Smart stops on the web.PERSONAL FINANCIAL PLANNING Financial planning Evaluating the investing and financing options available to a firm. Planning includes attempting to make optimal decisions, projecting the consequences of these decisions for the firm in the form of a financial plan, and then comparing future performance against SITES A Free Plan for the Future www.atlanticfinancial.com Investors can get a free financial plan by filling out a short online questionnaire at this site. For a thorough analysis, they can download a comprehensive form and mail it to Atlantic Financial, an independent investment firm in Westboro, Massachusetts. A representative from the company will contact the investor to discuss his or her information in detail. Visitors also can get mutual fund advice and a range of articles on personal financial planning (PFP PFP - Plastic Flat Package ), 401(k) plans and Social Security benefits. Dive Into Savings www.springboardyourwealth.com The Santa Ana, California-based PFP firm Springboard Planning and Advisory Group has information on its Web site about building wealth, cutting taxes and protecting assets. When users fill out their free online financial planning survey, they receive projections for tax savings based on varying initial contributions and information about other PFP methods. A Wealth of Information www.dtonline.com Deloitte & Touche Online's Personal Finance Advisor offers publications and tips, financial analysis, information about preserving and transferring wealth and a tax planning Tax planning Devising strategies throughout the year in order to minimize tax liability, for example, by choosing a tax filing status that is most beneficial to the taxpayer. guide. The site also features the Tax Week in Review, with current events from Capitol Hill. A Web Site for Women www.ivillage.com The Women's Network is for "busy women sharing solutions and advice." Its home page features topics such as budgeting, divorce and salary. The money channel includes information on debt consolidation and PFP. Article titles include "A Man Is Not a Retirement Plan" "Cut Your Mutual Fund Taxes" and "Tax Savvy Investing: Five Tips." Financial Terms Defined www.tiaa.cref.org/libra/dictionary The TIAA-CREF TIAA-CREF Teachers Insurance and Annuity Association - College Retirement Equities Fund Dictionary of Financial Terms lists words from "accrued interest Accrued Interest The interest that has accumulated on a bond since the last interest payment up to but not including the settlement date. There are two methods for calculating accrued interest: 1) 360-day year method, used for corporate and municipal bonds. " to "valuation period" and their meanings. Users can access a library with articles such as "Making Sense of Social Security" "Principles of Sound Investing" and "Taxes and Estate Planning Estate Planning The overall planning of a person's wealth, including the preparation of a will and the planning of taxes after the individual's death. Notes: Contrary to popular belief, estate planning involves much more than preparing a will, and it is not only for the ." For the Financial Adviser www.financial-planning.com The Financial Planning Interactive Web site is tailored to the independent financial adviser and offers free membership and a free e-newsletter. Sections on financial planning, investments, practice management and practice transitions feature articles, industry surveys and news. Also available are financial calculators and the opportunity to earn continuing education continuing education: see adult education. continuing education or adult education Any form of learning provided for adults. In the U.S. the University of Wisconsin was the first academic institution to offer such programs (1904). credits that are reported to the Certified Financial Planner Certified Financial Planner (CFP) A person who has passed examinations accredited by the Certified Financial Planner Board of Standards, showing that the person is able to manage a client's banking, estate, insurance, investment, and tax affairs. Board of Standards. Estate Planning for Consumers www.estateplanning.com This site has a database to locate local estate planners, a frequently asked questions section, and a tax and probate calculator. Related articles also are available with titles such as "Information Needed to Probate an Estate" and "Seniors Can Act Now to Derail de·rail intr. & tr.v. de·railed, de·rail·ing, de·rails 1. To run or cause to run off the rails. 2. Probate for Survivors/Heirs." GENERAL INTEREST SITES How-To for Small Biz www.office.com Small-business owners can get information on how to start, run and promote their companies here. Free articles include "Legal Planning in a Family Business," "Market Research Key to Foreign Markets" and "Prepaid Legal Plans: A Low Risk Strategy for Growing Your Firm." The Business Information Center offers a search function on present patents and trade names. Visitors also can download free desktop toys like basketball, darts and a virtual pendulum. New York's New Labor Problems www.labor.state.ny.us/index.html The New York New York, state, United States New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of State Department of Labor Web site includes a section on how the agency is responding to the events of September 11th--with information about disaster unemployment assistance, reemployment services and unemployment insurance. Also available are links to other employment sites including the Career Resource Library, Career Zone and Job Bank. Articles of Interest to Retirees www.aarp.org The American Association of Retired Persons American Association of Retired Persons: see AARP. Web site offers news articles and updates on topics including computers and technology, legislative issues, and money and work. The Breaking News section offers links to news stories on Social Security, Medicare and long-term care long-term care (LTC), n the provision of medical, social, and personal care services on a recurring or continuing basis to persons with chronic physical or mental disorders. . Financial Tools From A-Z http://www-sci.lib.uci.edu/HSG/ RefCalculators1A.html Users can find more than 14,000 online calculators at Martindale's Reference Desk. By clicking the Finance-Personal link, visitors can access useful calculators such as the Cardcalc Wizard, which figures out "the true hidden costs" of using credit cams and making only minimum payments. Also, mortgage calculators are available for determining loan qualifications and payment amounts. |
|
||||||||||||||||||
Printer friendly
Cite/link
Email
Feedback
Reader Opinion