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Best's Rating Changes.

This summary of Best's Rating Changes includes life, health-care and property/casualty insurers domiciled in North America, as well as international insurers that had ratings assigned, changed of placed under review since this section last appeared in the February 2004 edition of Best's Review.

Best's Rating Changes is an abbreviated version of Best's Rating Monitor, which is published in BestWeek, our weekly insurance industry newsletter. See page 17 for the Current Guide to Best's Financial Strength Ratings of visit the A.M. Best Co. Web site at www.ambest.com/ratings/guide.html for detailed rating definitions.

The A.M. Best rating of any company and basic company information are also available free of charge at the Web site.
Ratings Changed

Rating Current Previous
Action Company Name & Domicile AMB# Rating Rating

Life/Health

 Acacia National Life
 Insurance Company 08607 NR-5 A
 US: Dist. Of Columbia
+ Aetna Health Insurance Co of
 CT 09408 A A-
 US: Connecticut
+ Aetna Health Insurance Co of
 NY 09541 A A-
 US: New York
New Aetna Insurance Company of
 Connecticut 11023 A NR-3
 US: Connecticut
+ Aetna Life Insurance Company 06006 A A-
 US: Connecticut
+ Allmerica Financial Life Ins
 & Ann Co 08491 B+ B-
 US: Massachusetts
+ American Public Life
 Insurance Company 06094 A- B++
 US: Oklahoma
+ American Skandia Life
 Assurance Corp 08715 A A-u
 US: Connecticut
 Equitable Life Insurance
 Company of Iowa 06345 NR-5 A+
 US: Iowa
+ First Allmerica Financial
 Life Ins Co 07086 B+ B-
 US: Massachusetts
 First Variable Life Insurance 08083 NR-5 A
 Company
 US: Arkansas
- Guarantee Trust Life
 Insurance Company 06503 B++ A-
 US: Illinois
 GuideOne Life Insurance
 Company 06945 NR-5 A-
 US: Iowa
 Keyport Life Insurance
 Company 06615 NR-5 A+
 US: Rhode Island
- Nippon Life Insurance Company
 of America 08419 B++ A-
 US: Iowa
- Old Standard Life Insurance
 Company 68103 C C++ u
 US: Idaho
- Old West Annuity & Life
 Insurance Co 07957 C C++ u
 US: Arizona
 Protected Home Mutual Life 06961 NR-5 B u
 Insurance Co
 US: Pennsvlvania
 United Life & Annuity
 Insurance Company 07166 NR-5 A
 US: Iowa
 USG Annuity & Life Company 06146 NR-5 A+
 US: Oklahoma
- Western United Life Assurance 08077 C C++ u
 Company
 US: Washington

HMO

 AET Health Care Plan Inc 68787 NR-3 A-
 US: Texas
New Aetna Dental Inc (a TX corp) 64718 A- NR-5
 US: Texas
New Aetna Dental of CA 64634 A- NR-2
 US: California
+ Aetna Health Inc (a CT corp) 68698 A A-
 US: Connecticut
+ Aetna Health Inc (a MD corp) 68550 A A-
 US: Maryland
+ Aetna Health Inc (a New York
 corp) 68696 A A-
 US: New York
 Aetna Health Inc (a NH corp) 68773 NR-3 A-
 US: New Hampshire
+ Aetna Health Inc (a NJ corp) 68695 A A-
 US: New Jersey
+ Aetna Health Inc (a PA corp) 68700 A A-
 US: Pennsylvania
+ Aetna Health of CA 60119 A A-
 US: California
 Carilion Health Plans Inc 64438 NR-5 C+ pd
 US: Virginia
 Doctors Health Plan 64267 NR-5 E
 US: North Carolina

Property/Casualty

+ Allmerica Financial Alliance 11746 A- B++
 Ins Co
 US: New Hampshire
+ Allmerica Financial Benefit
 Insurance Co
 US: Michigan 11212 A- B++
+ Allmerica Fin'l Property &
 Casualty Cos 04861 A- B++
 US: Massachusetts
- American Equity Insurance
 Company 11134 A A+ u
 US: Arizona
- American Equity Specialty
 Insurance Cos 12061 A A+ u
 US: California
- American Physicians Assurance
 Corp 03670 B+ u B++ u
 US: Michigan
+ Anchor General Insurance 00364 B++ B+
 Company
 US: California
 APCapital Group 18321 NR-5 B++ u
 US: Michigan
- APSpecialty Insurance
 Corporation 11764 B+ u B++ u
 US: Michigan
 Chicago Motor Club Insurance
 Company 00254 NR-5 A
 US: Illinois
+ Citizens Insurance Company of
 America 00264 A- B++
 US: Michigan
+ Citizens Insurance Company of
 Illinois 12023 A- B++
 US: Illinois
+ Citizens Insurance Company of
 MidW 11747 A- B++
 US: Indiana
+ Citizens Insurance Company of
 Ohio 11679 A- B++
 US: Ohio
+ DTRIC Insurance Company
 Limited 11287 A- B+
 US: Hawaii
New Founders Insurance Group 18597 A-
 US: Illinois
 Guarantee Co of North America
 USA 11014 NR-5 A-
 US: New Jersey
+ Hanover American Insurance
 Company 10784 A- B++
 US: New Hampshire
+ Hanover Insurance Company 02225 A- B++
 US: New Hampshire
+ Hanover Lloyds Insurance
 Company 01734 A- B++
 US: Texas
New Hartland Mutual Insurance Co 12501 B+ NR-2
 US: North Dakota
- Insurance Corporation of
 America 12081 B- u B++ u
 US: Michigan
 Kemper Commercial Insurance
 Company 12291 NR-5 D
 US: Illinois
+ Massachusetts Bay Insurance
 Company 02226 A- B++
 US: New Hampshire
- Mendakota Insurance Company 11656 A A+ u
 US: Minnesota
- Mendota Insurance Company 10737 A A+ u
 US: Minnesota
 Millers Insurance Company 00635 NR-5 F
 US: Texas
 Mutual Fire Insurance Co in
 Calvert Cty 04735 NR-5 B+
 US: Maryland
- National Merit Insurance
 Company 02701 B++ A u
 US: Washington
 Northern Indemnity Inc 87087 NR-5 A- pd
 Canada: Ontario
- Northfield Insurance Company 04869 A A+ u
 US: Iowa
- Northland Casualty Company 04025 A A+ u
 US: Minnesota
- Northland Insurance Company 00712 A A+ u
 US: Minnesota
New Quanta Indemnity Company 12644 A-
 US: Colorado
New Quanta Specialty Lines
 Insurance Co 12546 A- NR-3
 US: Indiana
New Quanta U.S. Companies 18631 A-
 US: New York
- Realm National Insurance
 Company 00567 C- C++ u
 US: New York
New Seneca Specialty Insurance
 Company 12258 A- NR-3
 US: Arizona
- TNC Insurance Group 04077 A A+ u
 US: Minnesota

International

 Avon Insurance plc 85814 NR-5 A pd
 United Kingdom
+ BUPA Insurance Limited 84804 B+ pd B pd
 United Kingdom
+ CGU Underwriting Limited 87290 A pd B pd
 United Kingdom
 CNA Insurance Company Limited 86301 NR-5 B pd
 United Kingdom
- Consumer Electronics
 Insurance Co Ltd 87296 B+ pd B++ pd
 United Kingdom
+ DAS Legal Expenses Insurance
 Company Ltd 87310 A- pd B++ pd
 United Kingdom
 DBI Insurance Company Limited 87311 NR-5 B pd
 United Kingdom
 Folgate Insurance Company
 Limited 87350 NR-3 B pd
 United Kingdom
- Fortis Insurance Limited 87233 B++ pd A- pd
 United Kingdom

 G I L Insurance Limited 87363 NR-5 B+ pd
 United Kingdom
- Grand Central Re Limited 84186 A- u A
 Bermuda
+ Hamilton Insurance Company
 Limited 86142 B++ pd B+ pd
 United Kingdom
New IAT Reinsurance Company Ltd. 57453 A-
 Bermuda
- Liverpool Victoria Insurance
 Company Ltd 87864 B- pd B pd
 United Kingdom
 Lloyd's Syndicate 1400 48328 NR-4 A- s
 United Kingdom
- MMA Insurance plc 86488 B pd B+ pd
 United Kingdom
+ National Ins & Guarantee Corp 87479 B+ pd B pd
 PLC
 United Kingdom
- Provident Insurance plc 87542 B+ pd B++ pd
 United Kingdom
 Prudential Assurance Company 85641 NR-5 A pd
 Limited
 United Kingdom
 Prudential Assurance Company
 Ltd 85642 NR-5 A pd
 United Kingdom
+ Western Provident Association
 Ltd 87671 A- pd B++ pd
 United Kingdom

Ratings Under Review

Poperty/Casualty

U Atlantic Insurance Company 02220 A u A
 US: Texas
U Fairmont Insurance Company 04293 B+ u B+
 US: California
U Greenwich Insurance Company 11095 A+ u A+
 US: Delaware
U Gulf Group Lloyds 03847 A u A
 US: Texas
U Gulf Insurance Company 02451 A u A
 US: Connecticut
U Gulf Insurance Group 00446 A u A
 US: Connecticut
U Gulf Underwriters Insurance
 Company 11208 A u A
 US: Connecticut
U Indian Harbor Insurance
 Company 11340 A+ u A+
 US: North Dakota
U Ranger Insurance Company 03118 B++ u B++
 US: Delaware
U Ranger Insurance Group 18309 B++ u B++
 US: Delaware
U Ranger Lloyds 03364 B++ u B++
 US: Texas
U Select Insurance Company 02222 A u A
 US: Texas
U TIG Premier Insurance Company 02504 B+ u B+
 US: California
U Travelers Cas and Sur Co
 Europe Ltd 87376 A u A
 United Kingdom
U XL Insurance America, Inc. 02423 A+ u A+
 US: Delaware
U XL Insurance Company of New
 York, Inc. 12182 A+ u A+
 US: New York
U XL Reinsurance America Group 18130 A+ u A+
 US: Delaware
U XL Reinsurance America Inc. 02104 A+ u A+
 US: New York
U XL Select Insurance Company 02424 A+ u A+
 US: Oklahoma
U XL Specialty Insurance
 Company 00779 A+ u A+
 US: Delaware
 International
U XL Capital Group 86079 A+ u A+
 Cayman Islands
U XL Europe Limited 86202 A+ u A+
 Ireland
U XL Insurance (Bermuda) Ltd 85633 A+ u A+
 Bermuda
U XL Insurance Company Limited 87674 A+ u A+
 United Kingdom
U XL Re Latin America Ltd 86824 A+ u A+
 Bermuda
U XL Re Ltd 86106 A+ u A+
 Bermuda
U Zurich Specialties London
 Limited 86263 A u A
 United Kingdom

Rating Action: (+) or (-) Rating upgraded or downgraded; (New) Assigned
initial rating; (u) Rating placed under review
COPYRIGHT 2004 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2004, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Title Annotation:Ratings
Publication:Best's Review
Date:Mar 1, 2004
Words:1399
Previous Article:Chubb's asbestos charge might spur reserving run.
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