Top 25 U.S. auto liability writers.
Top 25 U.S. Auto Liability Writers
Ranked by 2008 direct premiums written.
($ Thousands)
2008 Direct % Change
Premiums in
Rank Company/Group AMB# Written Premiums
1 State Farm Group 00088 $17,225,696 2.0
2 Allstate Ins Group 00008 10,249,576 -3.6
3 Progressive Ins Group 00780 8,447,004 -1.7
4 Berkshire Hathaway Ins 00811 7,931,789 6.1
5 Liberty Mutual Ins Cos 00060 5,754,942 -1.8
6 Farmers Ins Group 00032 5,522,790 0.6
7 Nationwide Group 05987 5,399,859 -3.0
8 Travelers Group 18674 3,695,628 -2.0
9 Amer Intl Group 18540 3,386,468 -10.6
10 USAA Group 04080 3,362,909 4.6
11 Hartford Ins Group 00048 2,142,489 -2.4
12 Amer Family Ins Group 00124 1,987,531 -4.9
13 Mercury Gen Group 04524 1,465,558 -8.9
14 Erie Ins Group 04283 1,327,315 0.0
15 MetLife Auto & Home Group 18552 1,209,292 -1.6
16 Zurich Finl Svcs NA Group 18549 1,189,112 -8.7
17 Auto Club Enterprises Ins
Group 18515 1,115,637 -1.5
18 Auto-Owners Ins Group 04354 1,081,131 -0.6
19 CA State Auto Group 18460 968,149 -5.2
20 White Mountains Ins Group 18490 931,308 1.3
21 Commerce Group 02966 928,394 -9.4
22 Sentry Ins Group 00086 924,411 -4.2
23 Unitrin P&C Ins Group 00914 887,920 4.1
24 GMAC Ins Group 18431 827,018 -7.1
25 Hanover Ins Grp Prop &
Cas Cos 04861 815231 -3.5
Top 25 Writers $88,777,157 -1.1
Total U.S. P/C Industry $115,534,197 -1.4
<-Market Share (%)->
Rank Company/Group 2008 2007 2006
1 State Farm Group 14.9 14.4 14.7
2 Allstate Ins Group 8.9 9.1 9.1
3 Progressive Ins Group 7.3 7.3 7.6
4 Berkshire Hathaway Ins 6.9 6.4 6.1
5 Liberty Mutual Ins Cos 5.0 5.0 5.0
6 Farmers Ins Group 4.8 4.7 4.5
7 Nationwide Group 4.7 4.8 4.7
8 Travelers Group 3.2 3.2 3.1
9 Amer Intl Group 2.9 3.2 3.1
10 USAA Group 2.9 2.7 2.7
11 Hartford Ins Group 1.9 1.9 1.9
12 Amer Family Ins Group 1.7 1.8 1.7
13 Mercury Gen Group 1.3 1.4 1.4
14 Erie Ins Group 1.2 1.1 1.1
15 MetLife Auto & Home Group 1.1 1.1 1.0
16 Zurich Finl Svcs NA Group 1.0 1.1 1.1
17 Auto Club Enterprises Ins
Group 1.0 1.0 1.0
18 Auto-Owners Ins Group 0.9 0.9 1.0
19 CA State Auto Group 0.8 0.9 0.9
20 White Mountains Ins Group 0.8 0.8 0.7
21 Commerce Group 0.8 0.9 0.9
22 Sentry Ins Group 0.8 0.8 0.8
23 Unitrin P&C Ins Group 0.8 0.7 0.7
24 GMAC Ins Group 0.7 0.8 0.8
25 Hanover Ins Grp Prop &
Cas Cos 0.7 0.7 0.7
Top 25 Writers 76.8 76.6 76.3
Total U.S. P/C Industry 100.0 100.0 100.0
<-Adjusted Loss Ratios-> % of
Company
Rank Company/Group 2008 2007 2006 Premiums
1 State Farm Group 72.6 71.0 59.5 35.7
2 Allstate Ins Group 61.3 59.0 53.9 38.1
3 Progressive Ins Group 62.0 59.8 52.2 61.3
4 Berkshire Hathaway Ins 67.7 64.1 61.2 49.1
5 Liberty Mutual Ins Cos 65.0 59.2 53.8 22.1
6 Farmers Ins Group 58.9 63.1 62.9 34.0
7 Nationwide Group 62.4 61.4 55.1 34.2
8 Travelers Group 54.0 52.4 47.6 17.2
9 Amer Intl Group 65.0 62.2 56.8 12.1
10 USAA Group 79.2 81.8 79.3 35.4
11 Hartford Ins Group 60.3 64.5 60.6 19.4
12 Amer Family Ins Group 68.6 68.4 67.5 34.1
13 Mercury Gen Group 56.0 52.7 56.2 53.7
14 Erie Ins Group 50.9 48.9 61.3 34.9
15 MetLife Auto & Home Group 52.7 54.8 51.5 39.6
16 Zurich Finl Svcs NA Group 57.6 52.8 58.5 10.1
17 Auto Club Enterprises Ins
Group 59.6 63.5 61.3 43.4
18 Auto-Owners Ins Group 73.8 81.4 69.0 24.5
19 CA State Auto Group 54.9 61.3 58.7 41.2
20 White Mountains Ins Group 61.6 56.9 56.5 31.9
21 Commerce Group 55.0 54.9 50.0 52.7
22 Sentry Ins Group 59.3 52.3 62.0 48.6
23 Unitrin P&C Ins Group 62.6 63.7 61.5 45.9
24 GMAC Ins Group 74.5 58.8 71.3 39.4
25 Hanover Ins Grp Prop &
Cas Cos 65.6 60.9 65.2 28.8
Top 25 Writers 64.6 62.9 58.1 31.4
Total U.S. P/C Industry 63.8 62.4 58.4 24.0
Source: A.M. Best's State/Line (P/C Lines) Data as of July 19, 2009
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