSHIP PROGRAM
3517 16th St., NW
Washington, DC 20010

JPMORGAN CHASE/UNCF              College sophomores with a minimum GPA
CORPORATE SCHOLARS               of 3.2.4-year colleges only. Rising
PROGRAM                          juniors enrolled in baccalaureate
United Negro College Fund        degree programs gain valuable work
8260 Willow Oaks                 experiences as well as financial
Corporate Drive                  support with JPMorgan Chase.
P.O. Box 10444                   Eligibility to receive scholarship
Fairfax, VA 22031-8044           based on successful completion of 8-10
                                 week internship.

LILLIAN & SAMUEL                 Applicants must be full-time students
SUTTON EDUCATION                 who are U.S. citizens. Undergraduate
SCHOLARSHIP                      must have cumulative 2.5 GPA or a
8260 Willow Oaks                 "C plus" average; graduate students
Corporate Dr.                    must have a cumulative 3.0 GPA or a
Fairfax, VA 22031                B average. NAACP membership and
                                 participation is highly desirable.

L'OREAL USA                      Applicants must be women postdoctoral
WOMEN IN SCIENCE                 researchers. Applicants must be
FELLOWSHIP                       American-born, naturalized citizens or
                                 permanent residents. Must be
                                 affiliated with a U.S.-based academic
                                 or research institution. Applicants
                                 must conduct their postdoctoral
                                 studies and research in U.S.

NATIONAL ACHIEVEMENT             Competition for high school students
SCHOLARSHIP PROGRAM              planning to enroll in college/
1560 Sherman Avenue              university. Must take the PSAT/NMSQT
Suite 200                        before/during third year in high
Evanston, Illinois 60201-        school. Must be a U.S. citizen,
4897                             permanent resident, or intend to
                                 become US citizen. Enter program by
                                 marking request for consideration on
                                 the PSAT/NMSQT answer sheet.

NABA NATIONAL                    Minority undergraduates with a GPA of
SCHOLARSHIP                      2.5; Must be paid NABA members and
NATIONAL ASSOCIATION             have completed at least 12 credit
OF BLACK ACCOUNTANTS             hours in accounting by end of spring
INC.                             semester. Personal essay, academic and
7249 Hanover Parkway             financial transcripts must accompany
Greenbelt, MD 20770              application form.

NATIONAL ASSOCIATION             Various scholarships for Black
OF BLACK JOURNALISTS             undergraduate and graduate students
SCHOLARSHIPS                     planning to major in journalism, and
8701 Aldelphi Rd.                for professional journalists. Write
Adelphi, MD 20783                NABJ or visit Web site for details.

NATIONAL BLACK MBA               Various scholarship programs are
ASSOCIATION INC.                 offered for graduate and undergraduate
SCHOLARSHIP PROGRAMS             students. Access the national Web site
180 N. Michigan Ave.,            for program calendar, requirements,
Suite 1400                       application and selection criteria.
Chicago, IL 60601

NBNA SCHOLARSHIP                 Must be enrolled in nursing program
NATIONAL BLACK NURSES            and in good scholastic standing.
ASSOCIATION, INC.                Submit nursing school transcript, two
                                 letters of recommendation and written
                                 essay; applicants must also be members
                                 of the NBNA and a local NBNA chapter
                                 if one exists in their area.

NATIONAL FOUNDATION              Applicants must be citizens or
FOR THE ADVANCEMENT              permanent residents of the United
OF THE ARTS (NFAA)               States or its official territories
444 Brickell Ave., P-14          (except in jazz category). Applicants
Miami. FL 33131                  may apply in one or more categories
                                 up to nine disciplines.

NATIONAL RESTAURANT              Scholarships offered to graduating
ASSOCIATION                      high school students, GED graduates,
EDUCATIONAL                      and undergraduates pursuing a
FOUNDATION                       post-secondary degree in a food
175 West Jackson Blvd.,          service or restaurant-related field.
Suite 1500                       The requirements and criteria vary.
Chicago, IL 60604

NATIONAL SOCIETY OF              Various Scholarships available. Write
BLACK ENGINEERS                  or e-mail National Society of Black
PROGRAMS                         Engineers for details.
DEPARTMENT                       scholarships@nsbe.org
205 Daingerfield Road
Alexandria, VA 22314

PROCTER & GAMBLE                 All dental students, residents,
AMERICAN COLLEGE OF              fellows and graduate students enrolled
PROSTHODONTISTS                  in the U.S. schools of Dentistry in
RESEARCH FELLOWSHIP              dental-related fields are eligible.
                                 Applications will be evaluated based
                                 on scientific merit, feasibility and
                                 significance.

RADIO AND TELEVISION             Must be a full-time college student
NEWS DIRECTORS                   whose career objective is electronic
FOUNDATION                       journalism and have at least one full
1600 K St. N.W.                  year of college remaining. Must be
Suite 700                        officially enrolled in college and be
Washington, DC 20006             in good standing. They must submit
                                 completed application, goal statement,
                                 and reference letter.

THE RON BROWN                    Black high school seniors must excel
SCHOLAR PROGRAM                  academically; show exceptional
Ron Brown Scholar                leadership potential, be involved in
Program                          community services and must
1160 Pepsi Place, Suite          demonstrate financial need. Must
Charlottesville, VA 22901        attend a four-year accredited
                                 university and must be a U.S. citizen
                                 or have a permanent resident VISA.

RONALD MCDONALD                  Applicants must have at least one
HOUSE                            parent of African-American origin.
CHARITIES/AFRICAN-               Open to U.S. citizens or legal
AMERICAN FUTURE                  residents who are graduating high
ACHIEVERS                        school and eligible to enroll in and
SCHOLARSHIP PROGRAM              attend an accredited institution of
                                 higher learning in the U.S. Visit the
                                 Website for participating markets.

SAM WALTON                       Must be a high school senior planning
COMMUNITY                        to attend a two-year or four-year
SCHOLARSHIP                      college/university. Selection of
WAL-MART FOUNDATION              recipients will be based on academic
c/o Scholarship Program          record, ACT/SAT test scores,
Administrators, Inc.             community/extracurricular involvement,
P.O. Box 22117, Nashville        work experience and financial need.
TN 37202-2117

THE SAUL T. WILSON JR.           U.S. citizens enrolled full-time at an
SCHOLARSHIP                      accredited university must have
USDA/Animal, Plant, Health       completed two years of a four-year
Inspection Service               pre-veterinary medicine or other
Human Resources                  biomedical science program. Graduate
4700 River Road, Unit 21         students cannot have completed more
Riverdale, MD 20737-1230         than 18 semester hours or 27 quarter
                                 hours. Must provide resume, essay,
                                 transcripts and three recommendation
                                 letters.

SCHOLARSHIP AND                  Must be a U.S. citizen and an
FELLOWSHIP PROGRAM               underrepresented minority in medicine.
NATIONAL MEDICAL                 Underrepresented minorities are
FELLOWSHIPS INC.                 defined by the standards of the
5 Hanover Square 10th            Association of American Medical
Floor New York, NY 10004-        Colleges (AAMC).
2614

THURGOOD MARSHALL                Must be a U.S. citizen attending a
COLLEGE FUND                     public historically Black college or
80 Maiden Lane St. 2204          university. Must have a GPA of 3.0 or
New York, NY 10038               higher, an SAT of 1650 or higher and
                                 an ACT of 25 or higher. Must be
                                 recommended by high school and
                                 demonstrate financial need. Contact
                                 Thurgood Marshall Scholarship Fund
                                 Foundation for a list of participating
                                 schools.

THURGOOD MARSHALL                Students who have at least a "B"
SCHOLARSHIP                      average and have been accepted or
NATIONAL ASSOCIATION OF          currently enrolled in a degree program
BLACKS IN CRIMINAL               in criminal justice the fall after
JUSTICE NORTH CAROLINA           receipt of scholarship. Must submit
CENTRAL UNIVERSITY               1,000-word essay about reason for
P.O. Box 19788                   choosing criminal justice. Must
Durham, NC 27707                 provide a copy of high school of
                                 transcript, documentation of volunteer
                                 service and college/university accept-
                                 ance letter. Need-based scholarship.

PROGRAM                          DEADLINE

AIA/AAF SCHOLARSHIP              Applications available
PROGRAM                          online:
c/o Mary Felber Minority         www.archfoundation.
Scholarships The American        com
Architectural Foundation
1799 New York Ave. N.W.
Washington, DC 20006

AIFS DIVERSITY                   Spring 2008:
SCHOLARSHIP                      October 1, 2007
AIFS College Division            For more info:
9 West Broad St.                 www.aifsabroad.com/
Stanford, CT 06902-3788          ays/scholarships.htm

ALPHONSO DEAL                    June 1, 2008
SCHOLARSHIP AWARD
National Black Police
Association
3251 Mount Pleasant
Street, NW, Washington,
DC 20036

AMERICAN CHEMICAL                March 1
SOCIETY SCHOLARS                 E-mail:
PROGRAM                          scholars@acs.org or
Department of Diversity          call 1-800-227-5558
Programs                         ext. 6250
1155 16th St., NW
Washington, DC 20036

AMERICAN FOUNDATION              Visit
FOR THE BLIND RUDOLPH            www.afb.org for
DILLMAN MEMORIAL                 more info, or call
SCHOLARSHIP                      1-212-558-5300
11 Penn Plaza, Suite 300
New York, NY 10001

AMERICAN HOTEL                   May 1, 2008
FOUNDATION                       Application available
HYATT HOTEL FUND for             online at
Minority Hotel and Lodging       www.ahlef.org
Management Students
1201 New York Ave., NW
Suite 600 Washington, DC
20005-3931

AMERICAN LIBRARY                 March 1, 2008
ASSOCIATION Education &          Application must be
  Scholarships                   submitted online at
50 East Huron Street             www.ala.org.
Chicago, IL 60611
Attn: Kimberly Sanders

APS MINORITY                     Applications will be
SCHOLARSHIP PROGRAM              available Nov. 1.
American Physical Society        Visit www.aps.org
One Physics Ellipse              for downloading
College Park, MD 20740           directions.

CHAIR SCHOLARS                   All applications must
FOUNDATION, INC.                 be sent by mail by
16101 Carencia Lane              Feb. 28.
Odessa, FL 33556-3278            www.chairscholars.org

CHEVROLET EXCELLENCE             Visit www.gm.com
IN EDUCATION                     for more information.
SCHOLARSHIP

COCA-COLA SCHOLARS               October 31
FOUNDATION                       Apply online.
P.O. Box 442                     Visit Web site for
Atlanta, GA 30301-0442           additional details:
                                 coca-colascholars.org

EARL WARREN                      April 30
SHEARMAN & STERLING              Must request
SCHOLARSHIPS                     application in writing.
99 Hudson St., Suite 1600
New York, NY 10013

FORD /UNCF                       Visit www.uncf.org for
CORPORATE SCHOLARS               more information.
PROGRAM
United Negro College Fund
8260 Willow Oaks
Corporate Drive
P.O. Box 10444
Fairfax, VA 22031-8044

GATES MILLENNIUM                 Paper Application
SCHOLARS                         Deadline: Postmarked
UNCF                             by December 31, 2007.
P.O. Box 10500                   Online Application
Fairfax, VA 22031-8044           Deadline: January 11,
                                 2008. Applications
                                 available online at
                                 www.gmsp.org

GENERAL MOTORS                   Visit www.gmmda.org
MINORITY DEALERS                 to find participating
ASSOCIATION                      GMMDA member
SCHOLARSHIP                      locations. Deadline
PROGRAM                          and application down-
(GMMDA)                          load questions? E-mail
                                 scholarshipinto@gmsa
                                 c.com

GEORGE M. BROOKER                March 31, 2008
COLLEGIATE Scholarship for
Minorities Institute of Real
Estate Management Foundation
Attn: Brooker Scholarship/Irem
Foundation
430 N. Michigan Ave.
Chicago, IL 60611-4090

INTERNATIONAL ORDER OF           Write or call for details
THE GOLDEN RULE                  1-800-637-8030
AWARDS OF EXCELLENCE
SCHOLARSHIP
Education Dept.
P.O. Box 28689
St. Louis, MO 63146-1189

JACOB K. JAVITS                  To request an
FELLOWSHIPS PROGRAM              application call
                                 1-800-433-3243 or
                                 visit the Web site
                                 www.ed.gov

JACKIE ROBINSON                  Deadline:
SCHOLARSHIP                      March 31-April 1
Jackie Robinson Foundation       Applications available
3 W. 35th St. 11th Floor         online:
New York, NY 10001-2204          www.jackierobinson.org

JOHN L. HENRY NATIONAL           May 15, 2008
DENTAL ASSOCIATION               Application available
FOUNDATION                       online at
COLLATE-PALMOLIVE                www.ndaonline.org/n
SCHOLARSHIP PROGRAM              dafoundation.asp
3517 16th St., NW
Washington, DC 20010

JPMORGAN CHASE/UNCF              For more info visit:
CORPORATE SCHOLARS               www.uncf.org
PROGRAM
United Negro College Fund
8260 Willow Oaks
Corporate Drive
P.O. Box 10444
Fairfax, VA 22031-8044

LILLIAN & SAMUEL                 March 30, 2008
SUTTON EDUCATION
SCHOLARSHIP
8260 Willow Oaks
Corporate Dr.
Fairfax, VA 22031

L'OREAL USA                      Applications are
WOMEN IN SCIENCE                 received beginning
FELLOWSHIP                       August 20, 2007.
                                 Applications close
                                 October 31, 2007
                                 For more info visit:
                                 www.lorealusa.com

NATIONAL ACHIEVEMENT             For more information
SCHOLARSHIP PROGRAM              visit:
1560 Sherman Avenue              www.nationalmerit.org
Suite 200                        or call:
Evanston, Illinois 60201-        1-847- 866-5100
4897

NABA NATIONAL                    Jan. 31, 2008
SCHOLARSHIP                      Visit
NATIONAL ASSOCIATION             www.nabainc.org for
OF BLACK ACCOUNTANTS             details.
INC.
7249 Hanover Parkway
Greenbelt, MD 20770

NATIONAL ASSOCIATION             Visit www.nabj.org
OF BLACK JOURNALISTS             for details.
SCHOLARSHIPS
8701 Aldelphi Rd.
Adelphi, MD 20783

NATIONAL BLACK MBA               Visit
ASSOCIATION INC.                 www.nbmbaa.org for
SCHOLARSHIP PROGRAMS             details.
180 N. Michigan Ave.,
Suite 1400
Chicago, IL 60601

NBNA SCHOLARSHIP                 April 15, 2008
NATIONAL BLACK NURSES            www.nbna.org
ASSOCIATION, INC.

NATIONAL FOUNDATION              Application Deadline:
FOR THE ADVANCEMENT              October 1, 2007
OF THE ARTS (NFAA)               Material Submission
444 Brickell Ave., P-14          deadline:
Miami. FL 33131                  November 5, 2007
                                 www.youngarts.org

NATIONAL RESTAURANT              Please e-mail schol-
ASSOCIATION                      ars@nraef.org or call
EDUCATIONAL                      800-765-2122, ext.
FOUNDATION                       744. For additional
175 West Jackson Blvd.,          information visit
Suite 1500                       www.nraef.org
Chicago, IL 60604

NATIONAL SOCIETY OF              January 18, 2008
BLACK ENGINEERS                  www.nsbe.org
PROGRAMS
DEPARTMENT
205 Daingerfield Road
Alexandria, VA 22314

PROCTER & GAMBLE                 For more info visit:
AMERICAN COLLEGE OF              www.acpef.org
PROSTHODONTISTS
RESEARCH FELLOWSHIP

RADIO AND TELEVISION             Contact Melanie Lo
NEWS DIRECTORS                   at 1-202-467-5218,
FOUNDATION                       or e-mail her at
1600 K St. N.W.                  melaniel@rtnda.org
Suite 700                        for more details.
Washington, DC 20006

THE RON BROWN                    Deadline:
SCHOLAR PROGRAM                  January 9, 2008.
Ron Brown Scholar                Applications will be
Program                          accepted as early as
1160 Pepsi Place, Suite          November 1, 2007.
Charlottesville, VA 22901        Write or call fordetails.
                                 www.ronbrown.org
                                 1-434-964-1588

RONALD MCDONALD                  Visit Web site for
HOUSE                            details
CHARITIES/AFRICAN-               www.rmhc.org
AMERICAN FUTURE
ACHIEVERS
SCHOLARSHIP PROGRAM

SAM WALTON                       Must apply online at
COMMUNITY                        www.goonline.cc
SCHOLARSHIP
WAL-MART FOUNDATION
c/o Scholarship Program
Administrators, Inc.
P.O. Box 22117, Nashville
TN 37202-2117

THE SAUL T. WILSON JR.           March 1, 2008
SCHOLARSHIP                      Write or call for further
USDA/Animal, Plant, Health       details.
Inspection Service
Human Resources                  1-301-734-5596
4700 River Road, Unit 21
Riverdale, MD 20737-1230

SCHOLARSHIP AND                  June 30, 2008
FELLOWSHIP PROGRAM               For more information
NATIONAL MEDICAL                 contact
FELLOWSHIPS INC.                 1-877-NMF-1DOC
5 Hanover Square 10th
Floor New York, NY 10004-
2614

THURGOOD MARSHALL                July 15, 2008
COLLEGE FUND                     For details, go to
80 Maiden Lane St. 2204          thurgoodmarshall.org
New York, NY 10038

THURGOOD MARSHALL                March 31, 2008
SCHOLARSHIP                      www.nabcj.org
NATIONAL ASSOCIATION OF
BLACKS IN CRIMINAL
JUSTICE NORTH CAROLINA
CENTRAL UNIVERSITY
P.O. Box 19788
Durham, NC 27707
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Date:Sep 1, 2007
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