TransUnion Launches Appraiser Assisted Collateral Market Value Tool; Addition to Service Offering Helps Mitigate Risk for Real Estate Lender Customers.

ORLANDO, Fla. -- TransUnion today launched Appraiser Assisted Collateral Market Value, a property valuation tool that helps lenders effectively close more loans by bridging the gap between traditional automated valuation models that are unable to produce a usable property value and situations where a loan's risk level does not require a physical inspection of the property. The announcement was made at the Consumer Banker's Association Home Equity Lending Conference in Orlando.

TransUnion Appraiser Assisted Collateral Market Value is a USPAP-compliant, semi-automated valuation tool. It uses TransUnion's proprietary automated valuation model, Collateral Market Value (CMV), and incorporates data manually inputted by local market appraisers as well as information determined by analyzing nationwide property sales databases, local multiple listing sources and public record data on tax assessments, including:

--Selecting comparable neighborhood sales, based on local knowledge, from a list generated by the CMV model

--Adding one or more comparable properties the CMV model did not identify

--Adjusting a subject's property characteristics

"This is another example of how we are focusing our solutions and capabilities on creating greater efficiencies and helping to mitigate risk for our customers," said Bruce Schulkins, director of Automated Valuation Services for TransUnion's Real Estate Services division. "With the addition of Appraiser Assisted Collateral Market Value to our current service offerings, we can now reach out and offer this additional benefit to more lenders, in more locations, for loans with varying levels of risk and complexity."

Lenders also can use Appraiser Assisted Collateral Market Value to help combat inflated appraisal values by checking the accuracy of the appraisals used on incoming loans as well as for portfolio reviews or to verify the collateral's value on a delinquent account in the loss mitigation process. It is easily integrated with TransUnion rules-based decisioning logic, ePolicy(R), to replicate and automate a lender's unique underwriting guidelines.

With Appraiser Assisted Collateral Market Value, TransUnion's comprehensive portfolio of valuation options features pre-decision qualifier reports, photo and condition reports, automated valuation models (AVMs), analyst assisted AVMs, desktops, broker price opinions and full appraisals.

About TransUnion

TransUnion is a leading global information solutions company that customers trust as a business intelligence partner and commerce facilitator. TransUnion offers a broad range of financial services that enable customers to manage risk and capitalize on market opportunities. The company uses advanced technology coupled with extensive analytical capabilities to combat fraud and facilitate credit transactions between businesses and consumers across multiple markets. Founded in 1968, Chicago-based TransUnion employs 4,100 associates that support clients in more than 30 countries. Visit us at www.TransUnion.com/business.

TransUnion Real Estate Services, a subsidiary of TransUnion LLC, is a premier provider of best-in-class information and process management solutions to the residential lending industry. For more information about the company, visit TransUnionSSI.com or call 1-888-299-8787.

Graphics and/or photographs to accompany this release can be obtained by members of the media by contacting Cliff O'Neal ([e-mail]) at 312-985-2540 or Rob Lynch ([e-mail]) at 312-985-3059.