The Italian Consumer Credit Market Has Seen Strong Growth over the Last Five Years, With both Gross Advances and Balances Outstanding Rising at Fast Rates.DUBLIN, Ireland -- Research and Markets (http://www.researchandmarkets.com/reports/c45862) has announced the addition of Consumer Credit in Italy 2006 to their offering. Short report analyzing the consumer credit market in Italy. Covers market size, trend analysis, market forecasts, competitor market shares and key regulatory and competitor developments in the market. Scope of this title: -- Covers the consumer credit market (not including any loans secured on property) -- Provides market sizing data in terms of gross advances and balances outstanding -- Provides competitor market share for the top five players in terms of balances outstanding; a short profile of the top players is also provided -- Provides competitor market share for the top five credit card lenders in terms of balances outstanding Highlights of this title: -- The Italian consumer credit market has seen strong growth over the last five years, with both gross advances and balances outstanding rising at fast rates. However, the consumer credit market has not been growing as quickly as the Italian mortgage market. -- The key factors contributing to growth in the Italian market have been a low base rate and a low level of indebtedness INDEBTEDNESS. The state, of being in debt, without regard to the ability or inability of the party to pay the same. See 1 Story, Eq. 343; 2 Hill. Ab. 421. 2. . However, an inefficient legal system and a resistance to borrowing held the market back from growing even faster. -- The Italian market is small and relatively under-exploited compared to the rest of Western Europe Western Europe The countries of western Europe, especially those that are allied with the United States and Canada in the North Atlantic Treaty Organization (established 1949 and usually known as NATO). . However, recent years have seen tremendous growth in particular with credit cards and point of sale finance with many banks looking to take advantage of this unexploited market. Reasons to read a copy: -- Learn how the Italian consumer credit market has developed over the last five years -- Understand the recent developments in the market in terms of regulation, competition and product innovations -- Find out the author's opinion on the future performance of the Italian consumer credit market over the next five years and its future prospects Content Outline: OVERVIEW Market Size Future Growth Indicators Key market players Chapter 1 Introduction What is this report about? Scope of the report Structure of report Chapter 2 Market context Country overview Economy GDP GDP (guanosine diphosphate): see guanine. Inflation Distribution of income Distribution of liquid assets Cash, or property immediately convertible to cash, such as Securities, notes, life insurance policies with cash surrender values, U.S. savings bonds, or an account receivable. in Italy Demographics The attributes of people in a particular geographic area. Used for marketing purposes, population, ethnic origins, religion, spoken language, income and age range are examples of demographic data. Population and demographic split Unemployment Market structure Limited liability banks Co-operative banks The Co-operative Bank is a co-operative bank trading in the United Kingdom with headquarters in Manchester, UK. It is an ethical bank, and refuses to invest in companies involved in the arms trade, genetic engineering, animal testing and use of sweated labour as stated in its Savings Banks savings bank, financial institution that, until recently, performed only the following functions: receiving savings deposits of individuals, investing them, and providing a modest return to its depositors in the form of interest. Market size Total consumer credit Gross advances Balances outstanding Consumer credit as a proportion of total retail lending Consumer credit as a proportion of GDP Consumer credit per capita [Latin, By the heads or polls.] A term used in the Descent and Distribution of the estate of one who dies without a will. It means to share and share alike according to the number of individuals. Italys consumer credit market remains underdeveloped un·der·de·vel·oped adj. Not adequately or normally developed; immature. , mainly as a result of formerly high interest rates and high saving rates Consumer credit product statistics Consumer credit gross advances by product Consumer credit balances outstanding by product Retail finance is on the increase for the second time of trying The Italian motor finance market has been growing strongly in recent years Credit cards are becoming more popular in Italy Regulatory environment Industry regulators in Italy Banca dItalia Industry associations Associazione Bancaria Italiana - ABI Abi (ā`bī) [short for Abijah], in the Bible, King Hezekiah's mother. (Application Binary Interface) A specification for a specific hardware platform combined with the operating system. ACRI Banche Credito Cooperativo - BCC (Blind Carbon Copy) The field in an e-mail header that names additional recipients for the message. It is similar to carbon copy (cc), but the names do not appear in the recipient's message. Not all e-mail systems support the bcc feature. See fcc. Associazione Italiana del Credito al Consumo e Immobiliare - Assofin Credit bureaux EURISC - CRIF CRIF Conseil Représentatif des Institutions Juives de France CRIF Center for Research in International Finance CRIF Cargo Routing Information File CRIF Commercial Reserve Imagery Fleet CRIF Cryogenics Research and Integration Facility Credit Protection Bureau Consorzio per la tutela del credito - CTC CTC - Cornell Theory Center Regulatory issues in the market European consumer credit directive Investment by foreign banks has been hindered in the past Chapter 3 Competitor and product overview Consumer credit market shares by institute Consumer credit market shares by competitor Profiles of the top five consumer credit providers Findomestic (Cetelem) Banca Intesa Banca Intesa S.p.A. is a major Italian bank based in Milan. It was born in 1998 from the merger of Cassa di Risparmio delle Provincie Lombarde (aka Cariplo) and Banco Ambroveneto (former Banco Ambrosiano). Fiditalia Banca Unicredito Banca Monte Dei Paschi Group Top five credit card lenders Market share by balances outstanding Competitor developments The Italian banking market has become more consolidated Attititudes towards consumer credit have been changing Much of the new bank interest has been due to changes in regulation Competition is increasing in Italy Capitalia looks to expand its business to cover the whole of Italy Product analysis Typical product design of personal loans Product innovations in the market Distribution ING have used the Internet to enter the Italian market Chapter 4 Forecasting the consumer credit market in italy Forecasting gross advances Gross advances in the Italian consumer credit market will reach [euro]68.3 billion in 2010 A number of factors will determine this growth Future prospects Strengths Weakness Opportunities Threats Chapter 5 Appendix Supplementary data Definitions Forecasting methodology Research methodology Relevant readings Our custom research capabilities SPP (1) (Scalable Parallel Processor) A multiprocessing computer that can be upgraded by adding more CPUs. (2) (Standard Parallel Port) The Centronics parallel port that was used on the first PCs. writing team How to contact experts in your industry List of Tables List of Figures Companies Mentioned: Findomestic (Cetelem) Banca Intesa Fiditalia Banca Unicredito Banca Monte Dei Paschi Group Associazione Bancaria Italiana - ABI ACRI Banche Credito Cooperativo - BCC Associazione Italiana del Credito al Consumo e Immobiliare - Assofin Credit burea For more information visit http://www.researchandmarkets.com/reports/c45862 Source: Datamonitor |
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