Top 100 banks: ranked by assets as of Dec. 31, 2002.

TOP 100 BANKS

Ranked by assets as of Dec. 31, 2002

  RANK        INSTITUTION            COUNTRY            TOTAL ASSETS
'02   '01                                               US$        %
                                                     Millions    change
                                                       2002       01/02

  1    1   Banco do Brasil           Brazil          59,149.9     -17.8
  2    5   Banamex                   Mexico          39,543.2      -1.0
  3    3   BBVA Bancomer             Mexico          39,103.8     -13.7
  4    4   Caixa Economica Federal   Brazil          36,348.1     -16.8
  5    2   Bradesco                  Brazil          29,500.5     -17.9
  6    8   Banco Santander
             Chile (1)               Chile           27,666.4     -18.3
  7    6   Banco Itau                Brazil          22,712.0     -25.1
  8    7   Unibanco                  Brazil          19,329.4      -8.7
  9   20   Banorte (2)               Mexico          18,308.0      68.7
 10   22   Banco de Chile (3)        Chile           16,432.0      -6.6
 11   11   Bital (4)                 Mexico          14,772.1       0.2
 12   14   Banco del Estado de
             Chile                   Chile           13,691.9       5.6
 13   13   ABN - Amro Bank           Brazil          10,746.0     -19.9
 14   18   JP Morgan Chase Bank      Chile           10,349.8     -17.1
 15   19   Banco Santander
             Mexicano                Mexico          10,173.8     -18.3
 16   10   Banca Serfin              Mexico          10,020.4     -32.8
 17   30   Banco de Credito e
             Inversiones             Chile            9,511.0      11.9
 18    9   Banco de la Nacion
             Argentina               Argentina        8,720.0     -51.3
 19   31   Citibank                  Chile            8,718.6       3.2
 20   27   Nossa Caixa               Brazil           8,098.7     -15.2
 21   16   Banespa                   Brazil           7,994.5     -36.9
 22   29   Scotiabank Inverlat       Mexico           7,694.0     -17.4
 23   23   Banco Santader Brasil     Brazil           7,546.6     -28.9
 24   15   Banco de la Provincia
             de Buenos Aires         Argentina        7,451.7     -42.2
 25   74   Deutsche Bank             Chile            7,286.1     169.3
 26   25   HSBC Bank Brasil          Brazil           7,157.2     -27.2
 27   17   Banco Safra               Brazil           7,050.9     -43.4
 28   44   BBVA Banco BHIF           Chile            6,829.5      27.9
 29   34   Citibank                  Brazil           6,678.2     -14.6
 30   24   BankBoston                Chile            6,453.5     -37.9
 31   21   Banco de Galicia y
             Buenos Aires            Argentina        6,344.0     -41.2
 32   35   Banco de Credito
             Nacional                Brazil           5,519.0     -15.2
 33   43   Inbursa                   Mexico           5,413.0       0.2
 34   47   Banco de Credito del
             Peru                    Peru             5,307.7      12.7
 35   45   Banco Votorantim          Brazil           5,146.0      17.8
 36   48   ABN Amro Bank             Chile            5,128.2      12.3
 37   39   Banco Itau BBA (5)        Brazil           5,088.6     -22.0
 38   40   BankBoston                Brazil           5,012.7     -24.0
 39   --   Banco de la Republica
             Oriental del Uruguay    Uruguay          4,518.4     -10.2
 40   33   Banco Sudameris           Brazil           4,434.5     -40.5
 41   28   Banco Rio de la Plata     Argentina        4,345.9     -53.4
 42   32   BBV Banco Frances         Argentina        4,291.8     -49.2
 43   53   Corpbanca                 Chile            4,091.4       0.1
 44   42   Banco Bilbao Vizcaya
             Brasil                  Brazil           4,003.1     -25.4
 45   59   Banco Nacional de
             Panama                  Panama           3,593.5      -0.1
 46   26   Citibank N.A.             Brazil           3,525.8     -19.7
 47   67   Banco Continental         Peru             3,437.7       9.6
 48   66   Primer Banco del
             Istmo (6)               Panama           3,381.8      -5.8
 49   63   Bancolombia               Colombia         3,348.4      -1.2
 50   55   Banrisul                  Brazil           3,163.2     -18.1
 51   61   Banco Bice                Chile            3,144.4     -11.3
 52   50   BNB                       Brazil           3,120.2     -30.8
 53   60   Banco del Desarrollo      Chile            3,055.6     -14.2
 54   54   Banco Wiese Sudameris     Peru             3,050.3     -24.5
 55   70   Scotibank Sud Americano   Chile            2,943.1       4.8
 56   41   Bladex                    Panama           2,929.3     -50.5
 57   --   Banerj                    Brazil           2,894.4      95.1
 58   73   Banco Agricola
             Comercial               El Salvador      2,777.8       1.5
 59   69   Banco Santander Bozano    Brazil           2,777.1      -3.5
 60   36   BankBoston                Argentina        2,690.0     -63.7
 61   78   Banco Boavista
            International            Brazil           2,613.5       5.6
 62   75   Banco de Bogota           Colombia         2,563.6      -3.4
 63   56   Banco Mercantil           Venezuela        2,544.6     -31.7
 64   57   Banco de Venezuela (7)    Venezuela        2,514.4     -53.7
 65   82   Banco Security            Chile            2,465.5       4.5
 66   83   Banco General             Panama           2,405.1       2.0
 67   51   Banco Hipotecario         Argentina        2,396.0     -44.2
 68   52   Banco Provincial          Venezuela        2,393.3     -43.0
 69   46   HSBC Bank Argentina       Argentina        2,369.1     -49.8
 70   80   Banco Popular
             Dominicano              Dominican Rep.   2,257.8      -5.6
 71   89   Banco Nacional
            de Costa Rica            Costa Rica       2,231.4       5.6
 72   71   JP Morgan Chase           Brazil           2,217.8     -20.9
 73   37   Citibank                  Argentina        2,196.1     -69.5
 74   --   HSBC Bank USA             Chile            2,190.9      28.9
 75   85   Banco Cuscatlan           El Salvador      2,130.5      -2.5
 76   94   Banco de Reservas         Dominican Rep.   2,128.6       8.1
 77   76   Banco de la Nacion        Peru             2,122.0     -18.6
 78   --   Banesco (8)               Venezuela        2,063.0     -35.2
 79   --   BNP Paribas               Panama           2,038.7      96.1
 80   49   BankBoston N.A.           Brazil           2,009.4     -55.9
 81   84   Bancafe                   Colombia         1,998.3      -8.9
 82   65   Lloyds TSB Bank           Brazil           1,833.6     -42.0
 83   81   BBVA Banco Ganadero       Colombia         1,808.2     -24.2
 84   58   Banco Mercantil           Brazil           1,690.3     -47.3
 85   98   Davivienda                Colombia         1,636.9     -10.3
 86   --   Banco Continental
            de Panama (9)            Panama           1,627.7      -6.0
 87   --   Banco Agrario de
             Colombia                Colombia         1,584.2      -3.0
 88   --   Banco del Pichincha       Ecuador          1,563.2      15.8
 89   62   Banco de la Ciudad
           de Buenos Aires           Argentina        1,560.3     -54.5
 90   --   I.N.G. Bank               Mexico           1,557.8      29.2
 91   --   Banco Salvadoreno         El Salvador      1,536.7       5.2
 92   --   Banco de Costa Rica       Costa Rica       1,525.8      11.7
 93   --   BNP Paribas               Brazil           1,517.0      15.7
 94   77   Banco Santos              Brazil           1,511.3     -39.6
 95   --   Banco Industrial          Guatemala        1,476.5      27.8
 96   --   Interbank                 Peru             1,467.5      -2.4
 97   --   Bandepe                   Brazil           1,428.7       0.4
 98   --   Banco de Occidente        Colombia         1,402.6      -0.3
 99   64   Banca Nazionale del
             Lavoro                  Argentina        1,385.0     -57.9
100   --   Banco Conavi              Colombia         1,382.0     -11.5

  RANK            LOANS               DEPOSITS           NET INCOME
'02  '01       US$        %         US$        %        US$         %
            Millions   change    Millions   change   Millions    change
              2002      01/02      2002      01/02     2002       01/02

  1    1    17,219.4    -15.8    27,904.7    -12.5    573.9        23.1
  2    5    17,594.2    -21.8    24,241.3    -13.0    -10.2      -122.1
  3    3    22,937.1    -16.5    29,420.8    -17.0    584.4        -5.4
  4    4     6,661.6    -26.2    21,683.1    -27.4    306.0       115.1
  5    2     9,597.7    -36.2    13,854.0    -14.4    572.5       -38.8
  6    8     9,802.2    -13.8    11,603.8    -13.3    225.9       -29.7
  7    6     6,482.0    -30.3     9,610.2    -18.8    626.9       -49.4
  8    7     6,150.7    -27.7     7,350.7     -4.4    286.0       -31.7
  9   20    14,225.8     59.8    13,411.8     61.9    174.5       236.7
 10   22     7,565.4     -5.0     8,267.0    -15.1     75.6       -48.9
 11   11    11,203.8     59.4    12,131.7     -1.0   -621.2    -1,519.3
 12   14     5,567.1      1.4     7,996.7     10.2     40.1       -24.9
 13   13     4,636.2    -15.5     4,838.9     31.5    237.8        48.9
 14   18         9.8    -86.9       477.0     23.9     48.6     6,372.1
 15   19     6,266.3     -3.5     6,946.2    -31.9    234.4        31.6
 16   10     6,005.1    -24.9     7,006.1    -30.8    287.0       -19.7
 17   30     4,151.9     14.7     4,768.7     10.1     82.5         3.5
 18    9     3,975.0    -57.6     4,738.2    -55.9   -218.8      -695.5
 19   31     1,418.7     -5.3     2,226.0     12.2     49.2        -1.1
 20   27     1,009.1    -20.5     5,119.9    -25.1     76.9       -41.5
 21   16     1,700.3    -29.8     3,192.1    -21.5    797.7        69.9
 22   29     4,997.6    -16.5     5,971.3    -18.9    102.3        47.2
 23   23     1,952.9    -25.7     2,617.3     -6.9      0.9       103.3
 24   15     2,248.9    -64.9     2,178.4    -64.3   -100.1    -1,010.4
 25   74        15.1    393.7       393.0    104.9     11.9       -17.4
 26   25     2,303.0    -20.8     3,984.5     -6.5     52.3        50.7
 27   17     3,048.8    -12.2     2,119.7    -31.4    131.5       -23.3
 28   44     2,776.4      9.7     3,185.1     23.7     29.1        28.2
 29   34     1,643.0    -40.3     1,091.6    -41.1    371.7       517.8
 30   24       962.6      9.9     1,176.5      7.2      2.7       -69.5
 31   21     2,694.1    -63.3       988.0    -79.4   -872.9    -4,358.1
 32   35     2,323.3    -16.5     2,921.6     -1.2     85.3       -29.4
 33   43     4,013.0     23.9     2,687.9     20.3    200.0        67.9
 34   47     2,734.0     12.0     4,284.5     12.1     64.9        24.3
 35   45       248.0     29.3     2,131.8     32.5    107.3        48.2
 36   48       293.3      8.4       274.4    -14.3     16.9       -27.4
 37   39     1,625.3    -24.2     1,269.9    -21.5    113.3        26.3
 38   40     1,523.1    -20.3     1,074.2    -52.2    234.8         0.4
 39   --     3,729.3      6.8     3,615.3    -13.0   -188.6    -3,141.9
 40   33     1,870.4    -37.1     1,668.1    -19.5     62.6       -15.7
 41   28     1,822.1    -69.3     1,749.5    -70.0   -573.3    -5,520.2
 42   32     2,016.0    -64.0     1,876.2    -67.9   -364.3    -2,683.3
 43   53     2,065.3     10.4     2,178.8      4.6     51.0        17.8
 44   42     1,540.2    -26.2     1,778.0    -26.8     56.7       536.8
 45   59     1,572.0      8.3     2,865.5      0.6    104.2        39.1
 46   26       830.2    -39.2         6.3    -89.8     -7.3      -106.1
 47   67     1,593.2      8.8     3,011.0     12.1     30.6        51.6
 48   66     1,682.2     -3.1     2,283.2     -6.2     60.9       -14.4
 49   63     1,778.6     -8.3     2,121.7     -7.2     52.7        38.7
 50   55     1,273.9    -13.5     1,889.0    -20.3     42.4         2.8
 51   61       944.6     -1.3     1,274.4     -8.5     22.5       -22.5
 52   50     1,259.7    -53.8       870.6    -34.6     45.5       104.2
 53   60     1,553.6      0.1     1,485.9      0.8     17.8         1.4
 54   54     1,548.5    -19.5     2,091.5    -19.8      8.9       153.2
 55   70     1,573.1      3.7     1,664.2      6.3     13.0        55.6
 56   41     2,516.5    -46.8       552.0    -64.9   -268.8   -10,895.2
 57   --       172.0    -21.4     1,675.5     77.1    225.2       196.9
 58   73     1,557.9      4.5     1,913.2     -8.1     25.8       -19.8
 59   69       384.3     28.3       473.8    797.2    756.4       127.1
 60   36       784.2    -81.0     1,210.2    -72.0   -343.1    -1,224.6
 61   78        94.5     31.0       546.7     75.1    132.3        11.6
 62   75     1,369.7     -4.7     1,599.4     -6.8     71.2        -1.2
 63   56     1,154.3    -37.2     1,987.0    -32.8    124.9        25.3
 64   57     1,039.5    -54.5     1,939.6    -51.1    141.7        19.5
 65   82     1,088.7      4.1     1,170.3     14.8     14.5        -2.4
 66   83     1,326.8     -1.4     1,860.9      6.0     71.1       240.4
 67   51       855.7    -67.6        38.7    -78.1   -996.4    -1,446.5
 68   52     1,088.9    -47.4     1,758.0    -47.8    126.9        -2.7
 69   46       784.4    -69.4     1,051.0    -62.6   -164.5      -378.2
 70   80     1,582.7     -7.6     1,732.0     -6.3     61.6         7.8
 71   89       986.5     10.2     1,966.0      4.8     12.3        46.5
 72   71        32.9     -7.9        60.8    -91.8    110.9       420.1
 73   37     1,051.7    -71.8     1,329.6    -66.2   -561.7   -19,469.0
 74   --       111.6     27.1       228.2     26.0      6.8       276.3
 75   85     1,342.8     13.1     1,465.5     -2.0     20.6       -10.5
 76   94     1,234.8      3.1     1,571.2      8.5     39.4        11.6
 77   76     1,319.5      0.9     1,014.7      6.3     10.8       -79.7
 78   --       516.8    -51.1     1,234.4    -48.8    101.9        18.0
 79   --     1,160.6     29.9     1,910.2    102.0      1.3       -84.6
 80   49       960.8    -48.9         0.0   -100.0    -38.9      -146.2
 81   84       763.2     -3.4     1,329.5    -11.1      2.0       119.5
 82   65       328.4    -33.5       191.4    181.5     82.0       229.6
 83   81       970.3    -15.4     1,280.2    -18.8     -5.8        -2.1
 84   58       616.5    -49.6       959.1    -43.1    -86.8      -845.6
 85   98       963.3    -16.1     1,373.1    -10.0     20.0        71.6
 86   --       916.8     -6.6     1,123.3     -6.5     20.7        14.0
 87   --       371.0      2.1       746.4     -5.0     32.2        -0.4
 88   --       706.1     18.4     1,215.7     19.1     17.3        -8.7
 89   62     1,031.8    -46.1     1,087.2    -56.4     -4.8      -132.3
 90   --       356.6    116.7       393.1     17.9      6.7       -74.8
 91   --       958.9     12.7     1,164.2      1.8     13.6         6.2
 92   --       760.9      5.5     1,218.7     16.2      2.8       -80.2
 93   --       228.8      8.2        40.9    -75.3     10.7       -50.6
 94   77       592.7     -7.9       335.2    -15.9     28.0         8.0
 95   --       597.2     32.3     1,063.9     34.2     13.1        23.4
 96   --       758.6      6.8     1,084.5     -2.7     10.0       212.8
 97   --        68.5    -21.8       242.7    -56.8     46.8        18.5
 98   --       668.9      0.2       964.6      4.6     31.2        -5.8
 99   64       472.7    -78.8       679.3    -68.2   -168.5  -168,600.0
100   --       840.9    -22.3     1,125.2     -9.8     23.6       713.8

  RANK        TOTAL EQUITY    EQUITY/    NET INCOME/    NET INCOME/
'02  '01      US$ Millions     ASSETS      EQUITY         ASSETS
                  2002           %            %             %

  1     1        2,603.2         4.4         22.0           1.0
  2     5        4,862.4        12.3         -0.2           0.0
  3     3        4,644.7        11.9         12.6           1.5
  4     4        1,310.0         3.6         23.4           0.8
  5     2        3,069.8        10.4         18.6           1.9
  6     8        1,157.1         4.2         19.5           0.8
  7     6        2,797.8        12.3         22.4           2.8
  8     7        1,856.5         9.6         15.4           1.5
  9    20          970.2         5.3         18.0           1.0
 10    22          812.1         4.9          9.3           0.5
 11    11          827.0         5.6        -75.1          -4.2
 12    14          493.5         3.6          8.1           0.3
 13    13        1,630.0        15.2         14.6           2.2
 14    18          110.0         1.1         44.2           0.5
 15    19          858.4         8.4         27.3           2.3
 16    10          973.3         9.7         29.5           2.9
 17    30          365.6         3.8         22.6           0.9
 18     9        1,172.4        13.4        -18.7          -2.5
 19    31          349.9         4.0         14.1           0.6
 20    27          383.3         4.7         20.1           1.0
 21    16        1,218.7        15.2         65.5          10.0
 22    29          491.4         6.4         20.8           1.3
 23    23          213.8         2.8          0.4           0.0
 24    15          833.8        11.2        -12.0          -1.3
 25    74           64.9         0.9         18.3           0.2
 26    25          361.4         5.0         14.5           0.7
 27    17          650.4         9.2         20.2           1.9
 28    44          339.9         5.0          8.6           0.4
 29    34          636.9         9.5         58.4           5.6
 30    24          128.2         2.0          2.1           0.0
 31    21          451.1         7.1       -193.5         -13.8
 32    35          432.3         7.8         19.7           1.5
 33    43        2,171.3        40.1          9.2           3.7
 34    47          567.6        10.7         11.4           1.2
 35    45          429.0         8.3         25.0           2.1
 36    48          103.2         2.0         16.4           0.3
 37    39          482.1         9.5         23.5           2.2
 38    40          616.2        12.3         38.1           4.7
 39    --          210.0         4.6        -89.8          -4.2
 40    33          377.4         8.5         16.6           1.4
 41    28          359.5         8.3       -159.5         -13.2
 42    32          589.8        13.7        -61.8          -8.5
 43    53          385.2         9.4         13.3           1.2
 44    42          714.7        17.9          7.9           1.4
 45    59          500.0        13.9         20.8           2.9
 46    26          136.8         3.9         -5.4          -0.2
 47    67          295.2         8.6         10.4           0.9
 48    66          429.2        12.7         14.2           1.8
 49    63          395.6        11.8         13.3           1.6
 50    55          195.9         6.2         21.6           1.3
 51    61          123.8         3.9         18.2           0.7
 52    50          331.2        10.6         13.7           1.5
 53    60          135.7         4.4         13.1           0.6
 54    54          369.3        12.1          2.4           0.3
 55    70          140.4         4.8          9.3           0.4
 56    41          328.9        11.2        -81.7          -9.2
 57    --          930.7        32.2         24.2           7.8
 58    73          240.8         8.7         10.7           0.9
 59    69        1,225.4        44.1         61.7          27.2
 60    36          237.5         8.8       -144.4         -12.8
 61    78        1,324.8        50.7         10.0           5.1
 62    75          336.0        13.1         21.2           2.8
 63    56          360.6        14.2         34.6           4.9
 64    57          390.6        15.5         36.3           5.6
 65    82          111.9         4.5         12.9           0.6
 66    83          296.4        12.3         24.0           3.0
 67    51          415.0        17.3       -240.1         -41.6
 68    52          389.9        16.3         32.6           5.3
 69    46          289.7        12.2        -56.8          -6.9
 70    80          250.3        11.1         24.6           2.7
 71    89          108.5         4.9         11.3           0.5
 72    71          323.9        14.6         34.2           5.0
 73    37          136.2         6.2       -412.5         -25.6
 74    --           39.5         1.8         17.2           0.3
 75    85          178.5         8.4         11.6           1.0

 76    94          180.5         8.5         21.8           1.9
 77    76          260.4        12.3          4.2           0.5
 78    --          390.6        18.9         26.1           4.9
 79    --           53.3         2.6          2.5           0.1
 80    49           98.8         4.9        -39.4          -1.9
 81    84           65.2         3.3          3.1           0.1
 82    65          188.1        10.3         43.6           4.5
 83    81          180.2        10.0         -3.2          -0.3
 84    58          199.5        11.8        -43.5          -5.1
 85    98          180.9        11.1         11.0           1.2
 86    --          179.8        11.0         11.5           1.3
 87    --          124.5         7.9         25.9           2.0
 88    --          152.8         9.8         11.3           1.1
 89    62          242.1        15.5         -2.0          -0.3
 90    --          103.4         6.6          6.5           0.4
 91    --          132.4         8.6         10.3           0.9
 92    --          180.8        11.8          1.5           0.2
 93    --           92.4         6.1         11.6           0.7
 94    77          119.0         7.9         23.5           1.8
 95    --          114.7         7.8         11.4           0.9
 96    --          109.8         7.5          9.1           0.7
 97    --          489.2        34.2          9.6           3.3
 98    --          167.3        11.9         18.7           2.2
 99    64           76.4         5.5       -220.6         -12.2
100    --          122.0         8.8         19.3           1.7

(1) Merger with Banco Santiago. (2) Merger with Bancrecer. (3) Merger
with Banco de A. Edwards. (4) Bought by HSBC Bank. (5) Bought by Banco
Itau. (6) Merger with Banco de Latinoamerica.