Women business owners resourcebook.

Are you starting a business or already on your own? Here is a must-have roster of women-friendly contacts

There's "women power" in the business arena with minority-women-owned businesses becoming a major force in today's marketplace. Of course, operating a successful enterprise takes sound planning, solid management and adequate financing. If you're in the market for invaluable sources of information and friendly advice on running a business, read on. The following resource list includes organizations, books, financial contacts and online sources for both established and fledgling women CEOs.

A LITTLE HELP FROM FRIENDS

There is a host of women's organization designed to help provide money, technical assistance and sisterly advice. Among the most notable women's groups are:

Women's Self-Employment Project

20 N. Clark St., Suite 400 Chicago, IL 60602 312-606-8255 312-606-9215 (fax)

WSEP is a nonprofit group that provides training, technical assistance and micro loans ($25,000 or less) aimed at low moderate-income women. It provides peer support and nontraditional lending through its Full Circle Fund program and referrals to sister organizations. Course and membership fees vary based on income.

Small Business Administration Office of Women's Business Ownership

409 Third St. SW, Suite 4400 Washington, DC 20416 800-8ASK-SBA www.sba.gov/womeninbusiness

The SBA's Office of Women's Business Ownership provides training, counseling and networking services to help women start or expand businesses. OWBO also offers information about local and national resources. Specialized services include financial assistance and business development naming. Also, the Women's Network for Entrepreneurial Training is a yearlong mentoring program that links startup entrepreneurs with seasoned business owners.

National Association For Female Executives

135 W. 50th St., 16th Floor New York, NY 10020 800-634-NAFE 212-445-6228 (fax) www.nafe.com

NAFE provides networking, education and public advocacy, and has a host of programs including career, personal, financial, business and corporate services. For $29 a year, members receive various consumer discounts and business services. Also available for $15.00 is the NAFE Guide to Starting Your Own Business A Handbook For Entrepreneurial Women by Marilyn Manning and Patricia Haddock.

Women's Business Development Center

8. S. Michigan Ave., Suite 400 Chicago, IL 60603 312-853-3477 312-852-0145 (fax) www.wbdc.com

WBDC provides individualized consulting, business training, financial support and technical assistance. It hosts workshops on starting a business, including business plan development, and sponsors an annual entrepreneurial conference. WBDC also has a certification program, Women's Business Enterprise Initiative, for women seeking government and corporate procurement contracts. Membership is free but there is a $200 fee to participate in the certification program.

Business and professional Women/USA and Foundation

2012 Massachusetts Ave: NW Washington, DC 20036 202-293-1100 202-861-0298 (fax) www.bpwusa.org

BPW/USA is an information and advocacy group that promotes equity for women in the workplace. It offers a variety of scholarships and loans to help women pursue undergraduate and graduate education to achieve career advancement. BPW also puts out a resource guide on starting a business. Local dues vary by state. Annual national association dues are $31, $50 for members-at-large and $10 for student members.

The National Association of Negro Business and Professional Women's Clubs 

1806 New Hampshire Ave. NW Washington, DC 20009 202-483-4206 202-462-7255 (fax) www.nanbpwc.org

NANBPWC publishes its own guide to starting a business, hosts monthly workshops on finance. marketing and management, and provides a referral service for government and other funding sources as well as a job bank and information line. Also available is a national directory of more than 300 member clubs. Annual membership dues are $75.

American Woman's Economic Development Corp.

71 Vanderbilt Ave., Suite 320 New York, NY 10169 800-222-AWED www.womenconnect.com/awed

AWED provides training courses on starting a business' growing existing businesses and accessing capital. Annual membership dues: regular member, $55; supporting member, $65 (includes benefits and one free business counseling session); and contributing member, $85 (includes two free networking events and business counseling sessions).

National Association of Women Business Owners

1100 Wayne Ave., Suite 830 Silver Spring, MD 20910 800-55-NAWBO 301-608-2596 (fax) www.nawbo.org

An organization for women entrepreneurs, NAWBO has international affiliates and supports an angel network that matches women entrepreneurs with private investors. Members; can sell their products and services online through Women's Connections (www.women connect.com. They can also post a home page on NAWBO'S Web site. Annual membership dues: emerging business owner. $50: established business owner and supporting member. $75; and sustaining member, $250 (includes voting rights, participation in congressional testimony and leadership training). There is a one-time registration fee of $25.

Association of Black Women Entrepreneurs

P.O. Box 49368 Los Angeles, CA 90049 312-624-8639

ABWE hosts bimonthly networking meetings, entrepreneurial workshops and seminars. It also publishes a quarterly newsletter and provides private consultations with industry experts on legal. financial and management issues. The membership fee is $60 annually and includes a free listing in the national quarterly newsletter. A low-cost interest lending program is also available with Founders National Bank.

Small Business Administration Office of Financial Assistance

409 Third St. SW, suite 400 Washington, DC 20024 800-8ASK-SBA www-sba.gov/financing

The Office of Financial Assistance offers three viable options for entrepreneurs looking to start or expand their businesses. The women's pre-qualification loan program is available to entrepreneurs seeking $50,000-$250,000 in capital. Low Doc (low documentation) loans of up to $100,000 are available through a simplified application process with an average three-day turnaround. SBA-affiliated micro loans are offered to business owners seeking $500-$25,000.

Wells Fargo Bank National Business Banking Center

P.O. Box 340214 Sacramento, CA 95834-0214 800-35-WELLS, ext. 120

Wells Fargo Bank has earmarked a hefty $10 billion in revolving and unsecured loans for women entrepreneurs for a 10-year period. Loans between $5,000 and $50,000 are available to qualifying loan candidates who've been in business at least three years: they must show a profit.

Women's Enterprise Development Corp.

100 W. Broadway, Suite 500 Long Beach, CA 90802 562-983-3747 562-983-3750 (fax)

WEDC offers entrepreneurial training, hosts seminars provides financial education and loan referral services, publishes a quarterly newsletter and offers one-on-one small business counseling. The 12-week course on starting a business costs $240; the 26-week course on managing your business, $525. Scholarships are also available.

National Federation of Black Women Business Owners

1500 Massachusetts Ave. NW, Suite 34 Washington, DC 20005 202-833-3450 202-331-7522 (fax)

NFBVW is a networking group that targets women entrepreneurs and corporate professionals. It hosts workshops, provides a referral service for financial assistance and publishes a quarterly newsletter. Membership dues are $100 for established women-owned businesses, $25 for start-ups, $10 for students and $300 for women business organizations.