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As A Producer Sees It.

CRIME--LAW ENFORCEMENT--INSURANCE

PART I

It is easy to write an essay urging the need for more effective low enforcement in the war on crime when the maeabre spectre of excessive and brutal force witnessed via TV and video tape by millions during the recent. Democratic convention haunts so many minds.

There were certain instances where your reporter himself on the brink of furious and fruitless debate when the suit jeet of Chicago came up. Bitterness surface so rapidly that a student of history could easily understand. In one it was that brother could oppose brother in bloods battle In one of these intellectual (?) sessions, one zealot undertook to equate the riots that occurred in the city of Miami, while the Republicans were fit convention in the city of Miami Beach several miles distant, with what happened in front of the Conrad Hilton Hotel, while the Democrats wore in convention al Chicago's Amphitheatre, some miles distant.

Your reporter could not help thinking back to the Republican Convention of four years ago. It was Barry Goldwater making his acceptance speech (July 16. 1964) - "Extremism in the defense of liberty is no vice, Moderation in the pursuit of justice is no virtue."

Political shock waves ran through the country and the reaction was violent over Senator Goldwater's words. Political analysts generally agreed that he had blundered in frankly expressing his philosophy. Apparently much depends on who it is who stays what. Is it sinful for your reporter to have disagreed with Barry Coldwater then, to disagree with what happened in Chicago four years later, and to still want law and order enforced and crime punished?

Regardless of how objective he seeks to be, a columnist who chooses to discuss this subject exposes himself to allegations that he is either a racist or a far out radical: a believer in a police state or a left wing agitator: or an aspirant for reflected political glory, currying favor from either Republicans, Democrats, or both.

The New York Times (August 28, 1968) printed a letter to its editor written by Jack Bernhard, a well known mid-town New York insurance broker. Mr. Bernhard has been a frequent contributor to the Advocate's 'Readers Write" column. The letter is reproduced here with his permission. Wrote Mr. Bernhard:
Were the Times, or my other paper, to print a front page headline that
the New York City Police Department has been instructed to cool it
during the summer months it would come as no news to anyone. As a
result of this entirely collapsed.

"To read insurance loss files is to be appalled by the crimes of
burglary and robbery, brazen holdups in broad daylights, committed
almost at leisure in flagrant contempt for the is hardly likely.

"This it only the beginning of the tragedy. The insurance companies are
asked to subsidize the situation, and this they are unwilling to do. As
a result, more and more small business owners find themselves unable to
obtain insurance, and the onus has been placed on the insurance
industry.

"The late Senator Kennedy suggested that areas should be built up and
rejuvenated by the private capital within those areas. One must ask how
capital be expected to invest in this city when the rate is to
appallingly high and insurance virtually unavailable?

"It is a vicious circle. As the ghettos deteriorate the crime rate
increases, and this leads to further deterioration and further increase
in the crime rate. 'Fun City' is, well as, its way to becoming a ghost
city.

"New York City has completely surrendered to lawless new, and this can
no longer be tolerated. The people of the city, including owners of
small business, are entitled to protection, and people who commit
crimes should should be arrested. At present, there can be no doubt
that the city has been abandoned to the mob."
has been abandoned to the mob."


Insurance brokers know that a calamitous insurance marketing situation exists in New York City. Most of the sound fury is focused on the difficulty of obtaining insurance for residents in the ghetto areas. Insurance brokers know that troubles extend to the entire New York City area. The personal lines situation borders on the desperate.

This observer asks why Mr. Bernhard's letter should have to be written by an insurance broker? Why should not such a letter have been but one of many such written by the presidents of our insurance companies?

There are some people who have charged that the insurance companies really do not want to be engaged in the risk business known as insurance. The absurdity of their unreasoned remarks is disproved by the tremendous dollar volume of premiums written and losses paid which are a matter of public record. This does not mean that the men who head up these tremendous financial organizations are fulfilling their responsibilities as leaders in their chosen field.

The insurance companies' sugar coated messages, delivered via TV, the radio and other advertising media, are aimed at the most unsophisticated buyers of insurance, and certainly by their practical performances not at the New York City area. Why are they not saving to the insurance buying public? "We'll write your business if we are can get a satisfactions rate and premium" Or, "Clean up join crime situation and well write all the business you give us."

Mr. Bernhard is somewhat too vehement. Enforcement of law and order has not broken down completely. It has only relaxed too much in certain areas. The day before printing Mr. Bernhard's letter in the Times printed crime statistics for the first six months of 1968 which reflected a starling increase over those for the same period last year. What cannot be ignored is increase in the per cent of arrest made for any given period can hardly be categorically labelled a breakdown in the endorsement of law and order.

We scent to be a nation of extremists, Chicago was a nightmare. It is only the reaction, from the pictures of brutality we saw enacted on our TV screens a few days ago which momentarily makes us forget the other pictures of unpunished lawlessness we have also seen pictures on these same screens.

Surely there must be an equitable area of understanding which will make the meaning of the words "Law and Order", a synonymous with "Law and Justice", a slogan which has connotations of extremism in the other direction.

C&F Names Eksrand and Parsons Vice Presidents

Kenneth P. Ekstrand A.H Parsons have been named vice presidents of Crum & Foster Companies. Announcement of their promotion was made by William C. Ridgway, Jr. chairman of the board and chief executive officer.

Both Mr. Ekstrand and Mr. Parsons have been assigned recently to supervisory positions at the companies national headquaters in New York City. Mr. Ekstrand is in charge of business methods and procedures as well as purchases for the companies nationally, and Mr. Parsons has supervision of all automobile insurance business of the companies.

Mr. Parsons began his insurance career with a local agency in his native city of Gainesville. Texas Ho joined Floyd West & Company of Dallas in 1943 and was in charge of automobile underwriting for the firm. He was a vice president of Floyd West & Company and for five years during that period was chairman of the Texas Automobile Insurance Service Office, a statewide automobile insurance advisory organization.

When Floyd West & Company became a part of a the Crum & Foster companies in 1961 and began functioning as the C&F Texas Regional Department, Mr. Parsons was designated manager of the automobile department.

Fund American Names Dr. Solberg Director of Corporate Planning

SAN FRANCISCO, Calif. -- Dr. Marry J. Solberg. CPCU, has been appointed to the newly created position of director of corporate planning in the Corporate Development Department of The Fund American Companies.

The Corporate Development Department, bailed by Vice President Harry A. Olson, was established recently to research and coordinate programs for expanding the scope Fund American's business beyond the present activities of the principal operating subsidiaries.

Dr. Solberg previously was in charge of Fireman's Fund American's nationwide educational and training programs. He joined the insurance group in September 1964.

New School Offering Course On Organized Crime In U.S.

Organized crime in (he United States, how it functions and its role in contemporary society affecting business, finance. labor, politics, consumer services, and the judiciary, is the subject matter of a special extension course to be given at the New School for Social Research during the fall semester.

The course, beginning Tuesday October 1. and continuing on subsequent Tuesday evenings 6 p.m. to 7:40 p.m. for the semester, will cover history and origins, in fact and fancy, ethnic patterns, black markets, and struggles of rising U.S. labor movement.

To lie taught by Michael Fooner, M.A. chairman of the Metropolitan Crime Prevention Project of the American Society of Criminology and formerly a consultant to the Hoover Commission, the course format will discuss methods and structures on both the criminal and the police sides. This will include the ways in which organized crime operates and grows and the operation of Federal, state and local agencies in seeking controls. Students will have the opportunity to evaluate proposals for increasing social controls, and the critical issues for society that are consequences of tolerance, regulation and suppression.

The course is listed as valuable to insurance investigators as well as underwriters working in the crime coverage fields.

The New School is located at 60 West 12th Street, New York, N.Y. 10011. Its phone unrulier is OR 5-2700.

Passaic Agents Set Dinner Meeting

CLIFTON, N.J. -- Deputy Insurance Commissioner Horace Bryant will be the guest speaker at the opening Fall meeting of the Independent Insurance Agents of Passaic County. The dinner meeting will be held at Casino de Charlz, 120 Union Blvd, Totowa, New Jersey. The deputy commissioner will discuss insurance problems in the cities and will describe the new fire assigned risk plan in New Jersey.

Also expected to attend are local representatives from both the Senate and Assembly. They will he available to answer questions on pending insurance legislation.

Fairleigh Dickinson U. To Give Public Adjusting Course

PASSAIC, N. J. -- For the first time at any university, a comprehensive 10-week course, devoted exclusive to ihe field of Public Insurance Adjusting, will lie given. Emphasis will be placed on the representing of the insured as to the adjustment of claims under fire policies and allied coverage. This course is being offered at Fairleigh Dickinson University, in Rutherford, New Jersey, and is cosponsored by the National Association of Public Insurance Adjusters (NAPIA).

Dr. Joseph Green, Dean of the Samuel J. Silberrnan College of Business Administration at Fairleigh Dickinson, explained that the course should be of considerable interest to brokers, independent adjusters, attorneys, accountants, and those involved or interested in the profession of insurance, especially in relation to fire and allied lines.

The course will consist of 10 weekly, 2-hour sessions, commencing on October 8, 1968, at 8 p.m., and on each Tuesday thereafter, at the University's Rutherford, N. J. campus. A certificate of award will be granted at the end of the course to those attending a minimum of 75% of the classes. Dr. Green has also announced the awarding of five scholarships to students at the University who desire to take this course and whose grades and interest in the subject render them eligible.

The course will be conducted by experienced and accredited members of NAPIA. It will all-inclusive and will cover the most important facets, including all major types of losses and claims which are covered under the standard fire insurance policy and extended coverages thereon.

Representing NAPIA in establishing the course with Fairleigh Dickinsin U. were Ira Sarasohn, Chairman, East Orange; Edwin Hochberg, Co-chairman, New York City; Ceorge E. Cordon, Boston; Ray S. Could, Baltimore; William R. Goodman, Baltimore; Charles Auck, Cleveland: and H. Harvey Salow. Public Relations Representative, Passaic.

Those interested should write for descriptive brochure to Fairleigh Dickinson University, Att.: Dr. Joseph Green, Dean, College of Business Administration, Teaneck, N.J.

by Alex Goldberger
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Title Annotation:[LOOKING BACK] INSURANCE ADVOCATE - 50 YEARS AGO
Author:Goldberger, Alex
Publication:Insurance Advocate
Geographic Code:1U3IL
Date:Aug 20, 2018
Words:2021
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