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Zurich's new policy covers employees legal expenses. (Marketplace: Property/Casualty).


Recognizing flow employees legal concerns can affect productivity at work, Zurich North America North America, third largest continent (1990 est. pop. 365,000,000), c.9,400,000 sq mi (24,346,000 sq km), the northern of the two continents of the Western Hemisphere.  has created group legal-expense insurance benefits, which are available for companies with 500 or more employees.

The Zurich program addresses typical legal problems faced by employees, including housing and real estate matters, wills and estate planning Estate Planning

The overall planning of a person's wealth, including the preparation of a will and the planning of taxes after the individual's death.

Notes:
Contrary to popular belief, estate planning involves much more than preparing a will, and it is not only for the
, consumer issues, contracts, criminal matters, family law issues and auto-related matters. The program is a partnership between Zurich and Advisory Communications Systems Inc., a provider of legal-expense policies.

Employers can choose from three plan options:

Lawphone Legal Access Plan: Pays for unlimited telephone access to legal and financial advice, will preparation for employees and spouses and a 25% discount on legal fees from a large network of participating attorneys in the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area.  and Canada. It includes a financial counseling and tax help line that is provided by Ernst & Young LLP LLP - Lower Layer Protocol  to assist with investment strategies, tax questions, debts and other financial-counseling services.

* Legal Security Insurance Plan--basic: This plan includes all of the benefits of the Lawphone Legal Access Plan, plus filly filly

young female horse up to first breeding or 4 years, then a maiden mare. Called filly foal up to weaning, then weanling filly to 1 year, then yearling filly to 2 years.
 paid coverage for legal concerns such as wills, divorce and buying a home. The plan generally pays 100% of benefits to insureds who use a network attorney and fixed reimbursement for attorneys outside of the plan.

* Legal Security Insurance Plan--extended: This plan includes the benefits of both plans outlined above, plus other coverage, including drafting of living-trust documents, refinancing of principal residence, bankruptcy, foreclosure foreclosure

Legal proceeding by which a borrower's rights to a mortgaged property may be extinguished if the borrower fails to live up to the obligations agreed to in the loan contract.
, tax audits and serious traffic matters.
COPYRIGHT 2002 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2002, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Comment:Zurich's new policy covers employees legal expenses. (Marketplace: Property/Casualty).(Brief Article)
Publication:Best's Review
Article Type:Brief Article
Geographic Code:1USA
Date:Jul 1, 2002
Words:241
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