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Celebrate autumn by getting firms to give back your cash; JAMES WALKER.

YOUR CONSUMER RIGHTS CHAMPION AFTER all those lazy, super-hot days of summer, it's hard to believe we're approaching September. But before you know it the summer holidays will be over and for stressed parents, sunburnt holidaymakers and lovers of the longest days, it'll be back to reality.

Urgghhh! I don't know about you but I could do with something to cheer me up. How about some free cash? This column is all about the money you didn't know you were owed that you might be able to claim in a few simple steps.

Technically, a lot of it is your own money - so there's even more reason to get it back!

Here we go: FLIGHT DELAYS AND CANCELLATIONS: Many readers of this column will know that you are entitled to compensation if your flight is delayed over three hours. But did you know you can go back six years to claim? Oh, and it's not just your ticket cost, it could be up to [euro]600!

It's your money - PPI: Yes, I know, you're sick of hearing about it. Yet even now, Resolver hears from hundreds of people who didn't know they had PPI but made an enquiry, found out they'd been mis-sold and won - sometimes in to the thousands.

Don't worry if you've not got documents, Resolver works with the banks to track down your case based on addresses - something no other organisation does. But if you want to try by yourself, just give the bank the details you have and what you remember - as long as you don't pay anyone to make the claim!

WATER COMPANIES: I mentioned a few weeks ago that there are loads of statutory payments water companies should pay for errors, from missed appointments to leaky sewer pipes. Judging by my postbag, most people didn't know this! Check online to find out what you can claim - even if the incident happened a while ago.

DOUBLE INSURANCE: Did you know that millions of us are paying for insurance policies that we don't need? Check your regular payments and debits from your bank account.

You may be surprised to spot a mobile phone insurance policy for a phone you've upgraded years ago that's still debiting. Or you might find an expensive gadget insurance policy is much cheaper if you update your home insurance.

You could be able to claim back hundreds if you've been overcharged!

PACKAGED BANK ACCOUNTS: When the new millennium hit, the banks went in to overdrive trying to flog us things. In the decade that followed, you couldn't walk in to a branch or speak to a call centre without stressed staff desperately trying to meet unrealistic sales targets.

claim it back And the sale of packaged accounts - a bank account with a monthly fee for a few extra perks - were the most oversold.

Check your statements. If you didn't want or need an account but they shoved you on it anyway, you might be able to reclaim the fees.

It only takes a moment to make a claim, so make September go more smoothly with a bit of extra cash!

| Claim your cash back for free today with Resolver: resolver.co.uk - and let me know your stories at yourstories@resolver.co.uk

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Publication:Birmingham Mail (England)
Date:Aug 27, 2018
Words:541
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