The Golden 1 Credit Union Selects FDSI As Image Item Processing Partner.

CARLSBAD, Calif. -- Southwest Community Bancorp (OTCBB:SWCB) announced today that its wholly-owned subsidiary, Financial Data Solutions, Inc. (FDSI) has signed a servicing agreement with The Golden 1 Credit Union to be their image item processing partner.

Ric Dannelley, Senior Vice President of the Sacramento-based credit union said, "Our team chose FDSI to serve in this critical function because we are confident that they will provide the highest levels of customer service and leading-edge technology." FDSI's customized solution has been tailored to meet the needs of The Golden 1 Credit Union and matches their strategic initiatives. The Golden 1 Credit Union will implement FDSI's solution for their members during the 4th quarter of 2004. Mr. Dannelley added, "FDSI makes each client feel unique. Their responsiveness, attention to detail and expertise in image item processing will certainly create a beneficial business partnership."

Alan Lane, FDSI's Chief Executive Officer said, "FDSI is extremely proud to have been selected by The Golden 1 Credit Union to provide our customized solutions for their image item processing needs. FDSI's solutions offer choice and flexibility; we look forward to playing a significant role in the future of The Golden 1 Credit Union."

The Golden 1 Credit Union has more than 67 branches statewide serving more than 575,000 members. With assets in excess of $5 Billion, The Golden 1 Credit Union is California's largest credit union and the fourth largest in the country. Membership is open to any state of California employee, members of their families, those within a select field of membership, and those who work at a select employee group. For more information about The Golden 1 Credit Union, please visit www.golden1.com.

FDSI provides state-of-the-art technology services to financial institutions throughout California. The company offers a full suite of technology solutions including image and remittance item processing, and image statement printing and rendering services. Currently, FDSI is providing services to financial institutions with total aggregate assets in excess of $30 billion from its three processing centers in Murrieta, El Monte and San Leandro, California. For additional information, visit the web site for Financial Data Solutions, Inc. located at www.fdsinc.com.

Forward-Looking Comments: The statements contained in this release that are not historical facts are forward-looking statements based on management's current expectations and beliefs concerning future developments and their potential effects on the company. There can be no assurance that future developments affecting the company will be those anticipated by management. Actual results may differ from those projected in the forward-looking statements. These forward-looking statements involve risks and uncertainties.