XTF Announces Family of Six ETF Target Maturity Portfolios.Portfolios Designed to Manage Market Risk, Maximize Returns between Time of Investment and Retirement NEW YORK New York, state, United States New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of -- XTF XTF Exchange Traded Funds XTF Extensible Tag Framework (Mozilla) XTF Extended Triton Format , an investment company specializing in building, managing and trading diversified diversified (di·verˑ·s exchange traded funds-based portfolios, announced today the availability of six Target Maturity Portfolios (TMPs) designed to help manage market risk and returns for the long-term investor Long-term investor A person who makes investments for a period of at least five years in order to finance his or her long-term goals. . The TMPs rebalance their investments to become more conservative as an investor nears retirement. The TMPs offer investors diversified ETF ETF See Exchange Traded Fund. ETF See exchange-traded fund (ETF). portfolios of equities, bonds and real estate that rebalance and adjust over time based on market and economic conditions, as well as time-to-maturity. As the investor moves closer to his or her retirement date, the portfolios lower their equity exposure and increase their weighting in investments that have been known to offer less volatility such as fixed income instruments Fixed income instruments Assets that pay a fixed dollar amount, such as bonds and preferred stock. . The ETF TMPs provide a simplified option for retirement investing with transparent, broad-based diversification Diversification A risk management technique that mixes a wide variety of investments within a portfolio. It is designed to minimize the impact of any one security on overall portfolio performance. Notes: Diversification is possibly the greatest way to reduce the risk. and lower management fees than many traditional mutual funds. The TMPs can be purchased in separately-managed accounts, through financial advisors or integrated into a variety of retirement options including 401(k) plans, various annuity annuity: see insurance. annuity Payment made at a fixed interval. A common example is the payment received by retirees from their pension plan. There are two main classes of annuities: annuities certain and contingent annuities. products, and options like unit investment trusts. The TMPs include: * XTF Target Maturity 2030+: For investors with a stronger tolerance for risk and longer time horizon, such as younger investors, this portfolio is designed to provide maximum capital appreciation, currently investing 100% of the portfolio in equity ETFs. * XTF Target Maturity 2025: For investors who plan to retire in or near 2025, this portfolio aims to blend capital appreciation with wealth preservation, currently targeting an investment mix of 90% equity ETFs, 10% fixed income ETFs and becoming progressively more conservative as it nears its target maturity date. * XTF Target Maturity 2020: For mid-career investors, this portfolio is more conservative than the two portfolios above, currently consisting of 82.5% equity ETFs and 17.5% fixed-income ETFs. * XTF Target Maturity 2015: For mid-career investors who intend to use their investment to fund retirement in or around 2015, this portfolio is currently invested 75% in equity ETFs and 25% in fixed-income ETFs. * XTF Target Maturity 2010: For investors nearing retirement age, this portfolio is designed to continue generating capital appreciation through 60% holdings in equity ETFs but also focuses on wealth preservation with 40% fixed-income ETFs and will rebalance to approximately 50% in fixed income ETFs and 50% in equity ETFs by 2010. * XTF Target Maturity 2005 (The Present): For current retirees who want to stay fully invested yet seek current income, this portfolio's target asset allocation Asset Allocation The process of dividing a portfolio among major asset categories such as bonds, stocks or cash. The purpose of asset allocation is to reduce risk by diversifying the portfolio. is 50% equity ETFs and 50% fixed income ETFs. "As ETFs continue to grow in popularity and gain a greater share of investor dollars from mutual funds and other investment vehicles, XTF is well-positioned to serve the needs of investors planning for retirement," said Michael Woods Michael Woods could refer to:
XTF's TMPs simplify the decision process for investors and help them stay fully invested for the long-term. For instance, TMPs can help prevent emotional investing, chasing hot stocks or star funds, or running away from financial markets for fear of loss. TMPs also carefully adjust risk over time, taking the responsibility off investors to rebalance their portfolios to more conservative investments as their time to retire draws near. About XTF XTF LP and its subsidiaries, XTF Capital, XTF Advisors, ETF Brokerage and XTF Market Makers, together comprise a financial services The examples and perspective in this article or section may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. company dedicated to bringing the myriad benefits and efficiencies of exchange traded funds Exchange Traded Funds (ETF) Also known as ETF. A basket of stocks similar to an index mutual fund. However, there are a number of important differences between ETFs and mutual funds. to investors. The company, based in New York and founded in 2000, builds ETF portfolios designed to offer stronger, more consistent returns with lower costs, greater tax efficiency and improved transparency than many other investment choices. XTF's ETF portfolios allow its clients to take full advantage of XTF's in-depth ETF research and proprietary quantitative investment discipline. More information can be found at www.xtf.com. |
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