Your money: Pound notes.
BRITANNIA Building Society is offering a 10-year mortgage fixed at 5.35 per cent. Details from branches or call 0845 8429429.
ABBEY will offer a guaranteed deal for the entire life of a mortgage in return for pounds 1,000 fee up-front. Customers will pay just 0.5 per cent above the Bank of England base rate. So at present you could save over pounds 26,000 on a pounds 100,000 mortgage.
PARENTS or relatives who gift money to children for Christmas need to know the tax implications, says JP Morgan Fleming. For a free copy of its Saving for Children Guide call free on 0800 40 30 30.
HILL House Hammond, the high street insurance brokers, warns that being caught for speeding could affect the cost of your motor insurance. Spokes-man Alex Lovesey says: "As soon as you incur two or more convictions for speeding, you can expect your motor insurance to rise dramatically."
AS vets' bills soar, ASDA is offering pet insurance in 40 of its stores. Premiums are assessed individually. Typical cost is about pounds 9 a month for a dog and under pounds 6 for a cat. You can get a quote for your pet on 0845 300 5774.