Best Rating Changes. (Ratings).
This summary of Best's Rating Changes includes life, health-care and property/casualty insurers domiciled in North America, as well as international insurers that had ratings assigned, changed or placed under review since this section last appeared in the June 2003 edition of Best's Review.Best's Rating Changes is an abbreviated version of Best's Rating Monitor, which is published in BestWeek, our weekly insurance industry newsletter. See page 19 for the Current Guide to Best's Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/access.html for detailed rating definitions.
The A.M. Best rating of any company and basic company information are also available free of charge at the Web site.
Ratings Changed Rating Current Previous Action Company Name 7 Domicile AMB# Rating Rating Life/Health Annuity & Life Reassurance 06281 C+ B- u America Inc US: Connecticut Annuity & Life Reassurance 06281 NR-4 C+ America Inc US: Connecticut - Baltimore Life Insurance Company 06143 B+ B++ US: Maryland - Christian Fidelity life Insurance 06217 C+ u B u Co US: Texas First Continental Life & Accident 06557 NR-5 C Ins Co US: Utah - IL Annuity and Insurance Company 07407 A- A US: Kansas Life of Maryland Inc 09056 NR-3 B++ US: Maryland + Mutual Service Life 06755 A- B++ Insurance Company US: Minnesota - National Health Insurance Company 08392 C u B u US: Texas - North American Insurance Company 60015 C+ u B u US: Wisconsin - North Carolina Mutual Life 06835 B+ B++ Insurance Co US: North Carolina Old Line Life Ins Co of America 06859 NR-5 A+ US: Wisconsin - Oxford Life Insurance Company 07890 C+ u B u US: Arizona - Philanthropic Mutual Life Ins Co 06920 B B+ US: Pennsylvania + Sierra Health & Life Insurance Co 07370 B+ B Inc US: California Transamerica Life Insurance Co of 60018 NR-3 A+ NY US: New York HMO + ADVANTAGE Health Solutions Inc 64624 C+ pd C pd US: Indiana + Alliance for Community Health 64179 B pd B- pd US: Missouri - AMERIGROUP Texas Inc 64238 C+ pd C++ pd US: Texas Ameritas Managed Dental Plan Inc 68921 NR-5 A US: California - Arnett HMO Inc 64262 B pd B+ pd US: Indiana - Cape Health Plan Inc 64490 C++ pd B- pd US: Michigan Capital Community Health Plan 64613 NR-5 C++ pd US: District Of Columbia Community Care Behavioral Health 64549 NR-3 C++ pd US: Pennsylvania New Community Choice Michigan 64042 E C++ pd US: Michigan ConnectiCare of Massachusetts 64464 B pd NR-5 US: Massachusetts - Coordinated Care Corporation IN Inc 64266 C+ pd B- pd US: Indiana - Cox Health System HMO 64421 C+ pd C++ pd US: Missouri Dominion Dental Services Inc 64638 NR-5 B- pd US: Virginia + Driscoll Children's Health Plan 64519 B pd B- pd US: Texas ECCA Managed Vision Care Inc 64517 NR-5 B- pd US: Texas Educators Health Care 68603 B+ pd NR-5 US: Utah Flagship Health Systems Inc 68631 NR-5 C+ pd US: New Jersey - Geisinger Health Plan 68588 C++ pd B pd US: Pennsylvania - Great Lakes Health Plan Inc 64439 D pd C+ pd US: Michigan Harvard Pilgrim Health Care Inc 68973 B pd NR-3 US: Massachusetts Harvard Pilgrim Hlth Care of New 64342 NR-5 E Eng US: Massachusetts + Health Plan of Michigan 64615 B pd B- pd US: Michigan + Health Plan of Nevada Inc 68619 B+ B US: Nevada Health Plus of Louisiana Inc 64279 NR-5 B- pd US: Louisiana Health Right Inc 64611 B pd NR-5 US: District Of Columbia + Healthcare Inc 64406 B- pd C++ pd US: Georgia Healthplan Southeast Inc 64108 NR-5 C- pd US: Florida - HealthPlus of Michigan Inc 68555 C++ pd B- pd US: Michigan - HealthSpring Inc 6430 C+ pd C++ pd US: Tennessee - Hometown Health Plan 64235 C++ pd B- pd US: Nevada + Independent Health Association 64343 B pd B - pd US: New York Kapi olani Health Hawaii 64432 NR-5 C ++ pd US: Hawaii + Managed Health Services 64205 C ++ pd C + pd Insurance Corp US: Wisconsin Mayo Health Plan Inc 64609 NR-5 C + pd US: Florida + McLaren Health Plan Inc 64616 B pd B - pd US: Michigan MedSpan Health Options Inc 64317 NR-3 B ++ US: Connecticut Molina Healthcare of Michigan 64685 C ++ pd NR-5 Inc US: Michigan + Mount Carmel Health Plan Inc 64112 C ++ pd C + pd US: Ohio National Pacific Dental Inc 68837 NR-5 B - pd US: Texas - Neighborhood Health Plan Inc 68744 C + pd C ++ pd US: Massachusetts - Parkland Community Health 64461 C pd C ++ pd Plan Inc US: Texas New Physicians Health PI of 68743 B B - pd Northern IN Inc US: Indiana PrimeHealth of Alabama Inc 64256 NB-5 C pd US: Alabama Professional Dental Plan Inc 65735 NB-5 D pd US: Wisconsin New Providence Health Plan 66651 B ++ C ++ pd US: Oregon San Luis Valley HMO Inc 68945 B - pd NR-2 US: Colorado + Security Health Plan of 64207 B - pd C ++ pd Wisconsin Inc US: Wisconsin SelectCare HMO Inc 68693 NR-5 C pd US: Michigan - SHA L L C 60114 C + pd C ++ pd US: Texas - South Dakota State Medical 68969 B - pd B pd Holding Co US: South Dakota Superior Health Plan Inc 64457 C - pd NR-5 US: Texas - Three Rivers Health Plans Inc 64104 B - pd B pd US: Pennsylvania UnitedHlthcare of Upstate NY 68844 NR-5 A Inc US: New York + University Health Care Inc 64408 C + pd C pd US: Kentucky ValueOptions of Texas Inc 64514 NR-5 C - pd US: Texas + Vermont Health Plan LLC 64124 B + pd B pd US: Vermont Vision Plan of America 68816 NR-5 C pd US: California - Welborn Clinic 64272 C pd C + pd US: Indiana Willamette Dental of Idaho Inc 64402 NR-5 C + pd US: Idaho Property/Casualty - A.I.M. Mutual Insurance 18555 A - A Compannies US: Massachusetts + ACUITY A Mutual Insurance 00468 A + A Company US: Wisconsin + ACUITY Group 00461 A + A US: Wisconsin + American Independent Insurance 04969 B + C ++ Company US: Pennsylvania - American Manufacturers Mutual 02273 C ++ B u Ins Co US: Illinois - American Motorists Insurance 02274 C ++ B u Company US: Illinois - American Protection Insurance 02275 C ++ B u Company US: Illinois + Andover Companies 00166 A + A US: Massachusetts - Anglo Canada General Insurance 85705 A - A Company Canada: Ontario - Associated Employers Insurance 12463 A - A Company US: Massachusetts - Associated Industries of MA 11041 A - A Mut Ins Co US: Massachusetts - AXA Insurance (Canada) 86239 A - A Canada: Ontario - Bankers Independent Insurance 00200 B B + Company US: Maryland + Bay State Insurance Company 02053 A + A US: Massachusetts + Cambridge Mutual Fire 02054 A + A Insurance Company US: Massachusetts + Discovery Insurance Company 11631 C ++ C + US: North Carolina - Eagle Insurance Group (WA) 18007 B u B + u US: Washington - Eagle Pacific Insurance 03803 B u B + u Company US: Washington + Endurance Beinsurance Corp of 12559 A A - America US: New York - Enumclaw Insurance Group 18586 A - A US: Washington - Enumclaw Property & Casualty 12511 A - A Inc Co US: Washington + Farm Credit System Assn 55016 A A - Captive Ins Co US: Colorado + Finger Lakes Fire and Casualty 10695 A A - Company US: New York GreatLand Insurance Company 12330 NR-3 B u US: Ohio + Greatway Insurance Company 00218 A + A US: Wisconsin New Hanover Fire and Casualty 10847 B + NR-2 Insurance Co US: Pennsylvania Harleysville-Garden State 11244 NR-3 A - Insurance Co US: New Jersey Independence Indemnity 12243 NR-5 E Insurance Company US: Kansas - Insurance Corporation of 86579 A - A Newfoundland Canada: Newfoundland - Kemper Casualty Insurance 12301 C ++ B u Company US: Illinois - Kemper Commercial Insurance 12291 C ++ B u Company US: Illinois - Kemper Employers Insurance 11755 C ++ B u Company US: Illinois - Kemper Indemnity Insurance 12183 C ++ B u Company US: Illinois - Kemper Insurance Companies 04427 C ++ B u US: Illinois - Kemper Lloyds Insurance 01759 C ++ B u Company US: Texas - Kemper Surplus lines Insurance 12229 C++ B u Company US: Illinois New Lawyers Mutual of North Carolina 18599 A Group US: North Carolina - Lumbermens Mutual Casualty Company 02279 C++ B u US: Illinois + Mapfre Insurance Company of Florida 10805 B++ B+ US: Florida + Merrimack Mutual Fire Insurance 02055 A+ A Company US: Massachusetts - Millers Insurance Company 00635 F D US: Texas - Mutual of Enumclaw Insurance 00374 A- A Company US: Washington - Narragansett Bay Insurance Company 01750 E B- u US: Rhode Island - North American Fire & Casualty 11685 C B u Ins Co US: Louisiana - Pacific Eagle Insurance Company 10627 B u B+ u US: California - Pacific Indemnity Insurance Company 11448 B+ B++ US: Guam Pawtucket Mutual Group 05665 NR-5 B- u US: Rhode Island - Pawtucket Mutual Insurance Company 00755 E B- u US: Rhode Island - Republic Western Insurance Company 03597 C B u US: Arizona - Republic Western Insurance Group 18443 C B u US: Nevada New Response Indemnity Company 12032 B++ NR-2 US: New York New Response Indemnity Company of 12149 B++ NR-2 California US: California New Response Indemnity Company of 12386 B++ NR-2 Delaware US: Delaware New Response Insurance Company 11946 B++ NR-2 US: Delaware New Response Insurance Company of 12385 B++ NR-2 America US: District Of Columbia New Response Insurance Group 18616 B++ US: Delaware RidgeLand Insurance Company 12331 NR-3 B u US: Ohio - Security Indemnity Insurance 10420 D C Company US: New Jersey - Specialty National Insurance 12302 C++ B u Company US: Illinois - Specialty Surplus Insurance Company 12349 C++ B u US: Illinois New State Auto Florida Insurance 12556 A+ Company US: Florida + Sterling Casualty Insurance Company 01720 C D US: California + Stonington Insurance Company 00175 A B+ US: Texas New Stonington Uoyds Insurance Company 12577 A US: Texas New Warner Insurance Group 18615 B++ US: Illinois - Worldwide Direct Auto Insurance 03045 B++ A u Company US: Ohio - Worldwide Insurance Company 00609 B++ A u US: Ohio International Acc Comp Corp-Employers' Acct 84889 NR-3 A+ New Zealand Annuity and Life Reassurance, Ltd 86698 NR-4 C+ Bermuda + Endurance Specialty Insurance Ltd 84835 A A- Bermuda + Endurance Worldwide Insurance 83234 A A- Limited United Kingdom New Lantana Insurance Ltd 75594 A Bermuda + Montpelier Reinsurance Ltd 84809 A A- Bermuda - National Warranty Ins RRG 11609 B u B++ Cayman Islands New SCHWARZMEER UND OSTSEE Versicherungs AG 84710 B++ NR-5 Germany - Underwriter Insurance Company 87115 B+ B++ Limited United Kingdom Ratings Under Review Rating Current Previous Action Company Name 7 Domicile AMB# Rating Rating Life/Health U Federal Kemper Life Assurance 06376 A u A Company US: Illinois U Fidelity Lf Assn A Mut Legal 06386 A u A Reserve Co US: Illinois U Kemper Investors Life Insurance 06225 A u A Company US: Illinois U Liberty Bankers Life Insurance 07011 B+ u B+ Company US: Iowa U Zurich Life Insurance Co of 60360 A u A New York US: New York U Zurich Life Insurance Company of 07266 A u A America US: Illinois Property/Casualty U Gerling Canada Insurance Company 85749 A- u A- Canada: Ontario U Palisades Group 18426 B++ B++ US: New Jersey U Palisades Safety and Insurance 11380 B++ B++ Assn US: New Jersey U Prudential Commercial Ins Co of NJ 12230 A- u A- US: New Jersey U Prudential General Ins Co of NJ 12231 A- u A- US: New Jersey U Prudential P & C Insurance Co of NJ 00710 A- u A- US: New Jersey U Prudential Property & Cas NJ Grp 18501 A- u A- US: New Jersey Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned initial rating; (u) Rating placed under review
CURRENT GUIDE TO BEST'S RATINGS
For a complete explanation of Best's Ratings, please refer to the Preface of Best's Insurance Report [R] or Best's Key Rating Guide [R]. Best's Ratings reflect our independent opinion, but are not a warranty of a company's financial strength and ability to meet its obligations to policyholders.
* For the latest Best's Ratings and Best's Company Reports (which include Best's Ratings) visit the A.M. Best Web site at www.ambest.com. You may also obtain Best's Company Reports by calling our Customer Service Department at (908) 439-2200, Ext. 5742. To expedite your request, please provide the company's identification number (AMB #).
* All rating actions are published in the Rating Monitor section of Best Weeks [R]. Selected rating changes and new ratings are published in Best's Review [R] (our monthly magazine).
BEST'S RATINGS
A.M. Best ratings (A++ to F) are assigned to insurance companies that subscribe to our interactive rating service. The Best's Rating represents an opinion based on a comprehensive quantitative and qualitative evaluation of a company's balance sheet strength, operating performance and business profile.
Secure Best's Ratings
A++ and A+: Superior
A and A-: Excellent
B++ and B+: Very Good
Vulnerable Best's Ratings
B and B-: Fair
C++ and C+: Marginal
C and C-: Weak
D: Poor
E: Under Regulatory Supervision
F: In Liquidation
S: Rating Suspended
RATING MODIFIERS
Under Review (u) Rating Modifiers are assigned to Best's Ratings to identify companies whose rating opinions are Under Review and may be subject to near-term change.
Syndicate (s) Rating Modifiers are assigned to syndicates operating at Lloyd's.
Best's Public Data (pd) Rating Modifiers may be assigned to Health Maintenance Organizations (HMOs), Canadian, UK and other European insurers that do not subscribe to our interactive rating process. Best's Public Data Ratings reflect both qualitative and quantitative analysis using publicly available data and other public information.
NOT RATED CATEGORIES (NR)
Companies not assigned a Best's Rating are assigned to one of five NR categories which identifies the primary reason a rating opinion was not assigned to the company. For additional information, refer to the Preface.
NR-1: Insufficient Data
NR-2: Insufficient Size and/or Operating Experience
NR-3: Rating Procedure Inapplicable
NR-4: Company Request
NR-5: Not Formally Followed
FINANCIAL SIZE CATEGORIES (FSC)
Assigned to all insurance companies and reflects their size based on their capital, surplus and conditional reserve funds. For information, refer to the Preface.
Best's Ratings are proprietary and may not be reproduced without permission.
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| Publication: | Best's Review |
|---|---|
| Geographic Code: | 100NA |
| Date: | Jul 1, 2003 |
| Words: | 2290 |
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