Zoot Enterprises Selected as One of Bank Technology News' Ten Technology Companies to Watch.

Successfully enabling money-center institutions to respond quickly to market changes and offer relevant products help garner recognition

BOZEMAN, Mont. -- Zoot Enterprises, a leading provider of advanced instant credit decisioning and loan origination solutions, announced it has been selected by Bank Technology News as one of its annual "Ten Technology Companies to Watch." The company is already enjoying record success, after processing more than 200 million transactions in 2006, a 47 percent increase in volume from the previous year. Zoot has worked with the largest financial institutions in the country for more than 17 years, developing innovations that move the market forward.

"The challenges that banks face are legion. Meeting them takes intelligence, creativity, innovation. Banks that look for intelligent and creative tools -- smart solutions across a variety of disciplines - from the most forward-thinking technology companies are reaping the rewards," said Holly Sraeel, editorial director of Bank Technology News. The full ranking is featured in the August 2007 issue of the publication, and the entire list can be viewed at www.banktechnews.com.

As the number one ranked company profiled this year, Zoot was selected primarily for recent accomplishments with Charlotte-based Wachovia. Successfully meeting the bank's aggressive launch timetable, Zoot's Web-based decisioning engine enabled Wachovia to re-enter the credit card space in less than six months, approving more than one million credit card accounts in less than one year. "Zoot, a little known company from a little-known place (Bozeman, MT), is losing its back-office anonymity as more big banks tap the 17-year-old firm's customizable SPOC Decision Engine for credit cards, home lending, autos, and business loans," the magazine observed.

"We are honored to be recognized by such a widely-read and highly-respected publication as one of the Ten Tech Companies to Watch," Dennis Dixon, president of Zoot Enterprises said. "Based on years of innovation and an entrepreneurial spirit, our technology solutions are designed to help financial institutions achieve short-term and long-term business goals, while creating operational efficiencies and enhancing the overall customer experience. Zoot's team is comprised of an exceptional group of individuals who are dedicated to providing superior service to our clients, while continually looking for ways to improve processes within the organizations they support. This recognition is a testament to the outstanding work they are completing each day."

Zoot's Chief Executive Officer and Founder Chris Nelson states, "For two decades, Bank Technology News has done an amazing job of shining a light on the innovative products and institutions that link business strategy with technology execution within financial services. Similarly, there is a genuine passion for excellence and partnership shared between Zoot and its clients. We are humbled by the recognition as one of the Ten Tech Companies to Watch and look forward to continuing to meet and exceed our clients' needs. At the end of the day, that's how we judge success."

About Zoot

Zoot, based in Bozeman, Mont., provides credit decisioning and loan origination solutions to large and innovative U. S. financial services institutions. Its reliable, secure, and scalable environment reduces risk and improves performance for seven of the top ten U.S. banks, accounting for hundreds of millions of credit transactions a year. Zoot fulfills clients' complex needs for multiple lines of business and enterprise-wide platforms through a flexible and customizable architecture that enables clients to adapt to the market in realtime. Zoot's clear focus on clients' needs has led to long-term relationships with the nation's most innovative financial institutions. Visit http://www.zootweb.com or call 406.586.5050 for more information.