VITAL: Start now and improve your quality of life.

MOST of us believe we work too hard for too little and don't have enough time to spend with our loved ones.

Nobody, however, would expect Britain's quality of life to be the worst in Europe.

But a new survey due to be published in the Economist's The World in 2005 magazine reveals just that. When it comes to standards of living, Britain is just 29th in the world. Despite the UK's high income per person, the climate, unemployment rates, poor national health, high divorce rates and lack of community all contribute to the feeling we don't get enough from life.

So improve your life quality with our quick and easy guide. # Climate:More and more people are becoming aware that they might be affected by Seasonal Affective Disorder (SAD), or the winter blues. If you can't afford a winter break in the sun, a little regular light therapy can make all the difference.

# Unemployment: Nothing is more depressing than prolonged periods of unemployment, but don't waste this out-of-work time. Sign up for courses to improve your skills or do some highly rewarding voluntary work in the local community.

# Health: Even going for a short walk helps release endorphins in the brain and eating less fatty foods and more fruit and veg will give you more energy, no matter what your general health.

Also consider alternative practices such as massage, aromatherapy or reiki.

# Divorce: This is always a difficult time but counsellors say the only real way to take the stress out of a separation is to stay on civil terms and keep communication channels open with your former partner. That way you might even be able to remain friends.

#Community: There is a lot to gain from getting involved.

Start small by inviting your neighbours in for a cup of tea.