TheSUBWAY.com Announces Investment Opinion: Stock Focus List!

Business Editors

NOTE TO EDITORS: The following is an investment opinion issued

by TheSUBWAY.com

WESTON, Fla.--(BUSINESS WIRE)--Jan. 14, 2003

Keep an eye on The Nicholas Investment Company Inc. (OTCBB:NIVI). NIVI just released big news regarding the acquisition of a company that currently maintains about $100,000 in business per month, which management feels could double! NIVI also signaled its first profitable projection for the first and second quarter of 2003! Watch for the stock to react as the marketplace takes notice! Other stock market standouts include: Microchip Technology Inc. (Nasdaq:MCHP): Market Underperform; Numerical Technologies (Nasdaq:NMTC): Market Perform; Level 3 Communications (Nasdaq:LVLT): Market Underperform; and eBay Inc. (Nasdaq:EBAY): Market Perform.

"Volume in the major averages was somewhat less than robust, with only about 1.4 billion shares changing hands on the New York Stock Exchange. The Nasdaq was also relatively slow, with about 1.6 billion shares exchanged. Some positive developments in the standoff between the U.S. and North Korea helped bring some life to overseas markets," stated Peter Antipatis. More is available at: http://www.thesubway.com/sub_comm.asp.

All material herein was prepared by Capital Research Group, Inc. (CRG) based upon information believed to be reliable. The information contained herein is not guaranteed by CRG to be accurate, and should not be considered to be all-inclusive. The companies that are discussed in this opinion have not approved the statements made in this opinion. This opinion contains forward-looking statements that involve risks and uncertainties. This material is for informational purposes only and should not be construed as an offer or solicitation of an offer to buy or sell securities. CRG is not a licensed broker, broker dealer, market maker, investment banker, investment advisor, analyst or underwriter. Please consult a broker before purchasing or selling any securities viewed on http://www.thesubway.com or mentioned herein. CRG has been compensated by third party shareholders or with cash from the company on behalf of one or more of the companies mentioned in this opinion. (one thousand dollars for NIVI) CRG intends to sell its shares. CRG has sold approximately zero NIVI shares to date. CRG may sell its shares for less than the target price given in this opinion. CRG's affiliates, officers, directors and employees may also have bought or may buy the shares discussed in this opinion and may profit in the event those shares rise in value. CRG will not advise as to when it decides to sell and does not and will not offer any opinion as to when others should sell; each investor must make that decision based on his or her judgment of the market.