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Best's rating changes.

This edition of Best's Rating Changes reflects all rating changes--assignments, changes or placed tinder review--that occurred for life, health and property/casualty insurers domiciled in North America, as well as international insurance companies, since this section last appeared in the May 2005 edition of Best's Review.

See page 23 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed

Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating

 Life/Health

 BHG Life Insurance Company 60200 NR-3 A++
 US: Nebraska

 Dennis Life Insurance Company 08982 NR-5 B++
 US: Arizona

New Freedom Life Insurance Co 06269 B NR-5
 of America
 US: Texas

 Fremont Life Insurance Company 06247 NR-5 C+
 US: California

 Lincoln Direct Life Insurance 06663 NR-5 A-
 Company
 US: Nebraska

- Medico Life Insurance Company 07378 C++ B-
 US: Nebraska

- Mutual Protective Insurance 03150 C++ B-
 Company
 US: Nebraska

New National Foundation Life 06774 B NR-5
 Insurance Co
 US: Texas

New Rocky Mountain HealthCare 64561 B++ NR-5
 Options Inc
 US: Colorado

- Universal Underwriters Life 07204 A- A
 Insurance Co
 US: Kansas

 Vista Life Insurance Company 08549 NR-3 B+
 US: Michigan

 Woodmen of World and/or Assured 07258 NR-5 B
 Lf Assn
 US: Colorado

 HMO

 Christiana Care Health Plans Inc 64156 NR-4 C+
 US: Delaware

 Community Health Plan of the 64311 NR-5 F
 Rockies Inc
 US: Colorado

 Presbyterian Health Plan Inc 68930 NR-4 B+
 US: New Mexico

+ Rocky Mountain Health Maint 64312 B++ B pd
 Org Inc
 US: Colorado

 Property/Casualty

+ ACSTAR Insurance Company 10607 A A-
 US: Illinois

 American Manufacturers Mutual 02273 NR-4 D
 Ins Co
 US: Illinois

 American Motorists Insurance 02274 NR-4 D
 Company
 US: Illinois

+ Bristol West Casualty Insurance 12404 B++ B+
 Company
 US: Ohio

+ Bristol West Insurance Company 12461 B++ B+
 US: Pennsylvania

+ Bristol West Insurance Group 18131 B++ B+
 US: Florida

+ California Healthcare Ins Co 11230 A- B++
 Inc, RRG
 US: Hawaii

 CNA Lloyds of Texas 02740 NR-5 A
 US: Texas

+ Coast National Insurance Company 00177 B++ B+
 US: California

 Commercial Risk Re-Insurance 11378 NR-4 B-
 Company (1)
 US: Vermont

 Diamond Insurance Company 11985 NR-4 C
 US: Illinois

- Financial Insurance Company 00211 C- B-
 of America
 US: Texas

 General Fire & Casualty Co 01917 NR-4 B-
 US: Idaho

- Gray Casualty & Surety Company 11955 A- A
 US: Louisiana

- Gray Insurance Company 02621 A- A
 US: Louisiana

- Gray Insurance Group 18392 A- A
 US: Louisiana

 Kemper Casualty Insurance 12301 NR-4 D
 Company
 US: Illinois

 Kemper Insurance Companies (2) 04427 NR-5 NR-4
 US: Illinois

 Kemper Lloyds Insurance Company 01759 NR-4 D
 US: Texas

New Keystone National Insurance 12993 A-
 Company
 US: Pennsylvania

 Lumbermens Mutual Casualty 02279 NR-4 D
 Company
 US: Illinois

+ Meadowbrook Insurance Group 18132 B++ B+
 US: Michigan

- NLC Mutual Insurance Company 11291 B+ A-
 US: Vermont

 OneCIS Insurance Company 00973 NR-3 A
 US: Illinois

+ Pacific Pioneer Insurance 11133 B+ B
 Company
 US: California

+ Palisades Insurance Company 12073 B++ B+
 US: New Jersey

+ Pioneer General Insurance 10383 A- B++
 Company
 US: Colorado

- Protective National Ins Co 02083 F E
 of Omaha
 US: Nebraska

 Salem Group 05679 NR-5 B++
 US: New Jersey

+ Savers P & C Ins Co 00524 B++ B+
 US: Missouri

+ Security National Insurance 10796 B++ B+
 Company
 US: Florida

 Specialty Surplus Insurance 12349 NR-4 D
 Company
 US: Illinois

+ Star Insurance Company 00695 B++ B+
 US: Michigan

- Surety Company of the Pacific 04054 B++ A-
 US: California

- TRANSGUARD INSURANCE 00327 B++ u A- u
 COMPANY OF AMERICA
 US: Illinois

+ Williamsburg National Insurance 00263 B++ B+
 Company
 US: California

 International

 Commercial Risk Reinsurance 86514 NR-4 B-
 Company Ltd (3)
 Bermuda

 Inter-Ocean Group (4) 83350 NR-4 B++
 Bermuda

 Inter-Ocean Reinsurance 84302 NR-4 B++
 (Ireland) Ltd (4)
 Ireland

 Inter-Ocean Reinsurance Company 86410 NR-4 B++
 Ltd (4)
 Bermuda

New Malayan Insurance Co., Inc. 77617 B++
 Philippines

New Rutland Insurance Ltd 57579 B++
 Guernsey

 Swiss Re Australia Ltd 87159 NR-5 A+
 Australia

- Zurich Specialties London 86263 B++ A u
 Limited
 United Kingdom

(1) Rating was downgraded from B to B- on April 15. Current rating
effective April 18.

(2) Rating was downgraded from D to NR-4 on April 27. Current rating
effective April 27.

(3) Rating was downgraded from B to B- on April 15. Current rating
effective April 18.

(4) Rating was downgraded from A- to B++ on April 6. Current rating
effective April 7.

Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating; (u) Rating placed under review
COPYRIGHT 2005 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2005, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

Article Details
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Title Annotation:Ratings
Publication:Best's Review
Article Type:Illustration
Geographic Code:1USA
Date:Jun 1, 2005
Words:763
Previous Article:Enhanced cover for brokers.
Next Article:Guide to best's financial strength ratings.
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