The Legal Guide for Direct Farm Marketing.
Legal Guide for Direct Farm Marketing by Neil Hamilton ($23.00 postpaid from Neil Hamilton, Drake University Agricultural Law Center, 2507 University Drive, Des Moines, IA 50311)
If you direct: market any agricultural product to the public, whether just some extra sweet corn by the curb or a full-fledged farmers market stall, you need to have this book as a reference.
- A curbside stand may not be allowed by zoning laws.
- You may need to obtain a business license.
- Your general liability insurance policy likely doesn't cover this enterprise.
- Your liability insurance policy will also probably not cover injuries to any employees, however temporary, if you also do not have workers' compensation insurance. An insured employee might literally sue you out of your property.
- If a product you produce should sicken someone, and it can be traced to you, your current insurance policies probably will not protect you. In this case product liability insurance is required.
This guide includes references to other books, web sites and government resources.
While the price may seem high, consider the cost of settling any legal matters arising out of your enterprise.