Sapiens to Build Core Applications for ADP Nederland BV Using Sapiens Emerge Solution.

Business Editors

RESEARCH TRIANGLE PARK, NC--(BUSINESS WIRE)--Oct. 24, 2000

Sapiens International Corporation N.V. (NASDAQ:SPNS), a global e-business solutions provider, today announced that Automatic Data Processing Nederland BV ("ADP"), a provider of computerized transaction processing, data communications and information services, chose Sapiens to build its ADRES Database and to implement an information Message Broker System.

At the customer's request, terms of the agreement were not disclosed.

In the first phase of the project, Sapiens will use eMerge, its comprehensive solution for the transition to e-business, to build ADP's ADRES Database, which will serve as a single repository for clients' contact information, such as addresses, contact persons, sales-persons, etc. This new repository will replace similar functionality across many diverse applications on a variety of platforms and will allow fast information retrieval. In the second phase of the project, Sapiens will use eMerge to build the ADP Message Broker, a customizable middleware application that "brokers" messages between various systems on a number of platforms. The initial use of the ADP Message Broker will be to notify ADP's existing, non-centralized systems of changes to clients' information in the new ADRES Database. This application will replace ADP's existing update processes.

Commenting on the project, Herman Pompe, ADP's Manager, Internal Systems said: "ADP Nederland BV has chosen Sapiens to build two systems: the ADRES database (ADP's Relation System), which is aimed at maintaining the data of all of our relations and a Message Broker system, which will deal with the changes in the decentralized systems. ADP Nederland BV have chosen Sapiens following the successful implementation of various projects and their ability to fully understand our business needs."

Yair Spitzer, Vice President, Sapiens UK, added: "We are delighted to have been awarded this eMerge project by ADP. Their confidence in us confirms our reputation in delivering end-to-end business-critical solutions, which enable full integration of a company's various systems."

About ADP

ADP Nederland BV offers systems and services for human resource management and payroll. ADP Nederland BV is the only company in Holland where the core business is payroll and human resource management. The company has 480 employees and more than US $ 52 million in revenues. Every month over 800.000 employees in Holland get their salary via ADP Nederland BV. The head office resides in Capelle aan den IJssel. Besides Capelle, ADP has offices in Utrecht and Nijmegen. ADP Nederland BV is part of ADP, Inc (NYSE: AUD - news). ADP, Inc has over US $6 billion in annual revenues and is one of the largest independent computing services firms in the world, with more than 450,000 clients. ADP provides computerised transaction processing, data communications, software, and information services to companies in virtually every industry. The Company continually uses technological advancements to develop innovative products that meet the long-term business needs of its clients. As a leading outsourcing vendor, ADP is leveraging its position to provide competitive, cost-effective services to its clients worldwide.

About Sapiens

Sapiens International (NASDAQ:SPNS) is a global e-business solutions provider. Sapiens delivers strategic end-to-end solutions that enable customers to capitalize on their IT assets in the transition to e-business. Sapiens' e-commerce solutions, such as eMerge Loan, eMerge Insure and eMerge Supply Chain, as well as its cross-industry offerings, such as eMerge and EuroMigration, apply new business models and processes in the emerging, dynamic world of e-business and help clients meet the challenges of euro migration and reengineering. Applying proven technologies, Sapiens ensures fast time-to-market and responsiveness to change.

Sapiens serves its growing customer base directly and through partnerships with such industry leaders as Cap Gemini, CSC, IBM and KPMG. The Company's installed base of customers includes 3M, Air France, Argos, Bosch, Groupe Andre, Honda, IBM, International Paper, Principal Financial and Siemens Energy and Automation and other multinational corporations.

You are invited to visit us on the World Wide Web at http://www.sapiens.com.

Except for historical information contained herein, the matters set forth in this release are forward-looking statements that are dependent on certain risks and uncertainties, including such factors, among others, as market acceptance, market demand, pricing, changing regulatory environment, changing economic conditions, risks in new product and service development, the effect of the company's accounting policies and other risk factors detailed in the Company's SEC filings.