Student finance buyer's guide: rely on this easy-to-use supplier guide for information on student finance resources in higher education.CONSULTING SERVICES Noun 1. consulting service - service provided by a professional advisor (e.g., a lawyer or doctor or CPA etc.) service - work done by one person or group that benefits another; "budget separately for goods and services" FINANCIAL AID SERVICES 1775 The Exchange, Suite 400 Atlanta, GA 30339 Phone: (770) 988-9447, ext.11 www.FinancialAidServices.org About Us: Established in 1991, FAS supports Financial Aid Offices and Business Offices in successful and timely delivery of student financial aid. We have served over 300 clients, representing all sectors of higher education--public, private and community colleges. Based in Atlanta, FAS employs approximately 50 permanent and part-time staff. We have a reputation for quality, reliability, professionalism professionalism the upholding by individuals of the principles, laws, ethics and conventions of their profession. , and commitment. Services: Each school has a unique culture and purpose. Therefore, we tailor our services to satisfy each school's unique requirements. We offer services to improve operational efficiency, student satisfaction and regulatory compliance. The services include: * Interim Staffing * Consulting * Processing Support * Customized Services At FAS, outstanding service is not just a thought, it is our core value. Scannell & Kurz, Inc. 40B Grove Street Pittsford, NY 14534 Phone: (585) 381-1120 Fax: (585) 381-2383 info@scannellkurz.com www.scannellkurz.com Scannell & Kurz, Inc. specializes in developing customized financial aid/net tuition For tuition fees in the United Kingdom, see . Tuition means instruction, teaching or a fee charged for educational instruction especially at a formal institution of learning or by a private tutor usually in the form of one-to-one tuition. revenue and enrollment management strategies for their higher education higher education Study beyond the level of secondary education. Institutions of higher education include not only colleges and universities but also professional schools in such fields as law, theology, medicine, business, music, and art. clients. Jim and Kathy work in partnership with clients sharing their analytical techniques An analytical technique is a method that is used to determine the concentration of a chemical compound or chemical element. There are a wide variety of techniques used for analysis, from simple weighing (gravimetric) to titrations (titrimetric)to very advanced techniques using in order to develop greater client self-sufficiency in addressing future enrollment challenges. The solutions recommended are unique to each client, based on a data-driven understanding of the institution's particular market position and challenges. Special attention is paid to ensuring that the solutions are practical, detailed, and implementable. Outcomes include improved net tuition revenue, more effective management of institutional resources, and achievement of specific class profile targets. GUARANTORS American Student Assistance (ASA Asa (ā`sə), in the Bible, king of Judah, son and successor of Abijah. He was a good king, zealous in his extirpation of idols. When Baasha of Israel took Ramah (a few miles N of Jerusalem), Asa bought the help of Benhadad of Damascus and [R]) 330 Stuart Street Boston, MA 02116 Phone: (800) 999-9080 Fax: (617) 521-6249 www.amsa.com Mission Statement: ASA assists students and parents to successfully complete a program of education financing and repayment. About Us: Incorporated in 1956, ASA was the nation's first student loan guarantee agency and a model for the federal student loan guarantee program. ASA's unique Wellness programs give borrowers the support they need to avoid default. Through education and proactive outreach Outreach is an effort by an organization or group to connect its ideas or practices to the efforts of other organizations, groups, specific audiences or the general public. , ASA seeks to prevent student loan default and keep borrowers fiscally "well." We are currently conducting experiments to find best practices in delivering the right message to borrowers at the right time, resulting in healthy loan repayment. Products/Services: ASA administers federal Stafford student loans and Parent Loans for Undergraduate Students (PLUS). ASA provides premium guarantee, origination Origination The process through which a mortgage lender creates a mortgage secured by some amount of the mortgagor's real property. Notes: Also known as loan origination, everyone must go through the origination process when securing a mortgage for a piece of real , disbursement DISBURSEMENT. Literally, to take money out of a purse. Figuratively, to pay out money; to expend money; and sometimes it signifies to advance money. 2. and default prevention services to students and the financial aid professionals who help them. Connecticut Connecticut, state, United States Connecticut (kənĕt`ĭkət), southernmost of the New England states of the NE United States. It is bordered by Massachusetts (N), Rhode Island (E), Long Island Sound (S), and New York (W). Student Loan Foundation (CSLF CSLF Carbon Sequestration Leadership Forum (Washington, DC) CSLF Connecticut Student Loan Foundation ) 525 Brook Street Brook Street is one of the principal streets on the Grosvenor Estate in the exclusive central London district of Mayfair. It was developed in the first half of the 18th century and runs from Hanover Square to Grosvenor Square. P0 Box 1009 Rocky Hill Rocky Hill, town (1990 pop. 16,554), Hartford co., central Conn., a suburb of Hartford, on the Connecticut River; settled c.1650, inc. 1843. Chemical coatings and synthetic textiles are made there. Rocky Hill was an important river port from 1700 to 1820. , CT 06067 Phone: (860) 257-4001 Toll-Free: (800) 237-9721 www.cslf.com About Us: The Connecticut Student Loan Foundation (CSLF) is a non-profit agency that administers, guarantees, finances, and services student loans within the Federal Family Education Loan Program The Federal Family Education Loan Program (FFELP) is a United States Department of Education program that provides for private organizations to market, originate, and service federally guaranteed loans, such as Stafford and PLUS loans to students and their parents. (FFELP FFELP Federal Family Education Loan Program ) and other alternative student loan programs. By serving as guarantor guarantor n. a person or entity that agrees to be responsible for another's debt or performance under a contract, if the other fails to pay or perform. (See: guarantee) GUARANTOR, contracts. He who makes a guaranty. 2. , lender, secondary market, and servicer, CSLF provides true 'single source' loan processing from application through repayment, for the life of the loan. Products/Services: * First Rate Stafford Loans A Stafford Loan is a student loan offered to eligible students enrolled in American institutions of higher education to help finance their education. The terms of the loans are described in Title IV of the Higher Education Act of 1965 (with subsequent amendments), which guarantees : Borrowers automatically receive a 0.5% interest rate reduction during repayment on all Federal Subsidized sub·si·dize tr.v. sub·si·dized, sub·si·diz·ing, sub·si·diz·es 1. To assist or support with a subsidy. 2. To secure the assistance of by granting a subsidy. and Unsubsidized Stafford Loans by simply choosing CSLF (lender code 828614). Unsubsidized Loan borrowers receive an additional 2% interest rate reduction (minimum interest rate is 2.99% or the current federal rate, whichever is lower) during the in-school and grace periods by opting to pay their interest during these times. No guarantee fee. * First Rate PLUS Loans: Borrowers automatically receive a 0.5% interest rate reduction by simply choosing CSLF (lender code 828614). Borrowers receive an additional 0.5% interest rate reduction by having payments automatically deducted de·duct v. de·duct·ed, de·duct·ing, de·ducts v.tr. 1. To take away (a quantity) from another; subtract. 2. To derive by deduction; deduce. v.intr. from a checking or savings account Savings Account A deposit account intended for funds that are expected to stay in for the short term. A savings account offers lower returns than the market rates. Notes: . No guarantee fee. * First Rate Consolidation Loans: Borrowers can lower their monthly student loan payments and simplify repayment by combining eligible federal student loans into one easy monthly payment. Discounted rates are available. No fees. * EnRoute: CSLF's internet-based loan processing and management system provides real-time 1. real-time - Describes an application which requires a program to respond to stimuli within some small upper limit of response time (typically milli- or microseconds). Process control at a chemical plant is the classic example. access to all loan guarantee, disbursal, and servicing information through a single system. Features include: online account access, online applications, electronic signature, and more. * Central Disbursement Services: CSLF provides disbursement services on behalf of lenders. Schools are able to receive Federal Stafford Loan and Federal PLUS Loan disbursements from a single agency but still maintain their preferred lenders. For more information visit www.cslf.com. The Education Resources Institute (TERI TERI The Education Resources Institute (education financing) TERI Tata Energy Research Institute (India) TERI The Energy and Resources Institute (India) ) Brian Cox This article is about the actor. For the physicist, see Brian Cox (physicist). For the director, see Brian Cox (director). For the football player, see Bryan Cox. Brian Denis Cox, CBE (born June 1, 1946) is a Scottish actor. Vice President for Sales 31 St. James Ave. 6th Floor Boston, MA 02116 Phone: (888) 255-TERI E-mail: cox@teri.org www.TERI.org About Us: The nations leading non-profit provider of education financing and information services See Information Systems. , The Education Resources Institute (TERI) offers a variety of education loan programs for students from elementary through post-graduate studies. Since 1985, financial aid administrators have relied on us to support their students and families through the challenges of education financing. Products/Services: TERI offers an array of products end services to students and families. Loan programs are available across the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. and Canada, and may be used for undergraduate, graduate, part-time studies, those seeking a second undergraduate degree “First degree” redirects here. For the BBC television series, see First Degree. An undergraduate degree (sometimes called a first degree or simply a degree and elementary and secondary education. From online application and status check to downloadable promissory notes promissory note, unconditional written promise to pay a certain sum of money at a definite time to bearer or to a specified person on his order. Promissory notes are generally used as evidence of debt. and fast funding, TERI exceeds student expectations. For additional information visit TERI an the web at TERI.org or call 800) 255-TERI. TG P.O. Box 201725 Austin, TX 78720-1725 Phone: (800) 252-9743 www.tgslc.org As an administrator of the Federal Family Education Loan Program (FFELP), TG works with financial aid partners nationwide to simplify financial aid processing for aid administrators and the students and families they serve. TG provides innovative solutions, insightful resources, and effective default prevention strategies. Within the FFELP, TG checks student loan applications for eligibility, monitors student loan status, pays claims to lenders if necessary, and conducts compliance reviews of schools participating in the program. In addition, TG shares information about college planning with families and students to help ensure educational access and success. LOAN MARKETERS Chela che·la n. pl. che·lae A pincerlike claw of a crustacean or arachnid, such as a lobster, crab, or scorpion. [New Latin ch Financial 388 Market Street, 12th Floor San Francisco San Francisco (săn frănsĭs`kō), city (1990 pop. 723,959), coextensive with San Francisco co., W Calif., on the tip of a peninsula between the Pacific Ocean and San Francisco Bay, which are connected by the strait known as the Golden , CA 94111 Phone: (415) 283-2800 FAX: (415) 283-2888 Toll Free: (800) 347-4352 loans4students.org Mission Statement: Chela Financial will put lifelong education within reach of all who aspire as·pire intr.v. as·pired, as·pir·ing, as·pires 1. To have a great ambition or ultimate goal; desire strongly: aspired to stardom. 2. by providing education finance products and services. * The AcademicEdge[R] Loan: A flexible, convenient, credit based consumer education loan program. * The CalEdge No Fee Loan: Cosponsored by the California Educational Facilities Authority (CEFA CEFA Closed-End Fund Association CEFA Comitato Europeo per la Formazione e l'Agricoltura CEFA Central European Fair Alliance CEFA Certified EFFAS Financial Analyst (European Federation of Financial Analysts Societies) ), a department of the California State Treasurer's Office. CalEdge offers a fixed-rate for students at participating California schools and helps meet costs not covered not covered Health care adjective Referring to a procedure, test or other health service to which a policy holder or insurance beneficiary is not entitled under the terms of the policy or payment system–eg, Medicare. Cf Covered. by traditional financial aid. * Federal Stafford and PLUS Loans: Offering some of the best interest rate discounts in the nation. Discounts begin immediately upon repayment, unlike most other loan providers. New Golden State Bonus Benefits program provides additional savings in the form of rebate rebate, partial refund of the total price paid for goods or services. In the United States, rebates were historically given by railroads to favored shippers as a return on transportation charges. to California students, transfer students and educators. Rebates are for full origination fee A charge imposed by a lending institution or a bank for the service of processing a loan. For example, a bank might charge an individual who has applied for a student loan an origination fee of one percent for processing the application and granting the loan. and more. * OnePay Consolidation Loan: This program can make repayment of student loans simpler and more affordable by combining all of your eligible federal student loans into one new loan with one low payment. Current interest rates are some of the lowest in history. New Golden State Bonus Benefits can save California residents as much as $2000 off their consolidation loan balance. News: As one of the leading not-for-profit education finance companies in the nation, Chela Financial is committed to helping students and their families find the financial resources to unleash their potential through loans, scholarships and information. The company is actively involved in community-based programs and has dedicated more that $2 million to scholarship and outreach programs. For additional information, visit their Web site at loans4students.org. Collegiate col·le·giate adj. 1. Of, relating to, or held to resemble a college. 2. Of, for, or typical of college students. 3. Of or relating to a collegiate church. Funding Services, LLC (Logical Link Control) See "LANs" under data link protocol. LLC - Logical Link Control 100 Riverside Parkway Fredericksburg, Virginia Fredericksburg is an independent city in the U.S. Commonwealth of Virginia, 50 miles south of Washington, D.C., and 55 miles north of Richmond, Virginia. As of the 2000 census, the city had a population of 19,279. 22406 Toll free: (800) 762-6441, ext. 5292 www.cfsloans.com Mission Statement: Collegiate Funding Services (CFS CFS abbr. chronic fatigue syndrome CFS, n.pr See syndrome, chronic fatigue. CFS Chronic fatigue syndrome, see there ) is a leading nationwide provider of innovative solutions for education financing and debt management. Overview: CFS enjoys a superior reputation with our customers, business partners, and members of the higher education community. To date, financial aid professionals at more than 350 colleges end universities nationwide have established relationships with CFS for promotion of comprehensive suite of low-cost Stafford, PLUS, Private Education and Consolidation Loans and our popular collegeexit online entrance and exit counseling Exit counseling, also termed strategic intervention therapy, cult intervention or thought reform consultation is an intervention designed to persuade an individual to leave a group perceived to be a cult. service. Products/Services: * The CFS Stafford Loan is one of the leading Stafford programs offering numerous moneysaving advantages to students including a 1% credit of the-then current principal balance after 12 consecutive payments; a 1% interest rate reduction after making 36 consecutive payments and an immediate 0.25% interest rate reduction for auto debt of payments. * In total, the average undergraduate can save over $1,022 over the life of the loan by taking advantage of all the benefits offered by CFS. * The CFS Parent PLUS Loan is one of the leading parent loan programs offering tremendous money-saving borrower benefits including 0% guarantee fee, a credit of 3% of the then-current principal balance after 36 monthly payments are made on-time, and 0.25% interest rate reduction when using ACH (Automated Clearing House) A system of the U.S. Federal Reserve Bank that provides electronic funds transfer (EFT) between banks. It is used for all kinds of fund transfer transactions, including direct deposit of paychecks and monthly debits for routine payments to to make monthly payments. * In total, the average parent can save over $500.00 over the life of the loan by taking advantage of all benefits offered by CFS. * CFS offers e variety of privately-insured student loans to finance all or a portion of a student's higher education. We offer beneficial programs for undergraduates, graduate students, continuing education continuing education: see adult education. continuing education or adult education Any form of learning provided for adults. In the U.S. the University of Wisconsin was the first academic institution to offer such programs (1904). students and K-12 students. * Real World Loan Federal Consolidation Program is one of the nation's leading student load refinance Refinance 1. When a business or person revises their payment schedule for repaying debt. 2. Replacing an older loan with a new loan offering better terms. Notes: When a business refinances they typically extend the maturity date. products offering graduates the ability to lock in the lowest rates in the 36-year history of the student loan program. Graduates may also qualify for additional moneysaving interest rate discounts of up to 1.25% *. CFS offers our graduates the benefit of combining multiple loans into a single monthly payment and bill, repayment flexibility, and no application fees or charges. Graduates can apply easily over the telephone or online, and there are no fees to pay or prepayment penalties Prepayment penalty A fee a borrower pays a lender when the borrower repays a loan before its scheduled time of maturity. . * The Real World Private Loan Consolidation Program is one of the few consolidation products available to the growing number of graduates with privately-insured student loans. Graduates will benefit from refinancing Refinancing An extension and/or increase in amount of existing debt. their multiple privately-insured student loans into one refinanced loan with lower monthly payments and one simple billing statement. Graduates can apply easily over the telephone or online, and there are no out-of-pocket expenses out-of-pocket expenses n. moneys paid directly for necessary items by a contractor, trustee, executor, administrator or any person responsible to cover expenses not detailed by agreement. . News: Please view our website Nww.cfsloans.com for news and information. Schools interested in offering our money-saving enlighten en·light·en tr.v. en·light·ened, en·light·en·ing, en·light·ens 1. To give spiritual or intellectual insight to: PLUS program may contact CFS at the number displayed above. * Limited time offers. Please call for details on current offerings. Connecticut Student Loan Foundation (CSLF) See our ad under Guarantors KeyCorp 127 Public Square Cleveland, OH 44114 Telephone: (800) 540-1855 www.key.com/educate Mission Statement: For 50 years, Key Education Resources[R] has provided families federal and private parent and student education loans, payment plans, planning tools, helpful advice, and exceptional customer service. Key also offers tools specifically designed to make your job as a School Administrator or Financial Aid Administrator easier. KeyCorp is one of the nation's largest bank-based financial services The examples and perspective in this article or section may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. companies, with assets of over $85 billion. Products/Services: * Education leans with competitive interest rates--Federal, Undergraduate, Graduate, Professional and Career/Continuing Education loan programs. * Loan consolidation programs--help make repayment easier to manage and free up cash each month. * Monthly Payment Plan--Affordable interest-free payment plans to meet the individual needs of schools and their families. * Key On-Line--Easy access to Monthly Payment Plan information. * Easy application and renewal--Families can easily and quickly apply and renew online. * Repayment incentives--several programs/options that save families money. * Materials Order Form--Order collateral material online. * Entrance/Exit Counseling Presentations--Downloadable presentations designed for FAAs. * Short-term Medical Insurance--An affordable option for your recent graduates. News: Key Education Resources--Helping families make the right choices. Planning for education financing/funding can seem like an education in itself. Whether you or your child is starting college, graduate school, or continuing an education, we have the right program. Key has helped students and families achieve their education goals for 50 years. Student Loan Funding Resources, LLC. One West Fourth Street Suite 300 Cincinnati, OH 45201 Fax: (513) 763-4340 Toll free: (877) 477-7537 www.studentloanfunding.com Mission Statement: Student Loan funding is a student loan lender with the sole mission of expanding access to higher education. Since 1981, we have assisted 1 million students, extending more than $7 billion in financial aid. Products/Services: * Federal Stafford Loans * Federal PLUS Loans * Private Education Loans * Consolidation Loans * Customized web tools to help schools and organizations streamline the delivery of financial aid information and increase awareness of the affordability of a higher education. The Education Resources Institute (TERI) Brian Cox Vice President for Sales 31 St. James Ave. 6th Floor Boston, MA 02116 Phone: (800) 255-TERI E-mail: cox@teri.org www.TERI.org About Us: The nations leading non-profit provider of education financing and information services, The Education Resources Institute (TERI) offers a variety of education loan programs for students from elementary through post-graduate studies. Since 1985, financial aid administrators have relied on us to support their students and families through the challenges of education financing. Products/Services: TERI offers an array of products and services to students and families. Loan programs are available across the United States and Canada, and may be used for undergraduate, graduate, part-time studies, those seeking a second undergraduate degree and elementary and secondary education. From online application and status check to downloadable promissory notes and fast funding, TERI exceeds student expectations. For additional information visit TERI on the web at TERI.org or call (800) 255-TERI. LOAN ORIGINATORS Access Group, Inc. 1411 Foulk Road Wilmington, DE 19803-0430 (800) 282-1550 accessgroup.org Access Group, Inc. is a nonprofit organization Nonprofit Organization An association that is given tax-free status. Donations to a non-profit organization are often tax deductible as well. Notes: Examples of non-profit organizations are charities, hospitals and schools. that has provided access to graduate and professional education for 20 years. It offers no-fee Federal Stafford Loans and private loans for students financing their law, medical, dental, health, business, and other graduate degrees. Access Group also offers a sponsor loan through which an individual can borrow on behalf of a student at any enrollment level. In addition, Access Group offers Federal Consolidation Loans and provides financial planning Financial planning Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against , need analysis, and debt management services to students and financial aid administrators. For more information, visit accessgroup.org. Nelnet (National Education Loan Network) 121 South 13th Street, Suite 400 Lincoln, NE 68508 (877) 564-2696 www.nelnet.net Description: Nelnet is a leading, vertically integrated education The Integrated Education movement in Northern Ireland is an attempt to bring together children, parents and teachers from both Roman Catholic and Protestant traditions, the aim being to provide a balanced education, while allowing the opportunity to understand and respect all finance company, focused on providing quality products and services to participants in the education finance process. Nelnet originates, holds, and services student loans, principally loans originated under the Federal Family Education Loan Program, referred to as the FFEL FFEL Federal Family Education Loan Program or FFELP. Nelnet offers a broad range of financial services and technology-based products, including student loan origination The examples and perspective in this article or section may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. and lending, student loan and guarantee servicing and a suite of software solutions. The company's infrastructure, technological expertise and breadth of product and service offerings connect the key constituents of the student loan process, including lenders, financial aid officers, guaranty As a verb, to agree to be responsible for the payment of another's debt or the performance of another's duty, liability, or obligation if that person does not perform as he or she is legally obligated to do; to assume the responsibility of a guarantor; to warrant. agencies, governmental agencies, student and parent borrowers, and servicers, thereby streamlining the education finance process. Products/Services: Our products include an Internet-based financial aid delivery and management system, an Internet-based Joan origination system and a centralized cen·tral·ize v. cen·tral·ized, cen·tral·iz·ing, cen·tral·iz·es v.tr. 1. To draw into or toward a center; consolidate. 2. disbursement agent service. Our "open architecture" origination products afford schools the flexibility to work with multiple lenders of their choice. These products are directly integrated into our servicing platform, which provides various features such as loan approval, disbursement of funds, customer service, account maintenance, federal reporting and billing collections, payment processing, default aversion a·ver·sion n. 1. A fixed, intense dislike; repugnance, as of crowds. 2. A feeling of extreme repugnance accompanied by avoidance or rejection. , claim filing and uninsured loan recovery. Our software products include: * Nteract: our Internet-based student loan origination system. * Nconcert: our Internet-based financial aid delivery and management system. * Ntrust: our centralized disbursement agent service. * Ngenius: our origination and disbursement engine that supports Nconcert, Ntrust and Nteract. * Nservice: our servicing system for FFELP and private loans. News: Visit www.nelnet.net for the latest news and information regarding Nelnat's product, service, and technology offerings. NOWLoans 800 W. Jefferson Kirksville, MO 63501 888) 389-9622 Fax (660) 626-2005 www.nowloans.org Mission Statement: We aim to provide a great loan product paired with outstanding personal customer service. Products/Services: NOWLoans provides Stafford loans with no fees to students in accredited accredited recognition by an appropriate authority that the performance of a particular institution has satisfied a prestated set of criteria. accredited herds cattle herds which have achieved a low level of reactors to, e.g. programs nationwide. We also have the Signature Student[R] Loan, which is a private, alternative loan. With good credit, there are no fees on our private loan. Eligible students receive 3.3% cash back on repayment of Stafford loans. See our website for details on the programs we serve. News: Dental students are now eligible for our loans with no fees! There's no catch, no disclaimer (networking) disclaimer - Statement ritually appended to many Usenet postings (sometimes automatically, by the posting software) reiterating the fact (which should be obvious, but is easily forgotten) that the article reflects its author's opinions and not necessarily those of the , nothing added back later: just simply "no fees." PNC PNC Purdue University North Central (Westville, Indiana) PnC Point 'n Click PNC Police National Computer PNC People's National Congress (Guyana) PNC People's National Congress Bank Education Loan Center 2500 Liberty Avenue Pittsburgh, PA 15222 Phone: (800) 762-1001 www.eduloans.pncbank.com Mission Statement: Since 1965, PNC Bank has made the education loan process as easy as possible by providing a comprehensive selection of loans so that a family can find all the higher education financing they need at one convenient place. Products/Services: The PNC Bank Education Loan Center offers a w/de array of both federal and private loans to help finance your higher education. We have an entire staff dedicated to answering questions about the loan process. We also offer savings to students with our National Discount Loan, Keystone key·stone n. 1. Architecture The central wedge-shaped stone of an arch that locks its parts together. Also called headstone. 2. The central supporting element of a whole. BEST[sm] and aes BEST[sm] loan programs. Loan choices include: Federal Stafford Loan (Subsidized and Unsubsidized). Federal Parent Loan for Undergraduate Students (PLUS Loan), Federal Consolidation Loan, and the PNC Bank Resource Loan. PNC Bank's Manageable PLUS Program allows a parent to delay payments for up to four academic years. Keystone and aes BEST[sm] programs feature no up front fees and repayment incentives. For more information visit our web site or call (800) 762-1001. News: PNC Bank is a proud sponsor of the Big 33 Academic Scholarship for deserving de·serv·ing adj. Worthy, as of reward, praise, or aid. n. Merit; worthiness. de·serv  ing·ly adv. high school seniors in Ohio or Pennsylvania. The Education Resources Institute (TERI) Brian Cox Vice President for Sales 31 St. James Ave. 6th Floor Boston, MA 02116 Phone: (800) 255-TERI E-mail: cox@teri.org www.TERL TERL Traffic Engineering Research Laboratory org About Us: The nations leading non-profit provider of education financing and information services, The Education Resources Institute (TERI) offers a variety of education loan programs for students from elementary through post-graduate studies. Since 1985, financial aid administrators have relied on us to support their students and families through the challenges of education financing. Products/Services: TERI offers an array of products and services to students and families. Loan programs are available across the United States and Canada, and may be used for undergraduate, graduate, part-time studies, those seeking a second undergraduate degree and elementary and secondary education. From online application and status check to downloadable promissory notes and fast funding, TERI exceeds student expectations. For additional information visit TERI on the web at TERt.org or call (800) 255-TERI. SECONDARY MARKETS Chela Financial 388 Market Street, 12th Floor San Francisco, CA 94111 Phone: (415) 283-2800 FAX: (415) 283-2888 Toll Free: (800) 347-4352 loans4students.org Mission Statement: Chela Financial will put lifelong education within reach of all who aspire by providing education finance products and services. * The AcademicEdge[R] Loan: A flexible, convenient, credit based consumer education loan program. * The CalEdge No Fee Loan: Cosponsored by the California Educational Facilities Authority (CEFA), a department of the California State Treasurer's Office. CalEdge offers a fixed-rate for students at participating California schools and helps meet costs not covered by traditional financial aid. * Federal Stafford and PLUS Loans: Offering some of the best interest rate discounts in the nation. Discounts begin immediately upon repayment, unlike most other loan providers. New Golden State Bonus Benefits program provides additional savings in the form of rebate to California students, transfer students and educators. Rebates are for full origination fee and more. * OnePay Consolidation Loan: This program can make repayment of student loans simpler and more affordable by combining all of your eligible federal student loans into one new loan with one low payment. Current interest rates are some of the lowest in history. New Golden State Bonus Benefits can save California residents as much as $2000 off their consolidation loan balance. News: As one of the leading not-for-profit education finance companies in the nation, Chela Financial is committed to helping students and their families find the financial resources to unleash their potential through loans, scholarships and information. The company is actively involved in community-based programs and has dedicated more that $2 million to scholarship and outreach programs. For additional information, visit their Web site at loans4students.org. SERVICES Affiliated Computer Services Affiliated Computer Services (ACS) (NYSE: ACS) is a Fortune 500 company that provides information technology outsourcing as well as business process outsourcing solutions to businesses, government agencies, and non-profit organizations. , Inc. (ACS (Asynchronous Communications Server) See network access server. ) One World Trade Center Suite 2200 Long Beach, CA 90831-2200 www.acs-inc.com/education ACS is a leading provider of business process and IT outsourcing (1) Contracting with outside consultants, software houses or service bureaus to perform systems analysis, programming and datacenter operations. Contrast with insourcing. See netsourcing, ASP, SSP and facilities management. solutions to clients worldwide. In Higher Education, ACS has over 35 years of experience providing outsourcing solutions to over 1,000 college and university clients. Our clients are able to focus on students while we streamline internal processes, reduce costs, and deliver best practices, skills, and technology. Outsourcing back offices processes to ACS can ACS CAN American Cancer Society Cancer Action Network reduce the pressure on you (and your budget) so you can invest in your students. Why ACS? * Worldwide leader in business process and IT outsourcing * Contracts with 1,000+ colleges & universities * 35+ years in higher education outsourcing * Leading provider of loan servicing Loan servicing is the process by which a mortgage bank or subservicing firm collects the timely payment of interest and principal from borrowers. The level of service varies depending on the type loan and the terms negotiated between the firm and the investor seeking their services. &financial aid outsourcing Focus on your students, let ACS manage the process: * Loan Origination & Servicing * Campus e-Commerce * Receivables Receivables An asset designation applicable to all debts, unsettled transactions or other monetary obligations owed to a company by its debtors or customers. Receivables are recorded by a company's accountants and reported on the balance sheet, and they and include all debts owed Management * Tax Credit Reporting * Financial Aid * Imaging, Data Entry, Workflow The automatic routing of documents to the users responsible for working on them. Workflow is concerned with providing the information required to support each step of the business cycle. * Human Resources The fancy word for "people." The human resources department within an organization, years ago known as the "personnel department," manages the administrative aspects of the employees. * Finance and Accounting * Customer Care/Call Center * Information Technology Call Matt Johnner at (214) 584-5242 to learn more about how your institution can improve performance by outsourcing with ACS. FINANCIAL AID SERVICES 1775 The Exchange, Suite 400 Atlanta, GA 30339 Phone: 770.988.9447, ext. 11 www.FinancialAidServices.org About Us: Established in 1991, FAS supports Financial Aid Offices and Business Offices in successful and timely delivery of student financial aid We have served over 300 clients, representing all sectors of higher education--public, private and community colleges. Based in Atlanta, FAS employs approximately 50 permanent and part-time staff. We have a reputation for quality, reliability, professionalism, and commitment. Services: Each school has a unique culture and purpose. Therefore, we tailor our services to satisfy each school's unique requirements. We offer services to improve operational efficiency, student satisfaction and regulatory compliance. The services include: * Interim Staffing * Consulting * Processing Support * Customized Services At FAS, outstanding service is not just a thought, it is our core value. Nelnet (National Education Loan Network) 121 South 13th Street, Suite 400 Lincoln, NE 68508 (877) 564-2696 www.nelnet.net Description: Nelnet is a leading, vertically integrated education finance company, focused on providing quality products and services to participants in the education finance process. Nelnet originates, holds, and services student loans, principally loans originated under the Federal Family Education Loan Program, referred to as the FFEL Program or FFELP. Nelnet offers a broad range of financial services and technology-based products, including student loan origination and lending, student loan and guarantee servicing and a suite of software solutions. The company's infrastructure, technological expertise and breadth of product and service offerings connect the key constituents of the student loan process, including lenders, financial aid officers, guaranty agencies, governmental agencies, student and parent borrowers, and servicers, thereby streamlining the education finance process. Products/Services: Our products include an Internet-based financial aid delivery and management system, an Internet-based loan origination system and a centralized disbursement agent service. Our "open architecture" origination products afford schools the flexibility to work with multiple lenders of their choice. These products are directly integrated into our servicing platform, which provides various features such as loan approval, disbursement of funds, customer service, account maintenance, federal reporting and billing collections, payment processing, default aversion, claim filing and uninsured loan recovery. Our software products include: * Nteract: our Internet-based student loan origination system. * Nconcert: our Internet-based financial aid delivery and management system. * Ntrust: our centralized disbursement agent service. * Ngenius: our origination and disbursement engine that supports Nconcert, Ntrust and Nteract. * Nservice: our servicing system for FFELP and private loans. News: Visit WWN WWN World Wide Name WWN Weekly World News WWN World Wide Network WWN With Winch WWN World Wide Net, Inc. WWN World Webcasting Network WWN Wizarding Wireless Network WWN World Wide Number WWN Workshop Website Network .nelnet.net for the latest news and information regarding Nelnet's product, service, and technology offerings. SOFTWARE AND SYSTEMS Nelnet (National Education Loan Network) 121 South 13th Street, Suite 400 Lincoln, NE 68508 (877) 564-2696 www.nelnet.net Description: Nelnet is a leading, vertically integrated education finance company, focused on providing quality products and services to participants in the education finance process. Nelnet originates, holds, and services student loans, principally leans originated under the Federal Family Education Loan Program, referred to as the FFEL Program or FFELP. Nelnet offers a broad range of financial services and technology-based products, including student loan origination and lending, student loan and guarantee servicing and a suite of software solutions. The company's infrastructure, technological expertise and breadth of product and service offerings connect the key constituents of the student loan process, including lenders, financial aid officers, guaranty agencies, governmental agencies, student and parent borrowers, and servicers, thereby streamlining the education finance process. Products/Services: Our products include an Internet-based financial aid delivery and management system, an Internet-based loan origination system and a centralized disbursement agent service. Our "open architecture" origination products afford schools the flexibility to work with multiple lenders of their choice. These products are directly integrated into our servicing platform, which provides various features such as loan approval, disbursement of funds, customer service, account maintenance, federal reporting and billing collections, payment processing, default aversion, claim filing and uninsured loan recovery. Our software products include: * Nteract: our Internet-based student loan origination system. * Nconcert: our Internet-based financial aid delivery and management system. * Ntrust: our centralized disbursement agent service. * Ngenius: our origination and disbursement engine that supports Nconcert, Ntrust and Nteract. * Nservice: our servicing system for FFELP and private loans. News: Visit www.nelnet.net for the latest news and information regarding Nelnet's product, service, and technology offerings. SunGard Philanthropic phil·an·throp·ic also phil·an·throp·i·cal adj. 1. Of, relating to, or marked by philanthropy; humanitarian. 2. Organized to provide humanitarian or charitable assistance: and Family Office Solutions 104 Inverness Inverness, town, Scotland Inverness (ĭn'vərnĕs`), town (1991 pop. 39,736), Highland, N Scotland, on the Moray Firth at the mouth of the Ness River. Center Place Suite 325 Birmingham, AL 35242 Phone: (888) 441-9935 SunCard Philanthropic and Family Office Solutions provides an integrated suite of products that includes general ledger General Ledger A company's accounting records. This formal ledger contains all the financial accounts and statements of a business. Notes: The ledger uses two columns: one records debits, the other has offsetting credits. and investment portfolio accounting. This solution is designed specifically to meet the complex structures and wide asset ranges for foundations, as well as manage planned giving Planned Giving is an area of fundraising that refers to several specific gift types that can be funded with cash or property. These gift vehicles are based on United States tax law. trusts and permanent endowments. These solutions help solve the problem of labor-intensive spreadsheets The following is a list of spreadsheets. Freeware/open source software Online spreadsheets
v. au·to·mat·ed, au·to·mat·ing, au·to·mates v.tr. 1. To convert to automatic operation: automate a factory. 2. and integrated solutions. The result is a holistic Holistic A practice of medicine that focuses on the whole patient, and addresses the social, emotional, and spiritual needs of a patient as well as their physical treatment. Mentioned in: Aromatherapy, Stress Reduction, Traditional Chinese Medicine view of asset management for you and your donors. For a software demonstration or more information, contact us at moreinfo@sungard.com or visit us at www.asset.sungard.com. TUITION PAYMENT PLANS FACTS Tuition Management 100 N. 56th Street, Suite 306 Lincoln, NE 68504 Phone (800) 609-8056 www.factsmgt.com Co-Sourced Tuition Management Solutions for Higher Education Products/Services: Online payment processing featuring e-Cashier[TM] Customized plans to meet both student and institution needs * Reduce the tedious work for your staff * You remain in control Designed to fit your academic calendar(s) Multiple payment choices * Bank Accounts * Credit Card * Invoices Real-time online information system * Available 24/7 * Integrate with your student information system Reconciliation process to check data between systems Benefits for Students * Help them afford more classes * Boost enrollment retention * No credit check * Online signup Over 3,000 educational institutions and more than 450,000 students and families are co-sourcing with FACTS Management Company to provide solutions to tuition payment collection challenges. We design our payment solutions to provide the greatest flexibility for students and families while maintaining financial and information control for your institution. When you co-source with FACTS, we join with you as part of a consultative team to serve your staff and students better. KeyCorp 127 Public Square Cleveland, OH 44114 Telephone: (800) 540-1855 www.key.com/educate Mission Statement: For 50 years, Key Education Resources[R] has provided families federal and private parent and student education loans, payment plans, planning tools, helpful advice, and exceptional customer service. Key also offers tools specifically designed to make your job as a School Administrator or Financial Aid Administrator easier. KeyCorp is one of the nation's largest bank-based financial services companies, with assets of over $85 billion. Products/Services: * Education loans with competitive interest rates--Federal, Undergraduate, Graduate, Professional and Career/Continuing Education loan programs. * Loan consolidation programs--help make repayment easier to manage and free up cash each month. * Monthly Payment Plan--Affordable interest-free payment plans to meet the individual needs of schools and their families. * Key On-Line--Easy access to Monthly Payment Plan information. * Easy application and renewal--Families can easily and quickly apply and renew online. * Repayment incentives--several programs/options that save families money. * Materials Order Form--Order collateral material online. * Entrance/Exit Counseling Presentations--Downloadable presentations designed for FAAs. * Short-term Medical Insurance--An affordable option for your recent graduates. News: Key Education Resources--Helping families make the right choices. Planning for education financing/funding can seem like an education in itself. Whether you or your child is starting college, graduate school, or continuing an education, we have the right program. Key has helped students and families achieve their education goals for 50 years. |
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