Reviving judgments in Illinois: Illinois now has a revival of judgment statute that spells out what should be included in a petition to revive judgment and when one may be filed. It also makes clear that a properly revived judgment may be enforceable for 27 years. This article describes how the revival process works.
Seven years ago, PA 92-817 created a new standard procedure for reviving judgments. This Act added a new provision to the Illinois Code of Civil Procedure, 735 ILCS ILCS Illinois Compiled Statutes
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ILCS Improved Low-Cost Sonobuoy 5/2-1602, which combined provisions that had previously been scattered throughout the Code of Civil Procedure and remedied defects existing under the old procedure for reviving judgments.
On August 11, 2009, PA 96-305 further clarified the process. First, the August act provided that a petition may be "filed" during the seventh year or at any time thereafter. Before that, the statute said that a judgment may be "revived" during the seventh year. Using the word "filed" rather than "revived" seems to have cleared up any remaining confusion over whether it was mandatory to revive a judgment before it expired (that was never the case). Second, the wording of the statute of limitations A type of federal or state law that restricts the time within which legal proceedings may be brought.
Statutes of limitations, which date back to early Roman Law, are a fundamental part of European and U.S. law. was revised to make clear that the judgment need not be revived within 20 years but a petition must be filed within 20 years.
In Illinois, a judgment is valid forever. However, judgments may only be enforced for seven years from the date of the entry of judgment or the date of the judgment's last revival. (1) A judgment need not be revived before it becomes dormant, but once dormant it cannot be enforced until revived and all judgment liens based on it expire. (2) While a judgment may be revived at any time before the expiration of its 20-year life, it cannot be revived after 20 years, unless the revival proceeding was initiated prior to the expiration of the 20-year period. (3)
Accordingly, properly reviving a judgment to maintain the attachment and seniority of the judgment lien Noun 1. judgment lien - lien on a debtor's property that is granted to a creditor by court judgment; lien may be enforced by having the sheriff seize the property and hold a sheriff's sale
lien - the right to take another's property if an obligation is not discharged is of great importance. However, prior law was unclear about when and how a judgment could be revived. Further, the procedure that had evolved over the previous 70 years contained a number of unwieldy provisions that were legacies of the common law writ of ENTRY, WRIT OF. The name of a writ issued for the purpose of obtaining possession of land from one who has entered unlawfully, and continues in possession. This is a mere possessor action, and does not decide the right of property.
2. scire fatias.
The most prominent of these provisions was a requirement that a judgment be revived against all judgment debtors in the original action, which in turn required service on all judgment debtors in the revival action. This was true regardless whether the creditor wished to enforce the judgment against all debtors, or whether a given debtor held an interest in property against which a judgment lien had previously been recorded. (4) If a judgment creditor A party to which a debt is owed that has proved the debt in a legal proceeding and that is entitled to use judicial process to collect the debt; the owner of an unsatisfied court decision. was unable to locate and obtain service on all parties to the original action, the judgment could not be revived. This provision worked a great hardship upon creditors who were unable to locate all parties to the original case and whose liens lapsed as a result.
The purpose of the more recent law governing revivals was to clarify the revival process. It does so by specifying the required elements of the revival petition and setting forth a single procedure governing the timing and service of the petition and the continuation of judgment liens following revival.
This article describes the old law of revival of judgments and problems that arose under it, then explains how the newer law addresses those problems. It also describes how the revival process works under current law.
At common law, judgments were revived through the common law writ of scire fatias.' That writ was issued by the court in which the original judgment was entered, reciting the judgment and praying that the defendant show cause why a revivor should not be granted and execution issued thereon. (6)
The writ of scire fatias required an affidavit reciting the existence of and details regarding the prior judgment. (7) Under early Illinois law, where a party delayed execution on a judgment and allowed it to become dormant, a legal presumption was raised against the judgment's continued validity, and a party seeking to revive the judgment had the burden of rebutting this presumption. (8)
As part of this burden, the party seeking revival was required to plead that the judgment has not been satisfied, note what payments had been made, and state that the judgment had not been discharged. (9) When a court granted a revivor, the order typically recited that the plaintiff was entitled to execution on the judgment pled in the scire fatias. (10)
The Illinois Supreme Court explained the purpose of this procedure many years ago in Waterbury National Bank v Reed, (11) where it held as follows:
The proceeding by scire fatias to revive a judgment is not brought to determine the obligations of the defendant to the plaintiff as involved in the original controversy, but is for the purpose of reviving the original judgment in order that execution may issue thereon, and in such proceeding the defendant cannot show any matter which was pleaded or might have been pleaded in the original suit. The only defenses which can be set up in a scire fatias proceeding are that no judgment was rendered, but if one was rendered that it has been satisfied or discharged. (12)
In 1932, the Illinois legislature enacted a law providing that it was not necessary to use a writ of scire fatias to revive a judgment and that any relief available by that writ could be had through an ordinary civil action at law by filing a complaint and issuing summons as in other civil cases. (13) However, this enactment did not abolish the writ of scire fatias, and the two procedures existed side by side for 50 years."
The coexistence of the two procedures caused considerable confusion, because a party was bound by the procedural requirements of the method that he originally elected. (15) Accordingly, a party could not begin a writ of scire facias [Latin, Made known.] A judicial writ requiring a defendant to appear in court and prove why an existing judgment should not be executed against him or her.
In the law, scire facias is a judicial writ that is brought in a case that has already been before a court. and then switch to a statutory action with complaint and summons. (16)
During this period of alternate remedies, the statutory method came to dominate revival practice. By 1980, the writ of scire facias was considered "a proceeding seldom seen Seldom Seen was a horse that competed at the highest levels of dressage with his rider, Lendon Gray.
In 1982, Illinois abolished all writs, including the writ of scire facias, as part of the creation of the modern Code of Civil Procedure. (18) In so doing, the legislature added 735 ILCS 5/2-1601, which states as follows:
Scire facias abolished. Any relief which heretofore might have been obtained by scire facias may be had by employing a petition filed in the case in which the original judgment was entered and notice shall be given in accordance with rules. (19)
The failure of the legislature to proscribe pro·scribe
tr.v. pro·scribed, pro·scrib·ing, pro·scribes
1. To denounce or condemn.
2. To prohibit; forbid. See Synonyms at forbid.
a. To banish or outlaw (a person). a particular method led to varying decisions about the proper method of reviving a judgment. Under the procedure that existed between 1982 and 2002, the standard method of obtaining revival was through a petition filed in the original case. (20)
This petition was to be served pursuant to Supreme Court Rule 106, which governed service of petitions to revive judgments. Supreme Court Rule 106 took its method of service from Supreme Court Rule 105 (which governs service of pleadings seeking additional relief) and required personal service, service by certified or registered mail restricted delivery, or service by publication. (21)
However, some parties continued to file a new action to revive a prior judgment (22) To further complicate matters, a line of cases arose in the fourth district holding that a petition for contempt for nonpayment of child support revived a judgment. (23)
Through all the procedural changes in the law, the substantive law The part of the law that creates, defines, and regulates rights, including, for example, the law of contracts, torts, wills, and real property; the essential substance of rights under law. governing defenses remained constant. As stated by Waterbury a century ago, there are two primary defenses to a revival proceeding: payment or discharge. The debtor could also assert that no judgment was entered in the original proceeding (24) or that the original judgment was void due to lack of personal jurisdiction in the original proceeding. (25) In addition, he or she could assert that the original judgment was void under the doctrine that a void judgment can be attacked at any time without limitation. (26)
However, Illinois precedent is inconsistent regarding the procedure for addressing an assertion of lack of jurisdiction in the original proceeding when raised as a defense to revival. Several decisions have suggested that the judgment should be revived subject to a ruling on jurisdictional defect. (27) Others suggest that the jurisdictional issue should be reviewed prior to granting the revival. (28)
The Illinois Supreme Court was faced with this situation in the 2002 case Sarkissian v Chicago Board o f Education, (29) where the plaintiff filed a petition for revival of a $7 million default judgment entered against the board of education nine years earlier. The board opposed the petition, arguing that the original trial court never had personal jurisdiction because the original action was served upon a person not statutorily authorized to accept service of process.
The board argued that the original judgment was therefore void, because the trial court lacked personal jurisdiction over it. Rather than ruling on whether to grant the revival, the trial, appellate, and supreme courts addressed the jurisdictional argument on the merits on the merits adj. referring to a judgment, decision or ruling of a court based upon the facts presented in evidence and the law applied to that evidence. A judge decides a case "on the merits" when he/she bases the decision on the fundamental issues and considers first. None of these decisions went on to describe whether jurisdiction or revival should be considered first.
While Justice Freeman's concurrence CONCURRENCE, French law. The equality of rights, or privilege which several persons-have over the same thing; as, for example, the right which two judgment creditors, Whose judgments were rendered at the same time, have to be paid out of the proceeds of real estate bound by them. Dict. de Jur. h.t. noted that the proper procedure would have been to revive the judgment first and then address the collateral attack An attempt to impeach or overturn a judgment rendered in a judicial proceeding, made in a proceeding other than within the original action or an appeal from it.
A defendant may make a collateral attack on a judgment entered against him or her in some instances. upon the judgment, (30) the majority's resolution of the case arguably suggests that collateral attacks against the original judgment should be considered before revival of the judgment.
Problems the statute was designed to cure
As discussed earlier, under prior case law the judgment creditor was required to serve all judgment debtors in a revival action and not merely those with interests in property subject to a judgment lien, (31) except for legal representatives of deceased defendants or dissolved legal entities. (32) However, this exception also had an exception--if no original defendants still existed when the revival was filed, the judgment creditor was required to name and serve all of their successesors-in-interest. (33) This rule was a holdover hold·o·ver
One that is held over from an earlier time: a political advisor who was a holdover from the Reagan era; a family tradition that is a holdover from my grandparents' childhood.
Noun 1. from the scire facias procedure.
Similarly, the effect of an intervening bankruptcy on a judgment lien was in dispute. While the law is clear that a judgment lien not avoided in bankruptcy is not discharged in bankruptcy, (34) it is unclear to what extent the time to file a revival is tolled by a bankruptcy. (35)
This analysis is further complicated by a quirk in the old law--because judgments could only be revived after the existing judgment lost its vigor, liens necessarily lapsed. Thus, a rule precluding revivals involving intervening bankruptcies would mean that a judgment lien could never be revived against a defendant who had declared bankruptcy, even if the defendant had failed to properly adjudicate adjudicate (jōō´dikāt´),
v the lien. (36)
This question has created a split in authority. In First National Bank in Toledo v Adkins, (37) the fourth district took the position that the expiration of the seven-year period for reviving a judgment did not extinguish a lien when the judgment debtor A party against which an unsatisfied court decision is awarded; a person who is obligated to satisfy a court decision.
The term judgment debtor describes a party against which a court has made a monetary award. had previously obtained a discharge in bankruptcy discharge in bankruptcy n. an order given by the bankruptcy judge, at the conclusion of all legal steps in processing a bankrupt person's assets and debts, which forgives those remaining debts which cannot be paid, with certain exceptions. and that a creditor could revive the judgment lien against the property in rem [Latin, In the thing itself.] A lawsuit against an item of property, not against a person (in personam).
An action in rem is a proceeding that takes no notice of the owner of the property but determines rights in the property that are conclusive against all the even after seven years.
In Guertler v Barlow Woods, Inc, (38) the first district came to a diametrically di·a·met·ri·cal also di·a·met·ric
1. Of, relating to, or along a diameter.
2. Exactly opposite; contrary.
di opposite position. The court held that when a creditor is prohibited by bankruptcy law from proceeding during the seven-year period, the revival proceeding must be filed within 30 days following the conclusion of the bankruptcy.
This conflicted with another fourth district case, First National Bank o f Mt. Zion v Fryman, (39) in which the court held that the filing of the revival was tolled for the number of days that the stay prevented the filing of the revival. The Guertler court based its conclusion on 11 USC An abbreviation for U.S. Code. section 108(c), holding that in the absence of a state statute on point, the federal statute applies. That statute requires the institution of any action whose statute of limitations ended during the bankruptcy stay period within 30 days after the stay ends.
The 2002 passage of 735 ILCS 5/2-1602 codifies a creditor's right to revive a judgment after bankruptcy as to the property that a lien attached before the filing of the bankruptcy action. (40)
How the current procedure works
The revival statute is intended to remedy the previously described problems while providing a single simple method of reviving judgments.
Where should the petition be filed? A petition to revive the judgment must be filed in the original case in which the judgment was entered. (41) This is consistent with the dominant practice under prior law.
When may a revival of judgment be filed? A revival of judgment may be filed six years and a day from the date of the previous revival or the date of the original judgment. (42) The petition may be filed at the end of the sixth year after the judgment was entered or last revived. This allows a revival proceeding to take place before the judgment becomes dormant, seven years after its last revival or the entry of the original judgment.
The importance of revival before the end of the seventh year is that a memorandum of judgment may remain a lien against realty and maintain its priority if a new memorandum of the revived judgment is recorded prior to the end of the last seven-year period. This represents a change from prior laws, when all judgment liens against realty would expire at the end of the seven-year period.
What must the petition contain? The petition to revive a judgment must recite the original date and amount of the judgment, court costs court costs n. fees for expenses that the courts pass on to attorneys, who then pass them on to their clients or, in some kinds of cases, to the losing party. expended, accrued interest Accrued Interest
The interest that has accumulated on a bond since the last interest payment up to but not including the settlement date.
There are two methods for calculating accrued interest:
1) 360-day year method, used for corporate and municipal bonds. , and credits to the judgment, if any. (43)
How should the petition be served? Service of the notice of the petition to revive a judgment is to be made according to according to
1. As stated or indicated by; on the authority of: according to historians.
2. In keeping with: according to instructions.
3. Supreme Court Rule 106. (44) A petition for revival is considered an action seeking new relief against a debtor as outlined in Supreme Court Rule 105. (45)
What order does the court issue upon granting the revival? The order reviving a judgment does not result in a new judgment. Instead, it revives the judgment in its original amount. Costs, interest, and credits should be set forth by the plaintiff in further supplemental proceedings or execution. (46)
What changed under the law? First, a judgment may be revived for fewer than all parties. The law changes the common law rule that a judgment must be revived against all defendants. 735 ILCS 5/1602(f) clearly states that a judgment may be revived for fewer than all debtors and that an order for revival is a final, appealable, and enforceable order. (47)
This eliminates controversies relating to relating to relate prep → concernant
relating to relate prep → bezüglich +gen, mit Bezug auf +acc missing or deceased debtors. It is particularly important when a judgment creditor wishes to continue a lien against real estate but is unable to serve all judgment debtors.
Second, a bankruptcy filing tolls the time to revive the judgment and a lien based upon a discharged judgment may only be enforced in rem. The judgment may be revived against the property if the debtor has failed to adjudicate the lien in the bankruptcy proceedings bankruptcy proceedings n. the bankruptcy procedure is: a) filing a petition (voluntary or involuntary) to declare a debtor person or business bankrupt, or, under Chapter 11 or 13, to allow reorganization or refinancing under a plan to meet the debts of the party . (48)
Assume, for example, that a memorandum of judgment is recorded against real estate before the debtor files a bankruptcy. The debtor then fails to adjudicate and remove the lien in the bankruptcy proceedings. Although the debt may be discharged in the bankruptcy proceedings, the effect of the lien is not. The lien against the real estate may be continued by reviving the judgment as to that piece of property. This addressed the situation where it was unclear whether the revival should be treated as in rem or in personam [Latin, Against the person.] A lawsuit seeking a judgment to be enforceable specifically against an individual person.
An in personam action can affect the defendant's personal rights and interests and substantially all of his or her property. .
Section 2-1602(e) codifies Illinois case law." The judgment may be revived in rem against property held by a debtor who obtained a discharge in bankruptcy when the lien was perfected prior to the filing of the bankruptcy and the debtor has failed to adjudicate the lien in the bankruptcy proceedings and have it removed.
735 ILCS 5/2-1602(e) appears to have filled the gap cited by the Guertler court and adopted the position suggested by the Adkins court (see the discussion above). However, in the event that the bankruptcy stay blocks a revival prior to the expiration of the seven-year period, the best practice is to file as soon as the stay is lifted rather than test the law in this area.
What are the exceptions to revival of judgments? There are three exceptions to the revival-of-judgment requirement: (1) a judgment relating to child support need not be revived; (50) (2) a judgment recovered in an action for damages for injury described in section 13-214.1 of the Code of Procedure (Crime Victims Act) need not be revived; (51) and (3) a sheriff's real estate levy pending at the end of the seventh year may be continued to completion within one additional year without reviving the judgment. (52)
The statute for revival of judgments provides judgment creditors with a simple and straightforward process for reviving judgments and a new mechanism for enforcing them. It removes defects in the revival procedure carried over from the common law of scire facias and codifies existing case law. It also affords judgment debtors a breakdown of sums claimed and an opportunity to receive notice and be heard before entry of an order reviving judgment.
(1.) 735 ILCS 5/12-108(a); First Natl Bank of Marengo v Loffelmacbler, 236 111 App 3d 690, 603 NE2d 80 (2d D 1992); Aetna Cas & Sur Co v Brunsmann, 77 Ill App 2d 219, 222 NE2d 527 (5th D 1966).
(2.) Ring v Palmer, 309 Ill App 333, 32 NE2d 956 (4th D 1941). But see three minor exceptions just before the conclusion of the article.
(3.) PA 96-305; 735 ILCS 5/13-218; Smith v Carlson, 8 Ill 2d 74, 132 NE2d 513 (1956). A common misconception is that judgments are only enforceable for twenty years TWENTY YEARS. The lapse of twenty years raises a presumption of certain facts, and after such a time, the party against whom the presumption has been raised, will be required to prove a negative to establish his rights.
2. and expire promptly on the twenty-year anniversary. A judgment may be revived for the last time more than twenty years after its original entry, so long as the final revival was initiated before the twentieth anniversary of the entry of the original judgment. Thus, 5/13-218 codifies the holding of Carlson.
(4.) Coursen v Hixon, 78 Ill 339 (1875); Eastman v Crawford, 126 Ill App 320 (1st D 1906).
(5.) A. C. Freeman and Edward W. Tuttle, A treatise of the law of judgments: including all final determinations of the right of parties in actions of proceedings at law or in equity $ 1091 (San Francisco San Francisco (săn frănsĭs`kō), city (1990 pop. 723,959), coextensive with San Francisco co., W Calif., on the tip of a peninsula between the Pacific Ocean and San Francisco Bay, which are connected by the strait known as the Golden : Bancroft-Whitney 5th ed 1925) (hereinafter "Freeman on judgments").
(7.) Coby v Turner, 48 Ill App 2d 37, 198 NE2d 346 (2d D 1964).
(8.) Smith v Stevens, 133 Ill 183, 24 NE 511 (1890).
(10.) Freeman on judgments [section] 1091 (cited in note 5); Priess v Buchsbaum, 332 III App 565, 76 NE2d 195 (1st D 1947).
(11.) 231 Ill 246, 83 NE 188 (1907).
(12.) Id, 231 Ill at 250.
(13.) Ill Rev Star 1945, Ch 110, [section] 55; Trustees of Schools of No 20 Tp Range No 5 Whiteside County v Chamberlain, 334 Ill App 83, 78 NE2d 525 (2d D 1948); Priess, 332 Ill App 565, 76 NE2d 195 (1st D 1947).
(14.) Carlson, 8 Ill 2d 74, 132 NE2d 513 (1956); Priess, 332 Ill App 565, 76 NE2d 195 (1st D 1947).
(15.) First Natl Bank of Chicago v Craig, 308 Ill App 377, 31 NE2d 810 (2d D 1941).
(17.) J. D. Court, Inc v Investors Unlimited, Inc, 81 Ill App 3d 131, 133,400 NE2d 1083, 1084 (4th D 1980).
(18.) PA 82-280 (eff July 1, 1982).
(19.) 735 ILCS 5/2-1601 (prior to August 21, 2002).
(20.) See, e.g., Prairie Production Credit Assoc v Bianucci, 234 Ill App 3d 1072, 600 NE2d 523 (4th D 1992).
(21.) Ill S Ct R106.
(22.) See, e.g., Loffelmacber, 236 Ill App 3d 690, 603 NE2d 80 (2d D 1992).
(23.) McGinnis v McGinnis, 268 Ill App 3d 123, 643 NE2d 281 (4th D 1994); Wray v Brassard, 226 Ill App 3d 1007, 589 NE2d 1012 (4th D 1992). This exception was subsequently codified cod·i·fy
tr.v. cod·i·fied, cod·i·fy·ing, cod·i·fies
1. To reduce to a code: codify laws.
2. To arrange or systematize. at 735 ILCS 5/12-108(a).
Unfortunately, this line of cases was extended by the first district in James T. Haddon, Ltd v Weiss, 342 Ill App 3d 144, 796 NE2d 109 (1st D 2003), which held that a citation proceeding could be used to revive a judgment for a debt. The authors both feel that Weiss was wrongly decided as the common law never held that the mere filing of a proceeding to enforce the judgment caused its revival. See Thomas v Kowalewski, 12 Ill App 2d 283, 139 NE2d 604 (1st D 1956) (Creditor's bill does not revive a judgment); Ring v Palmer, 309 Ill App 333, 32 NE2d 956 (4th D 1941) ("garnishment garnishment, in law, means of requiring a third party who holds a debt (including wages) due a defendant to retain the property temporarily. The garnishment consists of a warning, in the form of a judgment, to the third party, called the garnishee, not to deliver the does not revive a judgment"). The Kowalewski case, was inexplicably reversed by Thomas v Richards, 13 Ill 2d 311, 148 NE2d 740 (1958). However, under the modern regime of judgment revival practice, Richards and Weiss should not be followed. Executions or creditor's bills (the common law writs equivalent to a modern day citation) do not entitle a litigant litigant n. any party to a lawsuit. This means plaintiff, defendant, petitioner, respondent, cross-complainant, and cross-defendant, but not a witness or attorney.
LITIGANT. One engaged in a suit; one fond of litigation. to the same relief as a writ of scire facias.
Further, all service referenced by the Weiss opinion is by first class mail, which is inadequate service under Supreme Court Rule 106. In any event, this is no longer the law, as the new procedure is the exclusive method of reviving judgments.
(24.) Chamberlain, 334 Ill App at 90, 78 NE2d at 529.
(25.) Dec and Aque v Manning, 248 Ill App 3d 341, 618 NE2d 367 (1st D 1993).
(26.) Sarkissian v Chicago Bd of Ed, 201 Ill 2d 95, 776 NE2d 195 (2002); Dec and Aque, 248 Ill App 3d 341, 618 NE2d 367 (1st D 1993). However, early cases did not permit the judgment debtors to challenge service in the original action. See Foreman v Illinois Hair & Feather Co, 337 Ill App 147, 85 NE2d 353 (1st D 1949).
(27.) Charles v Charles V, duke of Lorraine
Charles V (Charles Leopold), 1643–90, duke of Lorraine; nephew of Duke Charles IV. Deprived of the rights of succession to the duchy, he was forced to leave France and entered the service of the Holy Roman emperor. Gore, 248 Ill App 3d 441, 618 NE2d 554 (1st D 1993).
(28.) Dec & Aque, 248 Ill App 3d 341, 618 NE2d 367 (1st D 1993).
(29.) 201 Ill 2d 95, 776 NE2d 195 (2002).
(30.) Id at 117-124, 776 NE2d at 209 (Freeman concurring).
(31.) Industrial Natl Bank of Chicago v Shalin, 330 Ill App 498, 72 NE2d 52 (1st D 1947); Columbia Hardwood Lumber Co v E. Kopriwa Co, 326 Ill App 423, 62 NE2d 23 (1st D 1945).
(33.) Freeman on judgments [section] 1091 (cited in note 5).
(34.) Bianucci, 234 Ill App 3d 1072, 600 NE2d 523 (4th D 1992). While a judgment can be discharged in bankruptcy, a lien of a judgment is not discharged unless it is avoided in bankruptcy.
(35.) This issue arises when the seven-year period is interrupted by the filing of a bankruptcy stay. A creditor cannot revive a judgment underlying its lien to maintain a lien in rem without moving for relief from the bankruptcy stay during the pendency Pend´en`cy
n. 1. The quality or state of being pendent or suspended.
2. The quality or state of being undecided, or in continuance; suspense; as, the pendency of a suit s>. of a bankruptcy action. However, a creditor typically does not attempt to revive a judgment during the pendency of a bankruptcy, as it will place the debtor on notice that he should avoid the lien of judgment against him while the bankruptcy proceeding is open.
(36.) Unless adjudicated and removed by the bankruptcy court bankruptcy court n. the specialized Federal court in which bankruptcy matters under the Federal Bankruptcy Act are conducted. There are several bankruptcy courts in each state, and each one's territory covers several counties. , a judicial lien will generally survive a bankruptcy even though the debt which caused the judgment is gone. A judgment lien may be adjudicated in the bankruptcy court under one of two theories. First, if it was a preferential lien recorded within 90 days of the bankruptcy. Second, if the lien impairs the debtor's homestead exemption Homestead exemption is a legal regime designed to protect the value of the homes of residents from property taxes, creditors, and circumstances arising from the death of the homeowner spouse. of $15,000 determined at the time of filing.
(37.) 272 Ill App 3d Ill, 650 NE2d 277 (4th D 1995).
(38.) 230 Ill App 3d 933, 596 NE2d 24 (1st D 1992).
(39.) 236 Ill App 3d 754, 602 NE2d 876 (4th D 1992).
(40.) 735 ILCS 5/2-1602(e).
(41.) 735 ILCS 5/2-1602(b).
(42.) 735 ILCS 5/2-1602(a).
(43.) 735 ILCS 5/2-1602(b).
(44.) 735 ILCS 5/2-1602(c).
(45.) Ill S Ct R 106.
(46.) 735 ILCS 5/2-1602(d).
(47.) 735 ILCS 5/2-1602(f).
(48.) 735 ILCS 5/2-1602(e).
(49.) See Bianucci, 234 Ill App 3d 1072, 600 NE2d 523 (4th D 1992).
(50.) 735 ILCS 5/12-108(a).
Robert G. Markoff is a partner in Markoff & Krasny in Chicago. He is past chair of the ISBA ISBA Illinois State Bar Association
ISBA International Society for Bayesian Analysis
ISBA Incorporated Society of British Advertisers
ISBA Iowa State Bar Association
ISBA International Sea-Bed Authority
ISBA Illinois State Beekeepers Association Commercial, Banking & Bankruptcy Section Council and primary author of 735 ILCS 512-1602. Christopher McGeehan practices with McGeehan Technology Law, Ltd in Chicago, where he focuses on intellectual property, information technology and commercial litigation An action brought in court to enforce a particular right. The act or process of bringing a lawsuit in and of itself; a judicial contest; any dispute.
When a person begins a civil lawsuit, the person enters into a process called litigation. matters. The authors thank Charles J. Prochaska, a third year student at Chicago Kent College of Law, for his assistance.