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A Healthy Mouth Leads to a Healthy Body - Rethinking Oral Health.

The Principal Financial Group extends dental benefits to those who benefit most

DES MOINES, Iowa -- A healthy mouth means more than a winning smile; it actually impacts overall health. Recognizing this important link, The Principal Financial Group([R]) introduces new dental insurance benefits designed for those at risk for health complications due to periodontal disease. Members with heart disease, diabetes or who are pregnant can now receive additional periodontal services or an extra routine or periodontal cleaning.

"I cannot emphasis enough the importance of good oral health as a way to maintain better overall health and fight off disease," said Theresa McConeghey, dental product director for The Principal([R]). "Since heart disease, diabetes and pregnancy may be complicated if periodontal disease is present, we want to give members with these conditions extra attention and every opportunity to receive appropriate preventive dental care."

Research shows a person with periodontal disease is up to four times more likely to develop heart disease1 and has twice the prevalence of diabetes than those without the disease2. Pregnant women with periodontal disease are at an increased risk for pre-term births and low birth weight babies3 . Enhanced dental benefits from The Principal are designed to prevent and detect periodontal disease. These benefits cover scaling and root planing, or an additional routine or periodontal cleaning at no extra cost to the employer.

"Last year we implemented consumer driven dental designs to give employers and their employees more flexibility and choice," said McConeghey. "We're adding to the strength of these designs with new features like extra cleanings to help our members take a more active role in managing their dental health and overall health. I encourage everyone, especially those with these conditions, to seek regular dental exams and cleanings."

The Principal provides a number of interactive tools to help members get the most out of their dental benefits through The Principal Dental Health Edge(SM) located on www.principal.com. Members can access information on procedures, treatment plans, network providers and basic oral health information. The site includes a cost estimator, which calculates dental costs in a given ZIP code and a database of network providers who offer discounted charges and fees.

To learn more about dental solutions offered by The Principal, brokers should contact their Principal Financial Group representative or visit www.principal.com.

About the Principal Financial Group

The Principal Financial Group([R])(The Principal ([R]))4 is a leader in offering businesses, individuals and institutional clients a wide range of financial products and services, including retirement and investment services, life and health insurance, and banking through its diverse family of financial services companies and national network of financial professionals. A member of the Fortune 500, the Principal Financial Group has $215.0 billion in assets under management5and serves some 16.4 million customers worldwide from offices in Asia, Australia, Europe, Latin America and the United States. Principal Financial Group, Inc. is traded on the New York Stock Exchange under the ticker symbol PFG. For more information, visit www.principal.com.

Insurance products and services issued by Principal Life Insurance Company.

1 A.D.A.M. Healthcare Center, 2003

2 American Academy of Periodontology, 2005

3 "Baby Steps to a Healthy Pregnancy and On-Time Delivery" www.perio.org, March 2005

4 "The Principal Financial Group" and "The Principal" are registered service marks of Principal Financial Services, Inc., a member of the Principal Financial Group.

5 As of September 30, 2006.
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Publication:Business Wire
Date:Jan 29, 2007
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