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Best's rating changes.

This edition of Best's Rating Changes reflects all rating changes--assignments, changes or placed under review--that occurred for life, health and property/casualty insurers domiciled in North America, as well as international insurance companies, since this section last appeared in the December 2004 edition of Best's Review.

See page 13 for the current Guide to Best's Financial Strength Ratings or visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions. The A.M. Best rating of any company and basic company information also are available free of charge at www.ambest.com/ratings/access.html.
Ratings Changed

Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating

Life/Health

- Banner Life Insurance Company 06468 A+ A++
 US: Maryland

+ Co-operators Life Insurance 06290 A A-
 Company Canada: Saskatchewan

 NationalCare Insurance Company 68084 NR-5 A-
 US: Oklahoma

+ Sierra Health & Life Insurance 07370 B++ B+
 Co Inc US: California

- Trans World Assurance Company 07136 B++ A- u
 US: California

- William Penn Life Insurance Co 06734 A+ A++
 of NY US: New York

HMO

+ Health Plan of Nevada Inc 68619 B++ B+
 US: Nevada

New Metrowest Health Plan Inc 64459 E C pd
 US: Texas

+ Rocky Mountain Health Maint Org 64312 B pd B- pd
 Inc US: Colorado

Property/Casualty

 AXA Corporate Solutions E&S 10785 NR-5 A- u
 Lines Ins Co US: Delaware

 Crum & Forster Underwriters Co 01899 NR-5 A-
 of Ohio US: Ohio

+ Direct General Insurance Company 11947 B B-
 of LA US: Louisiana

 Fidelity National Title Ins Co 12062 NR-5 A
 of NY US: New York

+ Granite Mutual Insurance Company 00427 A A-
 US: Vermont

 Kemper Indemnity Insurance 12183 NR-5 D
 Company US: Illinois

 Kemper Surplus Lines Insurance 12229 NR-5 D
 Company US: Illinois

- Liberty American Insurance 12239 A- u A+
 Company US: Florida

+ Manufacturers Alliance Insurance 02626 A- B++ u
 Company US: Pennsylvania

- Mobile USA Insurance Company 10698 A- u A+
 US: Florida

- Nationwide Indemnity Company 11664 B+ u B++
 US: Ohio

+ Nonprofits' Insurance Alliance 11845 A A-
 of CA US: California

+ Northern Security Insurance 02546 A A-
 Company Inc US: Vermont

 Pacific Eagle Insurance Company 10627 NR-5 D
 US: California

+ Peace Hills General Insurance 86955 B B-
 Company Canada: Alberta

+ Pennsylvania Manufacturers Assoc 00760 A- B++ u
 Ins Co US: Pennsylvania

+ Pennsylvania Manufacturers 01733 A- B++ u
 Indemnity Co US: Pennsylvania

 Philadelphia Insurance Companies 00476 NR-5 A+
 US: Pennsylvania

+ PMA Insurance Group 18200 A- B++ u
 US: Pennsylvania

 TIG Lloyds Insurance Company 02863 NR-5 B+
 US: Texas

- Toa Reinsurance Company of 01730 A A+
 America US: Delaware

New USAuto Insurance Company Inc 11832 B NR-2
 US: Tennessee

+ Vermont Mutual Group 00951 A A-
 US: Vermont

+ Vermont Mutual Insurance Company 02547 A A-
 US: Vermont

New Village Auto Insurance Co, Inc 12544 B NR-2
 US: Georgia

- Wayne Cooperative Insurance 10531 B++ A-
 Company US: New York

New Wellington Specialty Ins Co 10092 A-
 US: Arizona

New Westmerica Insurance Company 72129 B++
 US: Colorado

International

- Legal & General Assurance 84279 A+ A++
 Society Limite United Kingdom

 Lloyd's Syndicate 1243 48321 NR-3 A s
 United Kingdom

 Munich Reinsurance Company of 86474 NR-5 A+
 Africa Ltd South Africa

 New Primary Insurance Company 77341 B++
 Ltd Ireland

 Tryg-Baltica Insurance, 86161 NR-3 B++ u
 Internatl Ins Cc Denmark

Ratings Under Review

Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating

Life/Health

U Dixie National Life Insurance 06730 B u B
 Company US: Indiana

U Standard Life Insurance Company 07073 B u B
 of IN US: Indiana

Property/Casualty

U Florida Select Insurance Company 11869 B u B
 US: Florida

U Hawaiian Insurance & Guar Co, 11581 B u B
 Ltd US: Hawaii

U Omaha Property and Casualty 01860 A- u A-
 Insurance Co US: Nebraska

U Philadelphia Indemnity Insurance 03616 A+ u A+
 Company US: Pennsylvania

U Philadelphia Insurance Company 00763 A+ u A+
 US: Pennsylvania

U Shelby Casualty Insurance 02277 B u B
 Company US: Illinois

U Shelby Insurance Company 00832 B u B
 US: Illinois

U Texas Select Lloyds Insurance 11082 B u B
 Company US: Texas

U Unique Compagnie D'Assurances 87101 B++ u B++
 Generales Canada: Quebec

U Vesta Fire Insurance Corporation 04407 B u B
 US: Illinois

U Vesta Insurance Corporation 01813 B u B
 US: Illinois

U Vesta Insurance Group 05681 B u B
 US: Alabama

International

U Zurich Specialties London 86263 A u A
 Limited United Kingdom

Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating: (u) Rating placed under review
COPYRIGHT 2005 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2005, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

Article Details
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Title Annotation:Ratings
Publication:Best's Review
Article Type:Illustration
Geographic Code:1USA
Date:Jan 1, 2005
Words:742
Previous Article:Bill frees catastrophe fund to reimburse Fla. deductibles.
Next Article:Guide to best's financial strength ratings.
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