Texas Business Lenders Group Selects Cypress' BizMark to Automate Small Business Lending Processes for Credit Unions.

CUSO Installation Marks Cypress' Largest Client in the Credit Union Industry

NORTH RICHLAND HILLS, Texas -- Texas Business Lenders Group LLC (TBLG) of Fort Worth, Texas has selected Cypress Software Systems LP's BizMark platform to automate the small business loan application processes for the credit union service organization's (CUSO) member institutions. The installation is Cypress' largest in the credit union industry.

TBLG is equally owned by six credit unions - Community Resource Credit Union of Baytown, Texas; Dallas Telco Federal Credit Union of Dallas; EECU of Fort Worth, Texas; First Community Credit Union of Houston; Firstmark Credit Union of San Antonio; and United Heritage Credit Union of Austin, Texas. Together, these six institutions represent more than $2.5 billion in assets with more than 44 branches and 362,000 members.

Robert Campbell, president and chief executive officer of TBLG, said the decision to implement credit application decision support technology like BizMark resulted from the company's upward growth pattern and need for consistent, centralized underwriting for small commercial loans.

"We were formed in August 2005 with four owners and have quickly grown to six member institutions. Since our focus is serving the commercial and business lending needs of business owners and non-profit organizations in Texas, Oklahoma, Arkansas and Kansas, we needed automated lending technology that created a reliable and efficient underwriting model for our small commercial loans," Campbell said. "Cypress and BizMark were the answer. We expect their software to increase the quantity and quality of small business loans made by our institutions, while greatly reducing decision turnaround time and increasing member satisfaction."

BizMark went live at TBLG in January 2007, and the CUSO will provide a centralized small business lending system to its institutions through the organization's Fort Worth headquarters.

BizMark processes small business loan applications, and is based on a Cypress-delivered .NET/Microsoft SQL Server platform. It runs in a customer relationship management (CRM) environment, enabling lenders to take credit requests including principal and financial statement data; retrieve and interpret consumer and business credit reports; perform ratio analysis; and score the results. The software handles small business commercial credit requests for lines of credit, term loans, commercial mortgages, corporate leases and corporate credit cards.

"This is a big win for Cypress and a significant step in the direction of our company," said Stephen G. Sargent, president and chief executive officer of Cypress Software Systems. "Since our inception in 2000, we've provided our consumer and small business lending solutions primarily to banking and financial institutions. As we continue our foray into the credit union industry, we will supply these organizations with the technology and professional services needed to optimize their lending processes, increase member satisfaction and reduce costs."

About Cypress Software Systems

Headquartered in North Richland Hills, Texas, USA, Cypress Software Systems, LP is a leading developer of automated credit application decision support technology. Cypress provides community and regional banks, finance companies and credit unions with loan application decision and tracking tools equivalent to those used by the largest national lending institutions. Clients, nationwide and in 16 countries, use the company's flagship products, Mark IV and BizMark, to quickly and consistently process consumer and small commercial loan applications. Cypress Mark IV offers a flexible, risk-based processing approach that includes tracking consumer loan applications from point of entry to point of decision. Cypress' BizMark loan automation software processes commercial loan requests within a customer relationship management environment. Both products may be licensed in the bundled Cypress Suite and are offered in either an application service provider (ASP) or traditional business model. The company's product line also includes AppMark, an ASP-only consumer lending solution for community banks with assets of $200 million or less. Web Site: www.go-cypress.com.