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What to do if you're in debt.


1. Find resources on the Internet: Beware be·ware  
v. be·wared, be·war·ing, be·wares

v.tr.
To be on guard against; be cautious of: "Beware the ides of March" Shakespeare.

v.
 of unscrupulous websites or e-mails promising quick fixes to your money problems. But that doesn't mean that there isn't lots of good information on the Web.

Get-out-of-debt guru guru (g`r, gr`  Dave Ramsey David L. Ramsey III (b. September 3, 1960) is a an American financial writer, radio and television host.

His syndicated radio program, The Dave Ramsey Show
 offers a free "Financial Reality Check" on his website (www.daveramsey.com) as well as a free audio CD. You can also order his book The Total Money Makeover (Nelson, 2003).

Crown Financial Ministries (www.crown.org) also provides a wealth of resources on its site, including assistance finding a budget coach, articles on everything from affordable family vacations to the high cost of clutter, and access to their radio broadcasts.

2. Hit your library or bookstore: Of the many books offering financial assistance, several specifically target people of faith. Philip Lenahan has written The Catholic Answers Guide to Family Finances (Catholic Answers, 2000).

Devotions for Debtors (Galilee Galilee (găl`ĭlē), region, N Israel, roughly the portion north of the plain of Esdraelon. Galilee was the chief scene of the ministry of Jesus.  Trade, 2004) by Kristen Johnson This article is about Kristen Lynn Johnson (beauty queen). For Kristen Johnson the escape artist and magic performer, see Kristen Johnson (escape artist).

Kristen Lynn Johnson
 Ingram features 120 meditations with scripture passages to help people live within their means.

Tom Beaudoin's Consuming Faith (Sheed & Ward, 2004) helps Catholics put their shopping habits in line with their social justice values.

3. Seek help from o financial counselor: Many Catholic Charities offices offer financial counseling. To find your local office, visit www.catholiccharitiesusa.org.

4. Talk to a priest, therapist, or spiritual director: Talking to Noun 1. talking to - a lengthy rebuke; "a good lecture was my father's idea of discipline"; "the teacher gave him a talking to"
lecture, speech

rebuke, reprehension, reprimand, reproof, reproval - an act or expression of criticism and censure; "he had to
 a counselor or spiritual director might help you uncover the deeper reason you use retail therapy to solve your problems. They'll help you fill the spiritual holes that buying more stuff never can.
COPYRIGHT 2005 Claretian Publications
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2005, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Article Details
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Author:Schlumpf, Heidi
Publication:U.S. Catholic
Article Type:Brief Article
Geographic Code:1USA
Date:Sep 1, 2005
Words:251
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