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/C O R R E C T I O N -- ELMWOOD FEDERAL/

 /C O R R E C T I O N -- ELMWOOD FEDERAL/
 In PH033, Elmwood Federal Reports Favorable Fourth Quarter, moved


earlier today, we are advised by the company that third graph, second line should read, "compared to a loss per share of common stock of $.37 for the year ended Dec. 31, 1990," rather than "$.79 for the year ended Dec. 31, 1990," as originally issued.
 /delval/
 -0- 2/6/92 C PH033


CO: Elmwood Federal Savings Bank ST: Pennsylvania IN: FIN SU: ERN

KA-MK -- PH033 -- 7906 02/06/92 16:37 EST
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Publication:PR Newswire
Date:Feb 6, 1992
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