Self-employed lack benefits. (Income Security).OTTAWA Ottawa, city, Canada Ottawa (ŏt`əwə), city (1991 pop. 313,987), capital of Canada, SE Ont., at the confluence of the Ottawa and Rideau rivers. Hull, Que. -- A large group of self-employed people aged 15 to 69 have no extended health, dental and disability insurance plans. An article in Perspectives, a Statistics Canada publication reports that in 2000, 41% of the nearly 2.1 million self-employed Canadians had no coverage in any of the three health-related insurance plans. Most cited cost as the main reason for non-coverage. Only about 17%--mostly well-educated and with high employment income ($60,000 or more)--had coverage in all three plans. A large proportion of the self-employed acquire coverage in health and dental plans by piggybacking Gaining access to a restricted communications channel by using the session another user already established. Piggybacking can be defeated by logging out before leaving a workstation or terminal or by initiating a protected mode, such as via a screensaver, that requires re-authentication on the employer-sponsored plan employer-sponsored plan, n a program supported totally or in part by an employer or group of employers to provide dental benefits for employees. The plan may be administered directly by the employer or another person or group under a contractual of a spouse spouse A legal marriage partner as defined by state law or close relative. For others the most feasible option is the more expensive direct purchase. Almost 7 in 10 self-employed workers in the accommodation and food service industry had no coverage, likely because they could not afford it. |
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