Welcome: new ABA marketing network members.

Paul Childress

Community First National Bank

of West Plains

West Plains, Mo.

Hazel S. Farmer

Bank of Lancaster

Kilmamock, Va.

Gregory French

Provident Bank

Jersey City, NJ.

Stephanie Lutz

WFS Financial Inc.

Irvine, Calif.

Shannalea Taylor

Bank and Trust, SSB

Del Rio, Texas.

Monique Todd

Pan Caribbean Merchant Ltd.,

Kingston 5, Jamaica.

Robert W. Barnwell

Creative Energy

Johnson City, Tenn.

Robert A. Brough

Zions Bancorporation

Salt Lake City, Utah.

Skip Carney

Carney & Co.

Rocky Mount, N.C.

Cliff Davis

NCBS

Memphis, Tenn.

Nick Filker

Citizens Banks

Corvallis, Ore.

Tracey Jensen

North Ankron Savings Bank

Ankron, Ohio.

Nicholas Kastner

Gainesville Bank & Trust

Gainesville, Ga.

Mike Martino

PNC Advisors

Philadelphia, Pa.

Karen Shemanski

Sovereigh Bank

Riverside, R.I.

Lorenda Smith

Pelham Banking Co.

Pelham, Ga.

Patricia Thorpe

North Middlesex Savings Bank

Devens, Mass.

Pamela Wafer

Citizens Bank New Hampshire

Manchester, N.H.