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CASHBACK: Me & my money.

Byline: Interview by Jane Gallagher

RESTAURATEUR and entrepreneur Rob Gutmann will open Beige, his fourth Albert Dock bar and restaurant this week. Originally from London, Rob has made Liverpool his home after degree studies at Liverpool university and succeeding in his ambition to bring a new style of wining and dining to the city.

Here Rob reveals his financial secrets to Cashback.

Did you have pocket money as a child?

I was given pocket money and blew the lot on Spiderman comics and Panini football stickers. I'd swap lots of players to get the Liverpool team in my collection. Kenny Dalglish was worth 10 times as much as any other player.What did you spend your first pay cheque on?

My first pay cheque was spent on the above. The newsagent refused to pay me in cash for my paper round!What do you spend most of your money on now?

Apart from investing in my business, my wife!

Do you save? I don't save, I spend. You have to speculate to accumulate.

What does money mean to you?

Money can provide the abilityto buy freedom and make choices.

Do you buy a lottery ticket and have you ever won?

No. I've never bought a lottery ticket, so I haven't won!

If you were Chancellor, what financial changes would you make?

Uniform business rates are far too high and, while there are several other measures he could look at, this would be a very good start.

Do you have a pension?

I don't have a pension. There are simply far superior alternatives in today's financial services market.

What is the best piece of financial advice you have ever received?

I've adopted this Liverpool saying since I arrived in the city in 1987: ``Don't spend it all in the one shop.''

What would you blow pounds 100 on?

My love of football and Liverpool FC and my children means that the answer to this question is the same as my first answer.

I would spend the pounds 100 on Spiderman comics and football stickers, but now they're for my son!
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Title Annotation:Features
Publication:Liverpool Echo (Liverpool, England)
Article Type:Interview
Date:Dec 2, 2002
Words:349
Previous Article:CASHBACK: net . gains.
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