Security Service FCU Extends PULSE Participation; Agreement with Credit Union Includes Signature Debit Processing, Continued Committee Participation.

HOUSTON -- Security Service Federal Credit Union, a $3.9 billion institution with more than 590,000 members, has extended its participation agreement with PULSE EFT Association LP, one of the nation's leading ATM/debit networks. Under the terms of the agreement, PULSE will continue to provide signature debit support services to the San Antonio, Texas-based credit union, which operates 20 branches in Texas and eight in Colorado.

A PULSE participant since 1984, Security Service FCU is represented on PULSE's Financial Institution Oversight Committee, as well as the network's Operations Committee.

"Security Service Federal Credit Union has been a key PULSE participant for more than 20 years," said David Schneider, PULSE president. "This extension confirms that PULSE continues to deliver superior value to the electronic banking program of one of the country's largest credit unions."

"SSFCU and PULSE have similar goals and philosophies: to provide financial products and services of the highest value, quality and convenience," said David E. Reynolds, president and CEO of Security Service FCU. "Extending our participation in the PULSE network helps us to continue to meet the financial needs of our members effectively and efficiently."

About Security Service FCU

Security Service Federal Credit Union is the largest credit union in San Antonio and the 10th largest credit union in the nation. Security Service, recognized as a leader in the credit union industry, has implemented the latest technology to improve convenience and service to its members. With more than $3.9 billion in assets and membership exceeding 590,000, the credit union has 21 South Texas locations and eight Colorado facilities. For more information, visit www.ssfcu.org.

About PULSE EFT Association LP

PULSE is one of the nation's leading ATM/debit networks, currently serving more than 4,200 banks, credit unions and savings institutions across the country. PULSE is owned by Discover Financial Services LLC, a business unit of Morgan Stanley (NYSE:MS). The network links cardholders with nearly 250,000 ATMs and approximately 3.4 million POS terminals at retail locations nationwide. The company is also a valued resource for consumer research related to electronic payments and is committed to providing its participants with education on evolving products, services and trends in the payments industry. For more information, visit www.pulse-eft.com.