VyStar Credit Union Selects Decade Systems for Integration Solutions; Integration Technology Improves Credit Union's Mortgage Technology Platform.

Business Editors

JACKSONVILLE, Fla.--(BUSINESS WIRE)--Dec. 29, 2003

Decade Systems Corp., a prominent integration and business connectivity solutions provider in the mortgage industry, today announced that Jacksonville, Fla.-based VyStar Credit Union, the 13th largest credit union in the nation with 307,000 members and assets exceeding $2.6 billion, has chosen Decade to serve as its enterprise mortgage technology integration solution.

Currently VyStar uses Decade's Total Enterprise Data Integration (TEDI) solution to import loan origination data from their Dynatek MORvision loan origination system (LOS) into their Aurum Technology MISER core processing system. TEDI enables the credit union to maximize their investment in technology by enabling complete connectivity and streamlined transfer of information between incongruent applications and databases.

Prior to VyStar's implementation of TEDI, the credit union was challenged when integrating information across disparate systems. By leveraging TEDI and its extensive library of existing integration adapters, VyStar has not only solved the LOS to core processing integration challenge, but is also using TEDI to seamlessly integrate other disparate mortgage systems throughout the enterprise. TEDI eliminates the need to manually manipulate information between databases and applications as well as enables the credit union to save time and improve workflow.

"We are focused on servicing our members efficiently and effectively with the mortgage industry's most sophisticated technology solutions," said Kathy Bonaventura, senior vice president of lending for VyStar Credit Union. "We recently underwent a core system conversion and upgraded our technology systems to enhance our mortgage technology platform and increase operating efficiency. Decade has been instrumental in our technology upgrades. Their industry and technical expertise, as well as the sophistication of their software is very apparent and was instrumental in the project's success."

"VyStar Credit Union has chosen a best-in-breed approach to their software applications from point of sale to servicing, in order to better meet the needs of their members," said Brian K. Fitzpatrick, executive vice president of Decade Systems. "This is a very common approach in the world of mortgage lending, however, 'best-in-breed' creates a significant challenge relative to sharing data across the enterprise due to the disparate operating environments and databases of the various software applications. VyStar has eliminated this challenge by using TEDI at the core of their systems infrastructure with a central data schema to normalize data throughout the enterprise. This has enabled them to gain maximum efficiency of their chosen systems by providing seamless data transfer throughout the organization and eliminate the typical 'integration hair ball or systems spaghetti mess' that exists in many organizations."

About VyStar Credit Union

Based in Jacksonville, Fla., VyStar Credit Union (formerly Jax Navy Credit Union) operates 11 branch locations and has served Northeast Florida and members throughout the world for more than 50 years. In this time, VyStar has grown to become the 13th largest credit union in the nation with current assets exceeding $2.6 billion. VyStar is widely recognized throughout the community and provides membership and financial services to individuals that live or work in the Northeast Florida area. For additional information about VyStar Credit Union, visit its Web site at www.vystarcu.org.

About Decade Systems Corp.

Jacksonville, Fla.-based Decade Systems is a leading provider of systems integration solutions for the mortgage industry, providing businesses with efficient alternatives in financial systems integration. Decade's solutions include TEDI, an enterprise data integration software solution that speeds the development of interfaces and transfers information consistently, rapidly and seamlessly across multiple systems and platforms.

The company has a reusable industry library of integration objects to more than 50 of the most popular mortgage technology software platforms in the industry and provides integration system consulting services on a strategic and technical level, assisting in the design and implementation of solutions for companies' integration challenges. For more information about Decade Systems, visit the company Web site at www.decadesystems.com.