ViVOtech Releases Industry's First Integrated Platform For NFC-Enabled Mobile Phones.

New ViVOnfc Suite 2.0 Provides Production Ready Payment Solution For Over-The-Air (OTA) Provisioning of Multiple Cards and Multiple Applications

SANTA CLARA, Calif. -- ViVOtech, Inc., the leading supplier of contactless payments solutions, has introduced ViVOnfc Suite 2.0, the first production ready and field tested platform for over-the-air (OTA) provisioning of NFC enabled mobile phones. For the first time, card issuers, service providers and retailers will be able to easily provision payment, gift and loyalty cards, tickets, coupons and promotions into their customers' mobile phones. In addition to offering the industry's first deployment to support multiple applications, the solution enables provisioning and management of multiple cards from multiple issuers into a single unified mobile wallet.

ViVOnfc Suite 2.0's unique dual server architecture insures that issuers will maintain security of their card data and leverage the widest possible reach over the mobile carrier network. Card issuers are able to extend their brand image and online services onto their customers' mobile devices and simultaneously mobile carriers are able to deploy highly scalable and reliable infrastructure to support payment, promotion, and ticketing applications for their subscriber base. With ViVOtech's OTA technology, merchants are able to drive personalized and localized marketing campaigns to gaining strong customer loyalty and increased revenues. Additionally, retailers will also be able to offer various service discovery applications like smart posters, product information tags, and offer tags for their customers.

"ViVOtech is leading the way to deliver essential components required for the NFC-enabled ecosystem that can be commercially implemented today by carriers, merchants, card issuers, and retail service providers to enhance the payment process.," said Michael Mullagh, CEO, ViVOtech. "Services built on these systems will allow consumers to tap their way through retail checkout lines, redeem coupons, access events or transit services all using a single wallet application running on their NFC-powered mobile phones."

The patent-pending ViVOnfc Suite 2.0 is comprised of the ViVOplatform Issuer Server(TM), ViVOplatform Control Server(TM) and ViVOwallet([R]) mobile phone application.

* ViVOplatform Issuer Server (VpIS) - The VpIS server resides onsite at the issuer's premises providing secure Softcard provisioning services for mobile payment devices. This allows the issuer to maintain full possession and control of their softcard data that they wish to issue to their customers mobile devices.

* ViVOplatform Control Server (VpCS) - The VpCS server resides at the mobile operator premises providing administrative services to support the secure element on a mobile payment device. As such, the VpCS provides for a central secure management point for control of all softcard provisioning to a mobile device. The pre-personalization and provisioning of payment applets to the mobile device, as well as the device authentication and softcard provisioning are controlled and managed by the VpCS.

* ViVOwallet([R]) - The ViVOwallet application runs on NFC mobile phones enabling multiple payment-related applications, managing secure data, to enable secure contactless payment transactions. The ViVOwallet provides the interface for provisioning softcard data to the mobile device as well as the user interface to transmit payment card or coupon information directly to POS terminals equipped with a contactless reader.

ViVOnfc Suite 2.0 products are available today, and are being deployed as part of various NFC pilots in multiple continents. To see the demo, visit ViVOtech booth #4L34 at Cartes 2006 in Paris, France

About ViVOtech

ViVOtech (www.vivotech.com) is the market leader in contactless/NFC payment software, transaction management systems, and readers. These innovative solutions allow consumers to make contactless payments with radio frequency-enabled credit cards, debit cards, key fobs, and NFC-enabled mobile phones. ViVOtech's products are used by some of the most prominent retailers in the United States. Currently, with more than 200,000 units in 18 countries, ViVOtech's products are in use at movie theaters, fast food restaurants (QSR), casual dining establishments, convenience stores, gas stations, drug stores, grocery stores, buses, taxicabs and vending machine locations, enabling a wide variety of businesses to accept contactless/NFC payments. In 2005, ViVOtech received the prestigious Frost & Sullivan technology award for its role in transforming the contactless payment industry, as well as winning the first annual ETA Technology Innovation Award. ViVOtech was recently honored with a MasterCard "Best Vendor Partner Award" as the first vendor to deliver stand-alone contactless readers for MasterCard PayPass customers.