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CITIZENS NATIONAL CORP. AND CITIZENS NATIONAL BANK ANNOUNCE APPROVAL RECEIVED FROM COMPTROLLER OF THE CURRENCY

 NAPLES, Fla., Feb. 25 /PRNewswire/ -- Citizens National Corporation (NASDAQ-NMS: CNCN) and its wholly owned subsidiary, Citizens National Bank of Naples, announces that approval has been received from the Comptroller of the Currency to establish a branch on the corner of Vineyards Boulevard and Pine Ridge Road in the Crossroads Market Shopping Center.
 The new 5,300-square-foot-office will be designed similar to the bank's Pine Ridge location. The full-service facility will include 4 drive-in lanes, including a commercial lane, safe-deposit boxes and an ATM. Complete loan services will be available to the customers at this branch. The extended business lobby hours will be from 9 a.m. to 5 p.m., Monday through Thursday, and until 6 p.m. on Fridays. The drive-ins will be open from 8 a.m. until 5:30 p.m., Monday through Thursday, and until 6 p.m. on Fridays. In addition, the drive-ins will be open on Saturdays from 8 a.m. until noon.
 The 130,000-square-foot Crossroads Shopping Center is being developed by the Lutgert Companies and will include Publix and Walgreens. It is anticipated to become one of the largest commercial/retail areas in Collier County.
 This location will provide Citizens National the opportunity to serve Golden Gate, the Vineyards, Quail Creek and surrounding developments, with prime visibility in the heart of the Crossroads market. Citizens National will coordinate their opening with the new Publix location in mid-September.
 Citizens National now has six locations in Collier County. They are at 811 Anchor Rode Drive, 1697 Pine Ridge Road, 1400 Gulfshore Blvd. N., 5484 Rattlesnake Hammock Road, 1395 Third Street South and 606 Bald Eagle Drive on Marco Island.
 -0- 2/25/93
 /CONTACT: Sanda J. Brown of Citizens National Bank of Naples, 813-261-5522/
 (CNCN)


CO: Citizens National Corporation; Citizens National Bank of Naples ST: Florida IN: FIN SU:

AW-JB -- FL008 -- 0407 02/25/93 13:03 EST
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Publication:PR Newswire
Date:Feb 25, 1993
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