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PERSONAL FINANCIAL PLANNING Financial planning

Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against
 SITES

www.ihatefinancialplanning.com

Don't let the URL URL
 in full Uniform Resource Locator

Address of a resource on the Internet. The resource can be any type of file stored on a server, such as a Web page, a text file, a graphics file, or an application program.
 fool you. Whether they love or hate financial planning, PFP PFP - Plastic Flat Package  professionals and clients can find useful information at this Web site. Visitors can register for free to access articles, checklists and interactive forms on topics such as annuities, asset allocation Asset Allocation

The process of dividing a portfolio among major asset categories such as bonds, stocks or cash. The purpose of asset allocation is to reduce risk by diversifying the portfolio.
, budgeting, estate planning Estate Planning

The overall planning of a person's wealth, including the preparation of a will and the planning of taxes after the individual's death.

Notes:
Contrary to popular belief, estate planning involves much more than preparing a will, and it is not only for the
 and IRAs. Members also can find financial calculators, weekly tips and a guide to decoding de·code  
tr.v. de·cod·ed, de·cod·ing, de·codes
1. To convert from code into plain text.

2. To convert from a scrambled electronic signal into an interpretable one.

3.
 financial jargon.

www.msfinancialsavvy.com

This site bills itself as "a woman's one stop on the Web for business, finance and careers" and with its many links to investment information, visitors can believe it. It includes links to glossaries and tutorials on how to find stock quotes, as well as a message board so registered users can create what the site calls an "investment club forum" where either new, intermediate or advanced investors can post questions about and get replies to their clubs' investment concerns.

www.planningforretirement.com

Interested parties can find personal financial planning and retirement strategy information, as well as a daily tip and links to similar Web sites here. Users also will want to check out the article database. Titles include "How to Create an Emergency Fund," "Do You Know How to Manage Stock Market Volatility?" and "Money Management for Newlyweds."

www.wealtheffect.com

This site tackles topics including insurance, investing, loans and taxes with articles such as "Stocks--From Start to Finish," "Enron Goes Hollywood" and "Understanding Insurance." Visitors also can access budgeting spreadsheets, financial planning calculators and investor worksheets.

MUTUAL FUND SITES

www.mutual-funds.com

School is in session, at least for those who want to learn more about mutual funds. This Web site--the electronic version of Mutual Funds magazine--features sections such as Money 101: Investing Mutual Funds, which links to tutorials on Money magazine's site, www.money.com, on asset allocation, investing basics and estate planning. The Expert Advice area discusses specific investment topics in a Q&A format. Users also can register for the free weekly e-mail newsletter, Hotline.

www.fundemail.com

Visitors can subscribe here for free to two e-mailed newsletters. One of them, Manager Insight, includes interviews with fund managers, and Fund Launch Alert offers news on recent fund launches. Users also can research archived newsletters on the site.

www.msfiscallyfit.com

No, this isn't a Web site for beauty contestants with attractive portfolios, as the URL may imply: It's a site for women in business to get advice on smart investing. Visitors can find links to articles such as "Establish a Strong Image Through Branding," as well as a lengthy section on mutual funds "from getting started through actively investing."

www.brill Brill or Bril, Flemish painters, brothers.

Mattys Brill (mä`tīs), 1550–83, went to Rome early in his career and executed frescoes for Gregory XIII in the Vatican.
.com

Brill's Mutual Funds Interactive Web site has a plethora of fund information that investment advisers and their clients can benefit from, including the News Headlines section, with links to timely topical articles. In the Expert's Corner, professionals offer market analysis, opinions and mutual fund recommendations. This site also offers a glossary of mutual fund terms and, for lighter fare, an investor crossword puzzle crossword puzzle, word game in which words corresponding to numbered clues are put into a grid of horizontal and vertical squares to form intersecting words. The puzzle is solved when a player supplies all of the words correctly. .

ESTATE PLANNING SITES

www.estateattorney.com

Pennsylvania attorney Robert Clofine's elder law As of the early 2000s a relatively new specialty devoted to the legal issues of Senior Citizens, including estate planning, health care,  and estate planning site gives interested Web surfers articles such as "Life Insurance & Estate Taxes," "Living Trust Myths" and "Reducing Federal Estate Taxes." Users also can link to other related Web sites (see below) including www.elder-law.com.

www.estateplanninglinks.com

Do you know the difference between an inheritance tax inheritance tax, assessment made on the portion of an estate received by an individual; it differs from an

estate tax, which is a tax levied on an entire estate before it is distributed to individuals.
 and an estate tax? Who gets your property if you die without a will? You can find the answers to these and other estate planning questions at this URL. In addition to offering estate planners Estate Planner, a professional that creates an estate plan. This professional works with an estate owner to maximize their goals. This is a legal and tax specialty for an attorney or an accountant.  information (articles and glossaries) and resources (calculators and software downloads), CPAs can click on links to estate-tax-law information and federal agencies.

RETIREMENT PLANNING Retirement financial planning refers to a collection of systems, methods, and processes which, in their aggregate, support a family unit's (client's) desire to achieve a state of financial independence, such that the need to be gainfully employed is optional.  SITES

www.401khelpcenter.com

Describing itself as "Your 401(k) Portal to the Web," this site offers a broad array of resources and services such as calculations, discussion forums, 401 (k) news and survey data. Sections include General Topics, Intelligence Digest and Legal Actions and Issues.

www.ssa.gov/women

The Social Security Online for Women Web page provides a central location for accessing basic Social Security information about retirement, survivors, disability and supplemental security income Supplemental Security Income

A Social Security program established to help the blind, disabled, and poor.
. Topics include Beneficiary, Bride, Caregiver, Divorced Spouse, New Mother, Working Woman and Widow, and visitors can link to fact sheets with pertinent statistics and survey results, as well as get the URLs to other government agencies.
COPYRIGHT 2003 American Institute of CPA's
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2003, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.
mezkie
mitch d''s (Member):  9/10/2007 8:33 PM
this could be helpful...nice!

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Title Annotation:personal financial planning
Publication:Journal of Accountancy
Date:Jan 1, 2003
Words:736
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